MetroCity Bankshares (MCBS) - Total Liabilities
Based on the latest financial reports, MetroCity Bankshares (MCBS) has total liabilities worth $3.95 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore MetroCity Bankshares strategic investment ratio to see how much of total assets are deployed in long-term investments.
MetroCity Bankshares - Total Liabilities Trend (2013–2025)
This chart illustrates how MetroCity Bankshares's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see total assets of MetroCity Bankshares.
MetroCity Bankshares Competitors by Total Liabilities
The table below lists competitors of MetroCity Bankshares ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
CERES POWER HLDGS
F:CFJ
|
Germany | €38.15 Million |
|
Anadolu Hayat Emeklilik AS
IS:ANHYT
|
Turkey | TL313.72 Billion |
|
Hotel Shilla
KO:008770
|
Korea | ₩2.47 Trillion |
|
Shanghai STEP Electric Corp
SHE:002527
|
China | CN¥2.70 Billion |
|
Sudarshan Chemical Industries Limited
NSE:SUDARSCHEM
|
India | Rs58.35 Billion |
|
Maravai Lifesciences Holdings Inc
NASDAQ:MRVI
|
USA | $248.16 Million |
|
Flotek Industries Inc
NYSE:FTK
|
USA | $138.82 Million |
|
Inversiones Aguas Metropolitanas SA
SN:IAM
|
Chile | CL$1.80 Trillion |
Liability Composition Analysis (2013–2025)
This chart breaks down MetroCity Bankshares's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See MCBS net asset quality score to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 21.28 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.96 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how MetroCity Bankshares's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for MetroCity Bankshares (2013–2025)
The table below shows the annual total liabilities of MetroCity Bankshares from 2013 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $4.22 Billion | +33.14% |
| 2024-12-31 | $3.17 Billion | +1.65% |
| 2023-12-31 | $3.12 Billion | +1.41% |
| 2022-12-31 | $3.08 Billion | +9.30% |
| 2021-12-31 | $2.82 Billion | +70.39% |
| 2020-12-31 | $1.65 Billion | +16.78% |
| 2019-12-31 | $1.42 Billion | +11.95% |
| 2018-12-31 | $1.26 Billion | +9.55% |
| 2017-12-31 | $1.15 Billion | +16.22% |
| 2016-12-31 | $992.80 Million | +70.64% |
| 2015-12-31 | $581.82 Million | +14.19% |
| 2014-12-31 | $509.51 Million | +12.30% |
| 2013-12-31 | $453.70 Million | -- |
About MetroCity Bankshares
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loan… Read more