MetroCity Bankshares
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residen… Read more
MetroCity Bankshares (MCBS) - Total Assets
Latest total assets as of December 2025: $4.77 Billion USD
Based on the latest financial reports, MetroCity Bankshares (MCBS) holds total assets worth $4.77 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
MetroCity Bankshares - Total Assets Trend (2013–2025)
This chart illustrates how MetroCity Bankshares’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
MetroCity Bankshares - Asset Composition Analysis
Current Asset Composition (December 2025)
MetroCity Bankshares's total assets of $4.77 Billion consist of 9.2% current assets and 90.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.8% |
| Accounts Receivable | $20.30 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $12.63 Million | 0.3% |
| Goodwill | $56.05 Million | 1.2% |
Asset Composition Trend (2013–2025)
This chart illustrates how MetroCity Bankshares's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: MetroCity Bankshares's current assets represent 9.2% of total assets in 2025, an increase from 3.4% in 2013.
- Cash Position: Cash and equivalents constituted 7.8% of total assets in 2025, up from 3.4% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, unchanged from 1.0% in 2013.
- Asset Diversification: The largest asset category is goodwill at 1.2% of total assets.
MetroCity Bankshares Competitors by Total Assets
Key competitors of MetroCity Bankshares based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
MetroCity Bankshares - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - MetroCity Bankshares generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, MetroCity Bankshares generates $ 1.44 in net profit.
MetroCity Bankshares - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 28.64 | 0.10 | 0.11 |
| Quick Ratio | 28.64 | 0.10 | 0.11 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $423.00 Million | $ -2.47 Billion | $ -1.55 Billion |
MetroCity Bankshares - Advanced Valuation Insights
This section examines the relationship between MetroCity Bankshares's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.49 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | 32.7% |
| Total Assets | $4.77 Billion |
| Market Capitalization | $626.56 Million USD |
Valuation Analysis
Below Book Valuation: The market values MetroCity Bankshares's assets below their book value (0.13 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: MetroCity Bankshares's assets grew by 32.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for MetroCity Bankshares (2013–2025)
The table below shows the annual total assets of MetroCity Bankshares from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.77 Billion | +32.67% |
| 2024-12-31 | $3.59 Billion | +2.60% |
| 2023-12-31 | $3.50 Billion | +2.21% |
| 2022-12-31 | $3.43 Billion | +10.34% |
| 2021-12-31 | $3.11 Billion | +63.70% |
| 2020-12-31 | $1.90 Billion | +16.28% |
| 2019-12-31 | $1.63 Billion | +13.90% |
| 2018-12-31 | $1.43 Billion | +11.15% |
| 2017-12-31 | $1.29 Billion | +17.17% |
| 2016-12-31 | $1.10 Billion | +63.85% |
| 2015-12-31 | $671.38 Million | +15.24% |
| 2014-12-31 | $582.59 Million | +13.13% |
| 2013-12-31 | $514.99 Million | -- |