nCino Inc
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and ente… Read more
nCino Inc (NCNO) - Total Assets
Latest total assets as of October 2025: $1.56 Billion USD
Based on the latest financial reports, nCino Inc (NCNO) holds total assets worth $1.56 Billion USD as of October 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
nCino Inc - Total Assets Trend (2018–2025)
This chart illustrates how nCino Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
nCino Inc - Asset Composition Analysis
Current Asset Composition (January 2025)
nCino Inc's total assets of $1.56 Billion consist of 18.8% current assets and 81.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.5% |
| Accounts Receivable | $146.79 Million | 9.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $154.57 Million | 9.6% |
| Goodwill | $1.02 Billion | 63.3% |
Asset Composition Trend (2018–2025)
This chart illustrates how nCino Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: nCino Inc's current assets represent 18.8% of total assets in 2025, a decrease from 96.5% in 2018.
- Cash Position: Cash and equivalents constituted 7.5% of total assets in 2025, down from 71.4% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 72.0% of total assets, an increase from 0.0% in 2018.
- Asset Diversification: The largest asset category is goodwill at 63.3% of total assets.
nCino Inc Competitors by Total Assets
Key competitors of nCino Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Glidelogic Corp.
PINK:GDLG
|
USA | $4.87K |
|
Mojo Data Solutions Inc
PINK:MJDS
|
USA | $1.66K |
|
Fujian Newland Computer Co Ltd
SHE:000997
|
China | CN¥13.83 Billion |
|
YGSOFT Inc
SHE:002063
|
China | CN¥4.58 Billion |
|
Dhc Software Co Ltd
SHE:002065
|
China | CN¥25.81 Billion |
|
Zhejiang Netsun Co Ltd
SHE:002095
|
China | CN¥1.57 Billion |
|
Montnets Cloud Technology Group Co Ltd
SHE:002123
|
China | CN¥3.29 Billion |
|
Beijing Shiji Information Technology Co Ltd
SHE:002153
|
China | CN¥9.36 Billion |
nCino Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - nCino Inc generates 0.34x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - nCino Inc is currently not profitable relative to its asset base.
nCino Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.93 | 1.95 | 3.82 |
| Quick Ratio | 0.93 | 1.95 | 3.82 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-13.80 Million | $ 169.73 Million | $ 326.54 Million |
nCino Inc - Advanced Valuation Insights
This section examines the relationship between nCino Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.00 |
| Latest Market Cap to Assets Ratio | 0.99 |
| Asset Growth Rate (YoY) | 20.1% |
| Total Assets | $1.61 Billion |
| Market Capitalization | $1.59 Billion USD |
Valuation Analysis
Near Book Valuation: The market values nCino Inc's assets close to their book value ( 0.99x), suggesting investors view the company's assets at approximately fair value.
Rapid Asset Growth: nCino Inc's assets grew by 20.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for nCino Inc (2018–2025)
The table below shows the annual total assets of nCino Inc from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-01-31 | $1.61 Billion | +20.14% |
| 2024-01-31 | $1.34 Billion | +0.99% |
| 2023-01-31 | $1.33 Billion | +2.02% |
| 2022-01-31 | $1.30 Billion | +130.92% |
| 2021-01-31 | $563.40 Million | +125.22% |
| 2020-01-31 | $250.15 Million | +108.52% |
| 2019-01-31 | $119.97 Million | +6.20% |
| 2018-01-31 | $112.97 Million | -- |