MetroCity Bankshares Total Liabilities

Latest as of June 2026: $3.95 Billion USD

MetroCity Bankshares total liabilities. Based on the latest financial reports, MetroCity Bankshares (MCBS) has total liabilities worth $3.95 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check MCBS cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Total Liabilities of MetroCity Bankshares (2013–2025)

Total liabilities of MetroCity Bankshares from 2013 to 2025. This chart illustrates how MetroCity Bankshares's total liabilities have evolved over time, based on quarterly financial data. Explore how much of MetroCity Bankshares's assets are long-term investments to see how much of total assets are deployed in long-term investments.

MetroCity Bankshares Competitors by Total Liabilities

The table below lists competitors of MetroCity Bankshares ranked by their total liabilities.

Company Country Total Liabilities
HTC Corp
TW:2498
Taiwan NT$11.55 Billion
Guizhou Gas Group Corporation Ltd Class A
SHG:600903
China CN¥7.35 Billion
VNET Group Inc DRC
NASDAQ:VNET
USA $39.49 Billion
MORIMATSU INT.H.C. (HK)
F:1S5
Germany €4.27 Billion
MoonLake Immunotherapeutics
NASDAQ:MLTX
USA $146.35 Million
East China Engineering Science and Technology Co Ltd
SHE:002140
China CN¥11.29 Billion
Hangjin Technology Co Ltd
SHE:000818
China CN¥4.72 Billion
Mission Produce Inc
NASDAQ:AVO
USA $396.60 Million

Liability Composition Analysis (2013–2025)

This chart breaks down MetroCity Bankshares's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see MCBS asset base.

Liquidity & Leverage Metrics

MetroCity Bankshares Total Liabilities Ratios Explained

MetroCity Bankshares total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.

Metric Value Description
Current Ratio 21.28 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 6.96 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.87 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how MetroCity Bankshares's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for MetroCity Bankshares (2013–2025)

The table below shows the annual total liabilities of MetroCity Bankshares from 2013 to 2025.

Year Total Liabilities Change
2025-12-31 $4.22 Billion +33.14%
2024-12-31 $3.17 Billion +1.65%
2023-12-31 $3.12 Billion +1.41%
2022-12-31 $3.08 Billion +9.30%
2021-12-31 $2.82 Billion +70.39%
2020-12-31 $1.65 Billion +16.78%
2019-12-31 $1.42 Billion +11.95%
2018-12-31 $1.26 Billion +9.55%
2017-12-31 $1.15 Billion +16.22%
2016-12-31 $992.80 Million +70.64%
2015-12-31 $581.82 Million +14.19%
2014-12-31 $509.51 Million +12.30%
2013-12-31 $453.70 Million --

About MetroCity Bankshares

NASDAQ:MCBS USA Banks - Regional
Market Cap
$1.05 Billion
Market Cap Rank
#8692 Global
#2520 in USA
Share Price
$36.60
Change (1 day)
+1.33%
52-Week Range
$24.71 - $37.07
All Time High
$854825.94
About

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loan… Read more