OptimumBank Holdings, Inc. Total Assets
OptimumBank Holdings, Inc. total assets. Based on the latest financial reports, OptimumBank Holdings, Inc. (OPHC) holds total assets worth $1.08 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see market cap of OptimumBank Holdings, Inc. for the company's overall valuation and market capitalisation.
Total Assets of OptimumBank Holdings, Inc. (2000–2024)
Total assets of OptimumBank Holdings, Inc. from 2000 to 2024. This chart illustrates how OptimumBank Holdings, Inc.'s total assets have evolved over time, based on quarterly financial data. See OPHC stock price and chart for real-time trading data and today's change.
OptimumBank Holdings, Inc. - Asset Composition Analysis
OptimumBank Holdings, Inc. Total Assets Breakdown (December 2024)
OptimumBank Holdings, Inc. total assets breakdown as of December 2024. OptimumBank Holdings, Inc.'s total assets of $1.08 Billion consist of 12.8% current assets and 87.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.0% |
| Accounts Receivable | $3.35 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2000–2024)
This chart illustrates how OptimumBank Holdings, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore how liquid is OptimumBank Holdings, Inc.'s working capital to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: OptimumBank Holdings, Inc.'s current assets represent 12.8% of total assets in 2024, a decrease from 46.4% in 2000.
- Cash Position: Cash and equivalents constituted 10.0% of total assets in 2024, down from 46.4% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
OptimumBank Holdings, Inc. Competitors by Total Assets
Key competitors of OptimumBank Holdings, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB
|
USA | $3.14 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
OptimumBank Holdings, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.25 | 0.19 | 0.35 |
| Quick Ratio | 0.25 | 0.19 | 0.35 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-721.23 Million | $-687.26 Million | $-138.90 Million |
OptimumBank Holdings, Inc. - Advanced Valuation Insights
This section examines the relationship between OptimumBank Holdings, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.41 |
| Latest Market Cap to Assets Ratio | 0.05 |
| Asset Growth Rate (YoY) | 17.9% |
| Total Assets | $932.93 Million |
| Market Capitalization | $47.29 Million USD |
Valuation Analysis
Below Book Valuation: The market values OptimumBank Holdings, Inc.'s assets below their book value (0.05x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: OptimumBank Holdings, Inc.'s assets grew by 17.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for OptimumBank Holdings, Inc. (2000–2024)
The table below shows the annual total assets of OptimumBank Holdings, Inc. from 2000 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $932.93 Million | +17.91% |
| 2023-12-31 | $791.25 Million | +35.21% |
| 2022-12-31 | $585.22 Million | +66.31% |
| 2021-12-31 | $351.88 Million | +49.66% |
| 2020-12-31 | $235.11 Million | +85.50% |
| 2019-12-31 | $126.75 Million | +26.28% |
| 2018-12-31 | $100.37 Million | +4.70% |
| 2017-12-31 | $95.87 Million | -19.91% |
| 2016-12-31 | $119.70 Million | -6.10% |
| 2015-12-31 | $127.48 Million | +2.37% |
| 2014-12-31 | $124.53 Million | -3.30% |
| 2013-12-31 | $128.78 Million | -10.41% |
| 2012-12-31 | $143.74 Million | -6.95% |
| 2011-12-31 | $154.47 Million | -18.83% |
| 2010-12-31 | $190.31 Million | -29.51% |
| 2009-12-31 | $269.96 Million | +5.56% |
| 2008-12-31 | $255.74 Million | +5.88% |
| 2007-12-31 | $241.55 Million | +7.02% |
| 2006-12-31 | $225.70 Million | +9.54% |
| 2005-12-31 | $206.04 Million | +25.21% |
| 2004-12-31 | $164.56 Million | +21.73% |
| 2003-12-31 | $135.18 Million | +79.56% |
| 2002-12-31 | $75.28 Million | +84.50% |
| 2001-12-31 | $40.80 Million | +192.59% |
| 2000-12-31 | $13.95 Million | -- |
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family re… Read more