Westamerica Bancorporation Total Liabilities
Westamerica Bancorporation total liabilities. Based on the latest financial reports, Westamerica Bancorporation (WABC) has total liabilities worth $5.03 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check how resilient are Westamerica Bancorporation's assets to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Westamerica Bancorporation (1989–2025)
Total liabilities of Westamerica Bancorporation from 1989 to 2025. This chart illustrates how Westamerica Bancorporation's total liabilities have evolved over time, based on quarterly financial data. Explore Westamerica Bancorporation strategic investment ratio to see how much of total assets are deployed in long-term investments.
Westamerica Bancorporation Competitors by Total Liabilities
The table below lists competitors of Westamerica Bancorporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
ACV Auctions Inc.
NYSE:ACVA
|
USA | $804.46 Million |
|
Telling Telecommunication Holding Co Ltd
SHE:000829
|
China | CN¥27.19 Billion |
|
MilDef Group AB
ST:MILDEF
|
Sweden | Skr1.53 Billion |
|
Permian Basin Royalty Trust
NYSE:PBT
|
USA | $2.25 Million |
|
Hainan Drinda Automotive Trim Co Ltd
SHE:002865
|
China | CN¥13.25 Billion |
|
Aryzta AG
SW:ARYN
|
Switzerland | CHF1.33 Billion |
|
LPI Capital Bhd
KLSE:8621
|
Malaysia | RM2.47 Billion |
|
Lufax Holding Ltd
NYSE:LU
|
USA | $126.07 Billion |
Liability Composition Analysis (1989–2025)
This chart breaks down Westamerica Bancorporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see WABC current and non-current assets.
Liquidity & Leverage Metrics
Westamerica Bancorporation Total Liabilities Ratios Explained
Westamerica Bancorporation total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.95 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.38 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.84 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Westamerica Bancorporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Westamerica Bancorporation (1989–2025)
The table below shows the annual total liabilities of Westamerica Bancorporation from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $5.03 Billion | -3.08% |
| 2024-12-31 | $5.19 Billion | -7.25% |
| 2023-12-31 | $5.59 Billion | -11.92% |
| 2022-12-31 | $6.35 Billion | -4.31% |
| 2021-12-31 | $6.63 Billion | +12.38% |
| 2020-12-31 | $5.90 Billion | +20.76% |
| 2019-12-31 | $4.89 Billion | -1.31% |
| 2018-12-31 | $4.95 Billion | +0.61% |
| 2017-12-31 | $4.92 Billion | +2.46% |
| 2016-12-31 | $4.80 Billion | +3.62% |
| 2015-12-31 | $4.64 Billion | +2.83% |
| 2014-12-31 | $4.51 Billion | +4.76% |
| 2013-12-31 | $4.30 Billion | -2.00% |
| 2012-12-31 | $4.39 Billion | -2.04% |
| 2011-12-31 | $4.48 Billion | +2.22% |
| 2010-12-31 | $4.39 Billion | -1.88% |
| 2009-12-31 | $4.47 Billion | +23.38% |
| 2008-12-31 | $3.62 Billion | -13.00% |
| 2007-12-31 | $4.16 Billion | -4.16% |
| 2006-12-31 | $4.35 Billion | -7.99% |
| 2005-12-31 | $4.72 Billion | +7.85% |
| 2004-12-31 | $4.38 Billion | +3.37% |
| 2003-12-31 | $4.24 Billion | +9.08% |
| 2002-12-31 | $3.88 Billion | +7.47% |
| 2001-12-31 | $3.61 Billion | -2.17% |
| 2000-12-31 | $3.69 Billion | +2.81% |
| 1999-12-31 | $3.59 Billion | +3.36% |
| 1998-12-31 | $3.48 Billion | +1.00% |
| 1997-12-31 | $3.44 Billion | -1.33% |
| 1996-12-31 | $3.49 Billion | +53.84% |
| 1995-12-31 | $2.27 Billion | +21.62% |
| 1994-12-31 | $1.86 Billion | +0.65% |
| 1993-12-31 | $1.85 Billion | +45.21% |
| 1992-12-31 | $1.28 Billion | +4.63% |
| 1991-12-31 | $1.22 Billion | -2.17% |
| 1990-12-31 | $1.25 Billion | -2.62% |
| 1989-12-31 | $1.28 Billion | -- |
About Westamerica Bancorporation
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential re… Read more