Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installme… Read more
Lexinfintech Holdings Ltd (LX) - Total Assets
Latest total assets as of September 2025: $23.07 Billion USD
Based on the latest financial reports, Lexinfintech Holdings Ltd (LX) holds total assets worth $23.07 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Lexinfintech Holdings Ltd - Total Assets Trend (2015–2024)
This chart illustrates how Lexinfintech Holdings Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Lexinfintech Holdings Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
Lexinfintech Holdings Ltd's total assets of $23.07 Billion consist of 80.5% current assets and 19.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.1% |
| Accounts Receivable | $5.79 Billion | 26.0% |
| Inventory | $22.34 Million | 0.1% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $862.87 Million | 3.9% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2015–2024)
This chart illustrates how Lexinfintech Holdings Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Lexinfintech Holdings Ltd's current assets represent 80.5% of total assets in 2024, a decrease from 88.6% in 2015.
- Cash Position: Cash and equivalents constituted 10.1% of total assets in 2024, up from 3.6% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 2015.
- Asset Diversification: The largest asset category is accounts receivable at 26.0% of total assets.
Lexinfintech Holdings Ltd Competitors by Total Assets
Key competitors of Lexinfintech Holdings Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Lexinfintech Holdings Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Moderate asset utilization - Lexinfintech Holdings Ltd generates 0.64x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Lexinfintech Holdings Ltd generates $ 4.95 in net profit.
Lexinfintech Holdings Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.80 | 1.66 | 1.37 |
| Quick Ratio | 1.80 | 1.66 | 1.36 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $8.16 Billion | $ 7.28 Billion | $ 4.40 Billion |
Lexinfintech Holdings Ltd - Advanced Valuation Insights
This section examines the relationship between Lexinfintech Holdings Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.28 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | -3.9% |
| Total Assets | $22.24 Billion |
| Market Capitalization | $588.61 Million USD |
Valuation Analysis
Below Book Valuation: The market values Lexinfintech Holdings Ltd's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Lexinfintech Holdings Ltd's assets decreased by 3.9% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Lexinfintech Holdings Ltd (2015–2024)
The table below shows the annual total assets of Lexinfintech Holdings Ltd from 2015 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $22.24 Billion | -3.89% |
| 2023-12-31 | $23.14 Billion | +1.63% |
| 2022-12-31 | $22.77 Billion | +8.30% |
| 2021-12-31 | $21.03 Billion | +3.35% |
| 2020-12-31 | $20.35 Billion | +5.76% |
| 2019-12-31 | $19.24 Billion | +54.25% |
| 2018-12-31 | $12.47 Billion | -15.34% |
| 2017-12-31 | $14.73 Billion | +68.91% |
| 2016-12-31 | $8.72 Billion | +128.45% |
| 2015-12-31 | $3.82 Billion | -- |