Sound Financial Bancorp Inc
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to-four fa… Read more
Sound Financial Bancorp Inc (SFBC) - Total Assets
Latest total assets as of December 2025: $1.09 Billion USD
Based on the latest financial reports, Sound Financial Bancorp Inc (SFBC) holds total assets worth $1.09 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Sound Financial Bancorp Inc - Total Assets Trend (2007–2025)
This chart illustrates how Sound Financial Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Sound Financial Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Sound Financial Bancorp Inc's total assets of $1.09 Billion consist of 13.7% current assets and 86.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 12.7% |
| Accounts Receivable | $3.77 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2007–2025)
This chart illustrates how Sound Financial Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Sound Financial Bancorp Inc's current assets represent 13.7% of total assets in 2025, an increase from 3.4% in 2007.
- Cash Position: Cash and equivalents constituted 12.7% of total assets in 2025, up from 0.0% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2007.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
Sound Financial Bancorp Inc Competitors by Total Assets
Key competitors of Sound Financial Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Sound Financial Bancorp Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Sound Financial Bancorp Inc generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Sound Financial Bancorp Inc generates $ 0.66 in net profit.
Sound Financial Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 40.84 | 0.07 | 0.34 |
| Quick Ratio | 40.84 | 0.07 | 0.34 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $146.25 Million | $ -783.66 Million | $ -536.00 Million |
Sound Financial Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Sound Financial Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.91 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 9.9% |
| Total Assets | $1.09 Billion |
| Market Capitalization | $70.40 Million USD |
Valuation Analysis
Below Book Valuation: The market values Sound Financial Bancorp Inc's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Sound Financial Bancorp Inc's assets grew by 9.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Sound Financial Bancorp Inc (2007–2025)
The table below shows the annual total assets of Sound Financial Bancorp Inc from 2007 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.09 Billion | +9.92% |
| 2024-12-31 | $993.63 Million | -0.16% |
| 2023-12-31 | $995.22 Million | +1.93% |
| 2022-12-31 | $976.35 Million | +6.16% |
| 2021-12-31 | $919.69 Million | +6.77% |
| 2020-12-31 | $861.40 Million | +19.66% |
| 2019-12-31 | $719.85 Million | +0.44% |
| 2018-12-31 | $716.74 Million | +11.08% |
| 2017-12-31 | $645.24 Million | +9.66% |
| 2016-12-31 | $588.38 Million | +8.81% |
| 2015-12-31 | $540.76 Million | +9.20% |
| 2014-12-31 | $495.19 Million | +11.88% |
| 2013-12-31 | $442.61 Million | +16.16% |
| 2012-12-31 | $381.04 Million | +12.16% |
| 2011-12-31 | $339.74 Million | +1.52% |
| 2010-12-31 | $334.64 Million | -0.94% |
| 2009-12-31 | $337.81 Million | +15.10% |
| 2008-12-31 | $293.50 Million | +23.86% |
| 2007-12-31 | $236.97 Million | -- |