OptimumBank Holdings, Inc. (OPHC) - Total Liabilities
Based on the latest financial reports, OptimumBank Holdings, Inc. (OPHC) has total liabilities worth $966.15 Million USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
OptimumBank Holdings, Inc. - Total Liabilities Trend (2000–2024)
This chart illustrates how OptimumBank Holdings, Inc.'s total liabilities have evolved over time, based on quarterly financial data. See OPHC working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
OptimumBank Holdings, Inc. Competitors by Total Liabilities
The table below lists competitors of OptimumBank Holdings, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Rama Phosphates Limited
NSE:RAMAPHO
|
India | Rs2.41 Billion |
|
Do Day Dream Public Company Limited
BK:DDD
|
Thailand | ฿309.00 Million |
|
De Nora India Limited
NSE:DENORA
|
India | Rs479.57 Million |
|
Thai Reinsurance Public Company Limited
BK:THRE
|
Thailand | ฿2.76 Billion |
|
Aemulus Holdings Bhd
KLSE:0181
|
Malaysia | RM111.97 Million |
|
AGX Group Berhad
KLSE:0299
|
Malaysia | RM57.86 Million |
|
Grand Hall Enterprise Co Ltd
TWO:8941
|
Taiwan | NT$937.59 Million |
|
Romerike Sparebank
OL:ROMER
|
Norway | Nkr16.57 Billion |
Liability Composition Analysis (2000–2024)
This chart breaks down OptimumBank Holdings, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see OptimumBank Holdings, Inc. (OPHC) total market value.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.25 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.27 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how OptimumBank Holdings, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for OptimumBank Holdings, Inc. (2000–2024)
The table below shows the annual total liabilities of OptimumBank Holdings, Inc. from 2000 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $829.75 Million | +15.04% |
| 2023-12-31 | $721.25 Million | +38.00% |
| 2022-12-31 | $522.64 Million | +66.78% |
| 2021-12-31 | $313.37 Million | +44.22% |
| 2020-12-31 | $217.28 Million | +81.76% |
| 2019-12-31 | $119.54 Million | +25.75% |
| 2018-12-31 | $95.06 Million | +1.87% |
| 2017-12-31 | $93.32 Million | -19.98% |
| 2016-12-31 | $116.62 Million | -6.34% |
| 2015-12-31 | $124.51 Million | +2.44% |
| 2014-12-31 | $121.55 Million | -5.77% |
| 2013-12-31 | $129.00 Million | -5.73% |
| 2012-12-31 | $136.83 Million | -7.35% |
| 2011-12-31 | $147.69 Million | -21.22% |
| 2010-12-31 | $187.47 Million | -27.53% |
| 2009-12-31 | $258.67 Million | +11.03% |
| 2008-12-31 | $232.97 Million | +6.24% |
| 2007-12-31 | $219.30 Million | +6.83% |
| 2006-12-31 | $205.28 Million | +9.40% |
| 2005-12-31 | $187.63 Million | +26.92% |
| 2004-12-31 | $147.84 Million | +22.91% |
| 2003-12-31 | $120.28 Million | +95.08% |
| 2002-12-31 | $61.66 Million | +90.26% |
| 2001-12-31 | $32.41 Million | +286.21% |
| 2000-12-31 | $8.39 Million | -- |
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family re… Read more