MetroCity Bankshares (MCBS) - Total Liabilities
Based on the latest financial reports, MetroCity Bankshares (MCBS) has total liabilities worth $4.22 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore MCBS operating cash flow to assess how effectively this company generates cash.
MetroCity Bankshares - Total Liabilities Trend (2013–2025)
This chart illustrates how MetroCity Bankshares's total liabilities have evolved over time, based on quarterly financial data. Check asset resilience ratio of MetroCity Bankshares to evaluate the company's liquid asset resilience ratio.
MetroCity Bankshares Competitors by Total Liabilities
The table below lists competitors of MetroCity Bankshares ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
ARS Pharmaceuticals, Inc
NASDAQ:SPRY
|
USA | $213.39 Million |
|
Besalco Sa
SN:BESALCO
|
Chile | CL$1.05 Trillion |
|
Quanex Building Products
NYSE:NX
|
USA | $1.25 Billion |
|
Wecome Intelligent Manufacturing Co. Ltd.
SHG:603070
|
China | CN¥824.36 Million |
|
Ninety One Ltd
JSE:NY1
|
South Africa | ZAC13.25 Billion |
|
Henan Lantian Gas Co Ltd
SHG:605368
|
China | CN¥2.55 Billion |
|
Banco Mercantil do Brasil S.A
SA:BMEB3
|
Brazil | R$29.22 Billion |
|
Matthews International Corporation
NASDAQ:MATW
|
USA | $1.01 Billion |
Liability Composition Analysis (2013–2025)
This chart breaks down MetroCity Bankshares's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see MetroCity Bankshares market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 28.64 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.76 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how MetroCity Bankshares's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for MetroCity Bankshares (2013–2025)
The table below shows the annual total liabilities of MetroCity Bankshares from 2013 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $4.22 Billion | +33.14% |
| 2024-12-31 | $3.17 Billion | +1.65% |
| 2023-12-31 | $3.12 Billion | +1.41% |
| 2022-12-31 | $3.08 Billion | +9.30% |
| 2021-12-31 | $2.82 Billion | +70.39% |
| 2020-12-31 | $1.65 Billion | +16.78% |
| 2019-12-31 | $1.42 Billion | +11.95% |
| 2018-12-31 | $1.26 Billion | +9.55% |
| 2017-12-31 | $1.15 Billion | +16.22% |
| 2016-12-31 | $992.80 Million | +70.64% |
| 2015-12-31 | $581.82 Million | +14.19% |
| 2014-12-31 | $509.51 Million | +12.30% |
| 2013-12-31 | $453.70 Million | -- |
About MetroCity Bankshares
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residen… Read more