Orange County Bancorp Inc (OBT) - Total Assets

Latest as of September 2025: $2.66 Billion USD

Based on the latest financial reports, Orange County Bancorp Inc (OBT) holds total assets worth $2.66 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Orange County Bancorp Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Orange County Bancorp Inc - Total Assets Trend (2011–2025)

This chart illustrates how Orange County Bancorp Inc's total assets have evolved over time, based on quarterly financial data. See OBT net asset value for net asset value and shareholders' equity analysis.

Orange County Bancorp Inc - Asset Composition Analysis

Current Asset Composition (December 2025)

Orange County Bancorp Inc's total assets of $2.66 Billion consist of 8.1% current assets and 91.9% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 0.0%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $535.00K 0.0%
Goodwill $5.36 Million 0.2%

Asset Composition Trend (2011–2025)

This chart illustrates how Orange County Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Orange County Bancorp Inc (OBT) total market value.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Orange County Bancorp Inc's current assets represent 8.1% of total assets in 2025, an increase from 0.0% in 2011.
  • Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, the same as 0.0% in 2011.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2011.
  • Asset Diversification: The largest asset category is goodwill at 0.2% of total assets.

Orange County Bancorp Inc Competitors by Total Assets

Key competitors of Orange County Bancorp Inc based on total assets are shown below.

Company Country Total Assets
Deutsche Bank Aktiengesellschaft
F:DBK
Germany €1.48 Trillion
Regions Financial Corporation
NYSE:RF
USA $160.74 Billion
Bank of Hangzhou Co Ltd
SHG:600926
China CN¥2.44 Trillion
Banco Santander Chile
SN:BSANTANDER
Chile CL$69.90 Trillion
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
Mexico MX$860.26 Billion
SpareBank 1 Sør-Norge ASA
OL:SB1NO
Norway Nkr519.43 Billion
Synovus Financial Corp
NYSE:SNV
USA $60.49 Billion
Bank of Queensland Ltd
AU:BOQ
Australia AU$98.30 Billion

Orange County Bancorp Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.27 0.28 0.30
Quick Ratio 0.27 0.28 0.30
Cash Ratio 0.00 0.00 0.00
Working Capital $-1.67 Billion $-1.63 Billion $-1.05 Billion

Orange County Bancorp Inc - Advanced Valuation Insights

This section examines the relationship between Orange County Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.66
Latest Market Cap to Assets Ratio 0.17
Asset Growth Rate (YoY) 6.0%
Total Assets $2.66 Billion
Market Capitalization $463.29 Million USD

Valuation Analysis

Below Book Valuation: The market values Orange County Bancorp Inc's assets below their book value (0.17x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Orange County Bancorp Inc's assets grew by 6.0% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Orange County Bancorp Inc (2011–2025)

The table below shows the annual total assets of Orange County Bancorp Inc from 2011 to 2025.

Year Total Assets Change
2025-12-31 $2.66 Billion +5.95%
2024-12-31 $2.51 Billion +0.98%
2023-12-31 $2.49 Billion +8.66%
2022-12-31 $2.29 Billion +6.76%
2021-12-31 $2.14 Billion +28.69%
2020-12-31 $1.66 Billion +35.41%
2019-12-31 $1.23 Billion +15.46%
2018-12-31 $1.06 Billion +10.84%
2017-12-31 $960.74 Million +5.61%
2016-12-31 $909.71 Million +10.56%
2015-12-31 $822.83 Million +13.32%
2014-12-31 $726.13 Million +7.14%
2013-12-31 $677.76 Million +2.11%
2012-12-31 $663.76 Million +4.06%
2011-12-31 $637.84 Million --

About Orange County Bancorp Inc

NASDAQ:OBT USA Banks - Regional
Market Cap
$511.28 Million
Market Cap Rank
#12427 Global
#3094 in USA
Share Price
$38.25
Change (1 day)
+1.27%
52-Week Range
$23.44 - $38.88
All Time High
$63.80
About

Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The co… Read more