nCino Inc Total Liabilities
nCino Inc total liabilities. Based on the latest financial reports, nCino Inc (NCNO) has total liabilities worth $623.38 Million USD as of April 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check nCino Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of nCino Inc (2018–2026)
Total liabilities of nCino Inc from 2018 to 2026. This chart illustrates how nCino Inc's total liabilities have evolved over time, based on quarterly financial data. Explore nCino Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
nCino Inc Competitors by Total Liabilities
The table below lists competitors of nCino Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Klabin S.A
SA:KLBN3
|
Brazil | R$47.70 Billion |
|
Fujian Snowman Co Ltd
SHE:002639
|
China | CN¥2.43 Billion |
|
Atul Limited
NSE:ATUL
|
India | Rs-62.97 Billion |
|
Beijing New Oriental Star Petrochemical Engineering Co Ltd
SHE:002755
|
China | CN¥1.16 Billion |
|
Shaanxi Lighte Optoelectronics Material Co. Ltd. A
SHG:688150
|
China | CN¥328.73 Million |
|
Planisware SAS
PA:PLNW
|
France | €128.15 Million |
|
Apollo Micro Systems Limited
NSE:APOLLO
|
India | Rs-13.08 Billion |
Liability Composition Analysis (2018–2026)
This chart breaks down nCino Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see how large is nCino Inc's balance sheet.
Liquidity & Leverage Metrics
nCino Inc Total Liabilities Ratios Explained
nCino Inc total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.89 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 0.64 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.39 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how nCino Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for nCino Inc (2018–2026)
The table below shows the annual total liabilities of nCino Inc from 2018 to 2026.
| Year | Total Liabilities | Change |
|---|---|---|
| 2026-01-31 | $579.45 Million | +13.00% |
| 2025-01-31 | $512.78 Million | +78.16% |
| 2024-01-31 | $287.83 Million | -3.93% |
| 2023-01-31 | $299.60 Million | +29.98% |
| 2022-01-31 | $230.51 Million | +71.47% |
| 2021-01-31 | $134.43 Million | +71.20% |
| 2020-01-31 | $78.52 Million | +45.60% |
| 2019-01-31 | $53.93 Million | +54.29% |
| 2018-01-31 | $34.95 Million | -- |
About nCino Inc
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and e… Read more