MetroCity Bankshares Total Assets
MetroCity Bankshares total assets. Based on the latest financial reports, MetroCity Bankshares (MCBS) holds total assets worth $4.52 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see MetroCity Bankshares market cap and net worth for the company's overall valuation and market capitalisation.
Total Assets of MetroCity Bankshares (2013–2025)
Total assets of MetroCity Bankshares from 2013 to 2025. This chart illustrates how MetroCity Bankshares's total assets have evolved over time, based on quarterly financial data. See MCBS live share price for real-time trading data and today's change.
MetroCity Bankshares - Asset Composition Analysis
MetroCity Bankshares Total Assets Breakdown (December 2025)
MetroCity Bankshares total assets breakdown as of December 2025. MetroCity Bankshares's total assets of $4.52 Billion consist of 9.2% current assets and 90.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.8% |
| Accounts Receivable | $20.30 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $12.63 Million | 0.3% |
| Goodwill | $56.05 Million | 1.2% |
Asset Composition Trend (2013–2025)
This chart illustrates how MetroCity Bankshares's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore MCBS current assets to equity ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: MetroCity Bankshares's current assets represent 9.2% of total assets in 2025, an increase from 3.4% in 2013.
- Cash Position: Cash and equivalents constituted 7.8% of total assets in 2025, up from 3.4% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, unchanged from 1.0% in 2013.
- Asset Diversification: The largest asset category is goodwill at 1.2% of total assets.
MetroCity Bankshares Competitors by Total Assets
Key competitors of MetroCity Bankshares based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB
|
USA | $3.14 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
MetroCity Bankshares - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 21.28 | 0.11 | 0.13 |
| Quick Ratio | 21.28 | 0.11 | 0.13 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $286.54 Million | $-2.40 Billion | $-1.83 Billion |
MetroCity Bankshares - Advanced Valuation Insights
This section examines the relationship between MetroCity Bankshares's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.75 |
| Latest Market Cap to Assets Ratio | 0.21 |
| Asset Growth Rate (YoY) | 32.7% |
| Total Assets | $4.77 Billion |
| Market Capitalization | $983.47 Million USD |
Valuation Analysis
Below Book Valuation: The market values MetroCity Bankshares's assets below their book value (0.21x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: MetroCity Bankshares's assets grew by 32.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for MetroCity Bankshares (2013–2025)
The table below shows the annual total assets of MetroCity Bankshares from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.77 Billion | +32.67% |
| 2024-12-31 | $3.59 Billion | +2.60% |
| 2023-12-31 | $3.50 Billion | +2.21% |
| 2022-12-31 | $3.43 Billion | +10.34% |
| 2021-12-31 | $3.11 Billion | +63.70% |
| 2020-12-31 | $1.90 Billion | +16.28% |
| 2019-12-31 | $1.63 Billion | +13.90% |
| 2018-12-31 | $1.43 Billion | +11.15% |
| 2017-12-31 | $1.29 Billion | +17.17% |
| 2016-12-31 | $1.10 Billion | +63.85% |
| 2015-12-31 | $671.38 Million | +15.24% |
| 2014-12-31 | $582.59 Million | +13.13% |
| 2013-12-31 | $514.99 Million | -- |
About MetroCity Bankshares
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loan… Read more