Wintrust Financial Corporation (WTFC) - Total Assets
Based on the latest financial reports, Wintrust Financial Corporation (WTFC) holds total assets worth $71.14 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Wintrust Financial Corporation - Total Assets Trend (1995–2025)
This chart illustrates how Wintrust Financial Corporation's total assets have evolved over time, based on quarterly financial data. Also see Wintrust Financial Corporation (WTFC) total market value for the company's overall valuation and market capitalisation.
Wintrust Financial Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
Wintrust Financial Corporation's total assets of $71.14 Billion consist of 9.4% current assets and 90.6% non-current assets. Review WTFC total liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.7% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $98.00 Million | 0.1% |
| Goodwill | $797.96 Million | 1.1% |
Asset Composition Trend (1995–2025)
This chart illustrates how Wintrust Financial Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See WTFC share price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Wintrust Financial Corporation's current assets represent 9.4% of total assets in 2025, an increase from 0.0% in 1995.
- Cash Position: Cash and equivalents constituted 0.7% of total assets in 2025, up from 0.0% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is goodwill at 1.1% of total assets.
Wintrust Financial Corporation Competitors by Total Assets
Key competitors of Wintrust Financial Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
NATWEST GROUP SP.ADR/2
F:RYS
|
Germany | €749.64 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.47 Trillion |
|
BAWAG Group AG
VI:BG
|
Austria | €72.76 Billion |
|
TMBThanachart Bank Public Company Limited
F:NVPJ
|
Germany | €1.70 Trillion |
|
Oberbank AG
VI:OBS
|
Austria | €28.85 Billion |
|
Bank of Chongqing Co Ltd
SHG:601963
|
China | CN¥1.11 Trillion |
|
FIBI Holdings Ltd
TA:FIBIH
|
Israel | ILA269.52 Billion |
|
Zuger Kantonalbank
SW:ZUGER
|
Switzerland | CHF19.27 Billion |
Wintrust Financial Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.14 | 0.17 | 0.16 |
| Quick Ratio | 0.14 | 0.17 | 0.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-41.77 Billion | $-43.73 Billion | $-31.67 Billion |
Wintrust Financial Corporation - Advanced Valuation Insights
This section examines the relationship between Wintrust Financial Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.51 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 9.7% |
| Total Assets | $71.14 Billion |
| Market Capitalization | $9.79 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Wintrust Financial Corporation's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Wintrust Financial Corporation's assets grew by 9.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Wintrust Financial Corporation (1995–2025)
The table below shows the annual total assets of Wintrust Financial Corporation from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $71.14 Billion | +9.65% |
| 2024-12-31 | $64.88 Billion | +15.32% |
| 2023-12-31 | $56.26 Billion | +6.25% |
| 2022-12-31 | $52.95 Billion | +5.60% |
| 2021-12-31 | $50.14 Billion | +11.23% |
| 2020-12-31 | $45.08 Billion | +23.10% |
| 2019-12-31 | $36.62 Billion | +17.21% |
| 2018-12-31 | $31.24 Billion | +11.92% |
| 2017-12-31 | $27.92 Billion | +8.76% |
| 2016-12-31 | $25.67 Billion | +12.04% |
| 2015-12-31 | $22.91 Billion | +14.49% |
| 2014-12-31 | $20.01 Billion | +10.57% |
| 2013-12-31 | $18.10 Billion | +3.30% |
| 2012-12-31 | $17.52 Billion | +10.23% |
| 2011-12-31 | $15.89 Billion | +13.69% |
| 2010-12-31 | $13.98 Billion | +14.44% |
| 2009-12-31 | $12.22 Billion | +14.61% |
| 2008-12-31 | $10.66 Billion | +13.76% |
| 2007-12-31 | $9.37 Billion | -2.12% |
| 2006-12-31 | $9.57 Billion | +17.06% |
| 2005-12-31 | $8.18 Billion | +27.39% |
| 2004-12-31 | $6.42 Billion | +35.21% |
| 2003-12-31 | $4.75 Billion | +27.56% |
| 2002-12-31 | $3.72 Billion | +37.56% |
| 2001-12-31 | $2.71 Billion | +28.66% |
| 2000-12-31 | $2.10 Billion | +25.21% |
| 1999-12-31 | $1.68 Billion | +24.58% |
| 1998-12-31 | $1.35 Billion | +27.97% |
| 1997-12-31 | $1.05 Billion | +49.21% |
| 1996-12-31 | $706.00 Million | +49.93% |
| 1995-12-31 | $470.89 Million | -- |
About Wintrust Financial Corporation
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic tim… Read more