Westamerica Bancorporation Total Assets
Westamerica Bancorporation total assets. Based on the latest financial reports, Westamerica Bancorporation (WABC) holds total assets worth $5.96 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see WABC company net worth for the company's overall valuation and market capitalisation.
Total Assets of Westamerica Bancorporation (1989–2025)
Total assets of Westamerica Bancorporation from 1989 to 2025. This chart illustrates how Westamerica Bancorporation's total assets have evolved over time, based on quarterly financial data. See WABC stock price and chart for real-time trading data and today's change.
Westamerica Bancorporation - Asset Composition Analysis
Westamerica Bancorporation Total Assets Breakdown (December 2025)
Westamerica Bancorporation total assets breakdown as of December 2025. Westamerica Bancorporation's total assets of $5.96 Billion consist of 79.7% current assets and 20.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.5% |
| Accounts Receivable | $714.91 Million | 12.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $121.67 Million | 2.0% |
Asset Composition Trend (1989–2025)
This chart illustrates how Westamerica Bancorporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore WABC working capital efficiency to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Westamerica Bancorporation's current assets represent 79.7% of total assets in 2025, an increase from 8.8% in 1989.
- Cash Position: Cash and equivalents constituted 9.5% of total assets in 2025, up from 6.4% in 1989.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1989.
- Asset Diversification: The largest asset category is accounts receivable at 12.0% of total assets.
Westamerica Bancorporation Competitors by Total Assets
Key competitors of Westamerica Bancorporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Lloyds Banking Group plc
F:LLD2
|
Germany | €994.16 Billion |
|
JAPAN POST BK UNSP.ADR/1
F:5JP0
|
Germany | €232.94 Trillion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM794.85 Billion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
BNK Banking Corporation Ltd
AU:BBC
|
Australia | AU$1.28 Billion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$45.67 Trillion |
Westamerica Bancorporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.95 | 0.39 | 0.80 |
| Quick Ratio | 0.95 | 0.39 | 0.80 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-225.87 Million | $-3.14 Billion | $-1.22 Billion |
Westamerica Bancorporation - Advanced Valuation Insights
This section examines the relationship between Westamerica Bancorporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.38 |
| Latest Market Cap to Assets Ratio | 0.22 |
| Asset Growth Rate (YoY) | -1.9% |
| Total Assets | $5.96 Billion |
| Market Capitalization | $1.30 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Westamerica Bancorporation's assets below their book value (0.22x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Westamerica Bancorporation's assets decreased by 1.9% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Westamerica Bancorporation (1989–2025)
The table below shows the annual total assets of Westamerica Bancorporation from 1989 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $5.96 Billion | -1.91% |
| 2024-12-31 | $6.08 Billion | -4.53% |
| 2023-12-31 | $6.36 Billion | -8.43% |
| 2022-12-31 | $6.95 Billion | -6.85% |
| 2021-12-31 | $7.46 Billion | +10.57% |
| 2020-12-31 | $6.75 Billion | +20.08% |
| 2019-12-31 | $5.62 Billion | +0.92% |
| 2018-12-31 | $5.57 Billion | +1.01% |
| 2017-12-31 | $5.51 Billion | +2.74% |
| 2016-12-31 | $5.37 Billion | +3.82% |
| 2015-12-31 | $5.17 Billion | +2.64% |
| 2014-12-31 | $5.04 Billion | +3.89% |
| 2013-12-31 | $4.85 Billion | -2.12% |
| 2012-12-31 | $4.95 Billion | -1.78% |
| 2011-12-31 | $5.04 Billion | +2.24% |
| 2010-12-31 | $4.93 Billion | -0.88% |
| 2009-12-31 | $4.98 Billion | +23.37% |
| 2008-12-31 | $4.03 Billion | -11.54% |
| 2007-12-31 | $4.56 Billion | -4.41% |
| 2006-12-31 | $4.77 Billion | -7.53% |
| 2005-12-31 | $5.16 Billion | +8.87% |
| 2004-12-31 | $4.74 Billion | +3.52% |
| 2003-12-31 | $4.58 Billion | +8.32% |
| 2002-12-31 | $4.22 Billion | +7.56% |
| 2001-12-31 | $3.93 Billion | -2.57% |
| 2000-12-31 | $4.03 Billion | +3.55% |
| 1999-12-31 | $3.89 Billion | +1.27% |
| 1998-12-31 | $3.84 Billion | -0.11% |
| 1997-12-31 | $3.85 Billion | -0.48% |
| 1996-12-31 | $3.87 Billion | +55.24% |
| 1995-12-31 | $2.49 Billion | +22.69% |
| 1994-12-31 | $2.03 Billion | +1.29% |
| 1993-12-31 | $2.00 Billion | +44.82% |
| 1992-12-31 | $1.38 Billion | +5.80% |
| 1991-12-31 | $1.31 Billion | -1.29% |
| 1990-12-31 | $1.33 Billion | -1.84% |
| 1989-12-31 | $1.35 Billion | -- |
About Westamerica Bancorporation
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential re… Read more