nCino Inc (NCNO) - Total Liabilities
Based on the latest financial reports, nCino Inc (NCNO) has total liabilities worth $623.38 Million USD as of April 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore NCNO net asset momentum to track the company's year-over-year net asset growth rate.
nCino Inc - Total Liabilities Trend (2018–2026)
This chart illustrates how nCino Inc's total liabilities have evolved over time, based on quarterly financial data. See NCNO FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
nCino Inc Competitors by Total Liabilities
The table below lists competitors of nCino Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
STELLAR BANCORP DL -01
F:C9N0
|
Germany | €9.22 Billion |
|
Kyland Technology Co Ltd
SHE:300353
|
China | CN¥1.86 Billion |
|
Dicker Data Ltd
AU:DDR
|
Australia | AU$892.13 Million |
|
Grg Metrology
SHE:002967
|
China | CN¥2.70 Billion |
|
Deterra Royalties Ltd
AU:DRR
|
Australia | AU$236.22 Million |
|
KSB Ltd
NSE:KSB
|
India | Rs105.48 Million |
|
S&T Bancorp Inc
NASDAQ:STBA
|
USA | $8.51 Billion |
|
Bank First National Corp
NASDAQ:BFC
|
USA | $5.25 Billion |
Liability Composition Analysis (2018–2026)
This chart breaks down nCino Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see nCino Inc market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.89 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 0.64 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.39 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how nCino Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for nCino Inc (2018–2026)
The table below shows the annual total liabilities of nCino Inc from 2018 to 2026.
| Year | Total Liabilities | Change |
|---|---|---|
| 2026-01-31 | $579.45 Million | +13.00% |
| 2025-01-31 | $512.78 Million | +78.16% |
| 2024-01-31 | $287.83 Million | -3.93% |
| 2023-01-31 | $299.60 Million | +29.98% |
| 2022-01-31 | $230.51 Million | +71.47% |
| 2021-01-31 | $134.43 Million | +71.20% |
| 2020-01-31 | $78.52 Million | +45.60% |
| 2019-01-31 | $53.93 Million | +54.29% |
| 2018-01-31 | $34.95 Million | -- |
About nCino Inc
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and e… Read more