Norwood Financial Corp
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, t… Read more
Norwood Financial Corp (NWFL) - Total Assets
Latest total assets as of December 2025: $2.42 Billion USD
Based on the latest financial reports, Norwood Financial Corp (NWFL) holds total assets worth $2.42 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Norwood Financial Corp - Total Assets Trend (1995–2025)
This chart illustrates how Norwood Financial Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Norwood Financial Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
Norwood Financial Corp's total assets of $2.42 Billion consist of 94.2% current assets and 5.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.3% |
| Accounts Receivable | $1.84 Billion | 76.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $98.00K | 0.0% |
| Goodwill | $29.27 Million | 1.2% |
Asset Composition Trend (1995–2025)
This chart illustrates how Norwood Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Norwood Financial Corp's current assets represent 94.2% of total assets in 2025, an increase from 3.7% in 1995.
- Cash Position: Cash and equivalents constituted 1.3% of total assets in 2025, down from 3.0% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is accounts receivable at 76.0% of total assets.
Norwood Financial Corp Competitors by Total Assets
Key competitors of Norwood Financial Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Norwood Financial Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Norwood Financial Corp generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Norwood Financial Corp generates $ 1.14 in net profit.
Norwood Financial Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 155.21 | 0.24 | 0.28 |
| Quick Ratio | 155.21 | 0.24 | 0.28 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $2.27 Billion | $ -1.53 Billion | $ -1.27 Billion |
Norwood Financial Corp - Advanced Valuation Insights
This section examines the relationship between Norwood Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.21 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | 4.6% |
| Total Assets | $2.42 Billion |
| Market Capitalization | $235.31 Million USD |
Valuation Analysis
Below Book Valuation: The market values Norwood Financial Corp's assets below their book value (0.10 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Norwood Financial Corp's assets grew by 4.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Norwood Financial Corp (1995–2025)
The table below shows the annual total assets of Norwood Financial Corp from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.42 Billion | +4.63% |
| 2024-12-31 | $2.32 Billion | +5.29% |
| 2023-12-31 | $2.20 Billion | +7.52% |
| 2022-12-31 | $2.05 Billion | -1.04% |
| 2021-12-31 | $2.07 Billion | +11.70% |
| 2020-12-31 | $1.85 Billion | +50.48% |
| 2019-12-31 | $1.23 Billion | +3.89% |
| 2018-12-31 | $1.18 Billion | +4.56% |
| 2017-12-31 | $1.13 Billion | +1.96% |
| 2016-12-31 | $1.11 Billion | +48.06% |
| 2015-12-31 | $750.50 Million | +5.46% |
| 2014-12-31 | $711.63 Million | +0.06% |
| 2013-12-31 | $711.23 Million | +5.79% |
| 2012-12-31 | $672.30 Million | +0.52% |
| 2011-12-31 | $668.81 Million | +24.55% |
| 2010-12-31 | $537.00 Million | +1.38% |
| 2009-12-31 | $529.70 Million | +5.04% |
| 2008-12-31 | $504.30 Million | +4.93% |
| 2007-12-31 | $480.61 Million | +5.78% |
| 2006-12-31 | $454.36 Million | +4.80% |
| 2005-12-31 | $433.56 Million | +5.33% |
| 2004-12-31 | $411.63 Million | +6.23% |
| 2003-12-31 | $387.48 Million | +5.45% |
| 2002-12-31 | $367.47 Million | +6.20% |
| 2001-12-31 | $346.03 Million | +5.91% |
| 2000-12-31 | $326.73 Million | +3.79% |
| 1999-12-31 | $314.80 Million | +12.83% |
| 1998-12-31 | $279.00 Million | +5.96% |
| 1997-12-31 | $263.30 Million | +1.24% |
| 1996-12-31 | $260.08 Million | +19.71% |
| 1995-12-31 | $217.26 Million | -- |