Orange County Bancorp Inc - Asset Resilience Ratio
Orange County Bancorp Inc (OBT) has an Asset Resilience Ratio of 16.04% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how Orange County Bancorp Inc's Asset Resilience Ratio has changed over time. Check how strategically is Orange County Bancorp Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Orange County Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Orange County Bancorp Inc worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $426.63 Million | 16.04% |
| Total Liquid Assets | $426.63 Million | 16.04% |
Asset Resilience Insights
- Good Liquidity Position: Orange County Bancorp Inc maintains a healthy 16.04% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Orange County Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Orange County Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Orange County Bancorp Inc (2015–2024)
The table below shows the annual Asset Resilience Ratio data for Orange County Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 17.68% | $443.77 Million | $2.51 Billion | -2.03pp |
| 2023-12-31 | 19.71% | $489.95 Million | $2.49 Billion | -3.61pp |
| 2022-12-31 | 23.32% | $533.46 Million | $2.29 Billion | +1.63pp |
| 2021-12-31 | 21.69% | $464.80 Million | $2.14 Billion | +1.87pp |
| 2020-12-31 | 19.83% | $330.11 Million | $1.66 Billion | -0.91pp |
| 2019-12-31 | 20.73% | $254.91 Million | $1.23 Billion | -3.26pp |
| 2018-12-31 | 24.00% | $255.54 Million | $1.06 Billion | -6.99pp |
| 2017-12-31 | 30.99% | $297.70 Million | $960.74 Million | +0.29pp |
| 2016-12-31 | 30.70% | $279.28 Million | $909.71 Million | -6.35pp |
| 2015-12-31 | 37.05% | $304.83 Million | $822.83 Million | -- |
About Orange County Bancorp Inc
Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The co… Read more