Orange County Bancorp Inc - Asset Resilience Ratio
Orange County Bancorp Inc (OBT) has an Asset Resilience Ratio of 16.04% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Orange County Bancorp Inc (OBT) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how Orange County Bancorp Inc's Asset Resilience Ratio has changed over time. See Orange County Bancorp Inc balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Orange County Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Orange County Bancorp Inc (OBT) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $426.63 Million | 16.04% |
| Total Liquid Assets | $426.63 Million | 16.04% |
Asset Resilience Insights
- Good Liquidity Position: Orange County Bancorp Inc maintains a healthy 16.04% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Orange County Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Orange County Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Orange County Bancorp Inc (2015–2024)
The table below shows the annual Asset Resilience Ratio data for Orange County Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 17.68% | $443.77 Million | $2.51 Billion | -2.03pp |
| 2023-12-31 | 19.71% | $489.95 Million | $2.49 Billion | -3.61pp |
| 2022-12-31 | 23.32% | $533.46 Million | $2.29 Billion | +1.63pp |
| 2021-12-31 | 21.69% | $464.80 Million | $2.14 Billion | +1.87pp |
| 2020-12-31 | 19.83% | $330.11 Million | $1.66 Billion | -0.91pp |
| 2019-12-31 | 20.73% | $254.91 Million | $1.23 Billion | -3.26pp |
| 2018-12-31 | 24.00% | $255.54 Million | $1.06 Billion | -6.99pp |
| 2017-12-31 | 30.99% | $297.70 Million | $960.74 Million | +0.29pp |
| 2016-12-31 | 30.70% | $279.28 Million | $909.71 Million | -6.35pp |
| 2015-12-31 | 37.05% | $304.83 Million | $822.83 Million | -- |
About Orange County Bancorp Inc
Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The co… Read more