nCino Inc Total Assets
nCino Inc total assets. Based on the latest financial reports, nCino Inc (NCNO) holds total assets worth $1.61 Billion USD as of April 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see nCino Inc (NCNO) market capitalisation for the company's overall valuation and market capitalisation.
Total Assets of nCino Inc (2018–2026)
Total assets of nCino Inc from 2018 to 2026. This chart illustrates how nCino Inc's total assets have evolved over time, based on quarterly financial data. See nCino Inc (NCNO) stock price for real-time trading data and today's change.
nCino Inc - Asset Composition Analysis
nCino Inc Total Assets Breakdown (January 2026)
nCino Inc total assets breakdown as of January 2026. nCino Inc's total assets of $1.61 Billion consist of 17.8% current assets and 82.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.4% |
| Accounts Receivable | $166.54 Million | 10.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $135.66 Million | 8.2% |
| Goodwill | $1.08 Billion | 65.4% |
Asset Composition Trend (2018–2026)
This chart illustrates how nCino Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore nCino Inc current assets vs equity to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: nCino Inc's current assets represent 17.8% of total assets in 2026, a decrease from 96.5% in 2018.
- Cash Position: Cash and equivalents constituted 5.4% of total assets in 2026, down from 71.4% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 73.0% of total assets, an increase from 0.0% in 2018.
- Asset Diversification: The largest asset category is goodwill at 65.4% of total assets.
nCino Inc Competitors by Total Assets
Key competitors of nCino Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Grab Holdings Ltd
NASDAQ:GRAB
|
USA | $11.98 Billion |
|
Lumine Group Inc.
V:LMN
|
Canada | CA$1.27 Billion |
|
Grindr Inc
NYSE:GRND
|
USA | $462.84 Million |
|
Wealthfront Corporation Common Stock
NASDAQ:WLTH
|
USA | $1.78 Billion |
|
YGSOFT Inc
SHE:002063
|
China | CN¥4.82 Billion |
|
TeamViewer AG
F:TMV
|
Germany | €1.71 Billion |
|
Fujian Boss Software Development Co Ltd
SHE:300525
|
China | CN¥4.27 Billion |
|
Fujian Apex Software Co Ltd
SHG:603383
|
China | CN¥1.84 Billion |
nCino Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.89 | 1.05 | 2.96 |
| Quick Ratio | 0.89 | 1.05 | 2.96 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-32.43 Million | $12.94 Million | $308.38 Million |
nCino Inc - Advanced Valuation Insights
This section examines the relationship between nCino Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.66 |
| Latest Market Cap to Assets Ratio | 0.98 |
| Asset Growth Rate (YoY) | 2.3% |
| Total Assets | $1.65 Billion |
| Market Capitalization | $1.61 Billion USD |
Valuation Analysis
Near Book Valuation: The market values nCino Inc's assets close to their book value (0.98x), suggesting investors view the company's assets at approximately fair value.
Positive Asset Growth: nCino Inc's assets grew by 2.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for nCino Inc (2018–2026)
The table below shows the annual total assets of nCino Inc from 2018 to 2026.
| Year | Total Assets | Change |
|---|---|---|
| 2026-01-31 | $1.65 Billion | +2.34% |
| 2025-01-31 | $1.61 Billion | +20.14% |
| 2024-01-31 | $1.34 Billion | +0.99% |
| 2023-01-31 | $1.33 Billion | +2.02% |
| 2022-01-31 | $1.30 Billion | +130.92% |
| 2021-01-31 | $563.40 Million | +125.22% |
| 2020-01-31 | $250.15 Million | +108.52% |
| 2019-01-31 | $119.97 Million | +6.20% |
| 2018-01-31 | $112.97 Million | -- |
About nCino Inc
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and e… Read more