nCino Inc (NCNO) - Total Assets
Based on the latest financial reports, nCino Inc (NCNO) holds total assets worth $1.61 Billion USD as of April 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
nCino Inc - Total Assets Trend (2018–2026)
This chart illustrates how nCino Inc's total assets have evolved over time, based on quarterly financial data. Also see nCino Inc (NCNO) total market value for the company's overall valuation and market capitalisation.
nCino Inc - Asset Composition Analysis
Current Asset Composition (January 2026)
nCino Inc's total assets of $1.61 Billion consist of 17.8% current assets and 82.2% non-current assets. Review nCino Inc total liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.4% |
| Accounts Receivable | $166.54 Million | 10.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $135.66 Million | 8.2% |
| Goodwill | $1.08 Billion | 65.4% |
Asset Composition Trend (2018–2026)
This chart illustrates how nCino Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See nCino Inc (NCNO) stock price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: nCino Inc's current assets represent 17.8% of total assets in 2026, a decrease from 96.5% in 2018.
- Cash Position: Cash and equivalents constituted 5.4% of total assets in 2026, down from 71.4% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 73.0% of total assets, an increase from 0.0% in 2018.
- Asset Diversification: The largest asset category is goodwill at 65.4% of total assets.
nCino Inc Competitors by Total Assets
Key competitors of nCino Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Beijing Kingsoft Office Software In
SHG:688111
|
China | CN¥20.22 Billion |
|
Duolingo Inc
NASDAQ:DUOL
|
USA | $2.07 Billion |
|
TaTaTu SpA
PA:ALTTU
|
France | €87.76 Million |
|
Fujian Newland Computer Co Ltd
SHE:000997
|
China | CN¥15.85 Billion |
|
Beijing Teamsun Technology Co Ltd
SHG:600410
|
China | CN¥9.22 Billion |
|
Beijing Join-Cheer Software Co Ltd
SHE:002279
|
China | CN¥2.33 Billion |
|
Rpmglobal Holdings Ltd
AU:RUL
|
Australia | AU$140.65 Million |
|
Shanghai Baosight Software Co Ltd B
SHG:900926
|
China | $22.90 Billion |
nCino Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.89 | 1.05 | 2.96 |
| Quick Ratio | 0.89 | 1.05 | 2.96 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-32.43 Million | $12.94 Million | $308.38 Million |
nCino Inc - Advanced Valuation Insights
This section examines the relationship between nCino Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.66 |
| Latest Market Cap to Assets Ratio | 0.98 |
| Asset Growth Rate (YoY) | 2.3% |
| Total Assets | $1.65 Billion |
| Market Capitalization | $1.61 Billion USD |
Valuation Analysis
Near Book Valuation: The market values nCino Inc's assets close to their book value (0.98x), suggesting investors view the company's assets at approximately fair value.
Positive Asset Growth: nCino Inc's assets grew by 2.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for nCino Inc (2018–2026)
The table below shows the annual total assets of nCino Inc from 2018 to 2026.
| Year | Total Assets | Change |
|---|---|---|
| 2026-01-31 | $1.65 Billion | +2.34% |
| 2025-01-31 | $1.61 Billion | +20.14% |
| 2024-01-31 | $1.34 Billion | +0.99% |
| 2023-01-31 | $1.33 Billion | +2.02% |
| 2022-01-31 | $1.30 Billion | +130.92% |
| 2021-01-31 | $563.40 Million | +125.22% |
| 2020-01-31 | $250.15 Million | +108.52% |
| 2019-01-31 | $119.97 Million | +6.20% |
| 2018-01-31 | $112.97 Million | -- |
About nCino Inc
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and e… Read more