MetroCity Bankshares (MCBS) - Total Liabilities
Based on the latest financial reports, MetroCity Bankshares (MCBS) has total liabilities worth $4.13 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
MetroCity Bankshares - Total Liabilities Trend (2013–2025)
This chart illustrates how MetroCity Bankshares's total liabilities have evolved over time, based on quarterly financial data. See MCBS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
MetroCity Bankshares Competitors by Total Liabilities
The table below lists competitors of MetroCity Bankshares ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Equitas Small Finance Bank Limited
NSE:EQUITASBNK
|
India | Rs-60.73 Billion |
|
Esquire Financial Holdings Inc
NASDAQ:ESQ
|
USA | $2.08 Billion |
|
Guangzhou Pearl River Piano Group Co Ltd
SHE:002678
|
China | CN¥594.22 Million |
|
EQ Resources Ltd
AU:EQR
|
Australia | AU$115.21 Million |
|
Beijing Strong Biotechnologies Inc
SHE:300406
|
China | CN¥1.30 Billion |
|
CW Enerji SA
IS:CWENE
|
Turkey | TL20.29 Billion |
|
Zhongnongfa Seed Industry Group Co Ltd
SHG:600313
|
China | CN¥2.24 Billion |
|
Sellas Life Sciences Group Inc
NASDAQ:SLS
|
USA | $7.47 Million |
Liability Composition Analysis (2013–2025)
This chart breaks down MetroCity Bankshares's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see MetroCity Bankshares market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 134.88 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.46 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.88 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how MetroCity Bankshares's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for MetroCity Bankshares (2013–2025)
The table below shows the annual total liabilities of MetroCity Bankshares from 2013 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $4.22 Billion | +33.14% |
| 2024-12-31 | $3.17 Billion | +1.65% |
| 2023-12-31 | $3.12 Billion | +1.41% |
| 2022-12-31 | $3.08 Billion | +9.30% |
| 2021-12-31 | $2.82 Billion | +70.39% |
| 2020-12-31 | $1.65 Billion | +16.78% |
| 2019-12-31 | $1.42 Billion | +11.95% |
| 2018-12-31 | $1.26 Billion | +9.55% |
| 2017-12-31 | $1.15 Billion | +16.22% |
| 2016-12-31 | $992.80 Million | +70.64% |
| 2015-12-31 | $581.82 Million | +14.19% |
| 2014-12-31 | $509.51 Million | +12.30% |
| 2013-12-31 | $453.70 Million | -- |
About MetroCity Bankshares
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loan… Read more