Orange County Bancorp Inc Asset Resilience Ratio
Orange County Bancorp Inc asset resilience ratio. Orange County Bancorp Inc (OBT) has an Asset Resilience Ratio of 14.14% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See OBT defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Orange County Bancorp Inc (2015–2025)
Asset resilience ratio of Orange County Bancorp Inc from 2015 to 2025. This chart shows how Orange County Bancorp Inc's Asset Resilience Ratio has changed over time. Read OBT total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Orange County Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see OBT total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $395.91 Million | 14.14% |
| Total Liquid Assets | $395.91 Million | 14.14% |
Asset Resilience Insights
- Moderate Liquidity: Orange County Bancorp Inc has 14.14% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Orange County Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Orange County Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Orange County Bancorp Inc Asset Resilience Ratio by Year (2015–2025)
Orange County Bancorp Inc asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for Orange County Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.95% | $158.34 Million | $2.66 Billion | -11.73pp |
| 2024-12-31 | 17.68% | $443.77 Million | $2.51 Billion | -2.03pp |
| 2023-12-31 | 19.71% | $489.95 Million | $2.49 Billion | -3.61pp |
| 2022-12-31 | 23.32% | $533.46 Million | $2.29 Billion | +1.63pp |
| 2021-12-31 | 21.69% | $464.80 Million | $2.14 Billion | +1.87pp |
| 2020-12-31 | 19.83% | $330.11 Million | $1.66 Billion | -0.91pp |
| 2019-12-31 | 20.73% | $254.91 Million | $1.23 Billion | -3.26pp |
| 2018-12-31 | 24.00% | $255.54 Million | $1.06 Billion | -6.99pp |
| 2017-12-31 | 30.99% | $297.70 Million | $960.74 Million | +0.29pp |
| 2016-12-31 | 30.70% | $279.28 Million | $909.71 Million | -6.35pp |
| 2015-12-31 | 37.05% | $304.83 Million | $822.83 Million | -- |
About Orange County Bancorp Inc
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certifi… Read more