Wintrust Financial Corporation (WTFC) - Total Liabilities
Based on the latest financial reports, Wintrust Financial Corporation (WTFC) has total liabilities worth $63.88 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how much of Wintrust Financial Corporation's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Wintrust Financial Corporation - Total Liabilities Trend (1995–2025)
This chart illustrates how Wintrust Financial Corporation's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see WTFC asset base.
Wintrust Financial Corporation Competitors by Total Liabilities
The table below lists competitors of Wintrust Financial Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
D'Ieteren Group SA
BR:DIE
|
Belgium | €6.72 Billion |
|
Equatorial Energia S.A
SA:EQTL3
|
Brazil | R$83.59 Billion |
|
Hubei Dinglong Chemical
SHE:300054
|
China | CN¥3.75 Billion |
|
Pandora A/S
CO:PNDORA
|
Denmark | Dkr24.93 Billion |
|
Alchip Technologies Ltd
TW:3661
|
Taiwan | NT$29.29 Billion |
|
Jyske Bank A/S
CO:JYSK
|
Denmark | Dkr708.67 Billion |
|
Darling Ingredients Inc
NYSE:DAR
|
USA | $5.70 Billion |
|
Poly Real Estate Group Co Ltd
SHG:600048
|
China | CN¥947.72 Billion |
Liability Composition Analysis (1995–2025)
This chart breaks down Wintrust Financial Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Wintrust Financial Corporation balance sheet quality to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.14 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.80 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.90 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Wintrust Financial Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Wintrust Financial Corporation (1995–2025)
The table below shows the annual total liabilities of Wintrust Financial Corporation from 1995 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $63.88 Billion | +9.14% |
| 2024-12-31 | $58.54 Billion | +15.09% |
| 2023-12-31 | $50.86 Billion | +5.62% |
| 2022-12-31 | $48.15 Billion | +5.50% |
| 2021-12-31 | $45.64 Billion | +11.42% |
| 2020-12-31 | $40.96 Billion | +24.40% |
| 2019-12-31 | $32.93 Billion | +17.71% |
| 2018-12-31 | $27.97 Billion | +12.17% |
| 2017-12-31 | $24.94 Billion | +8.56% |
| 2016-12-31 | $22.97 Billion | +11.71% |
| 2015-12-31 | $20.56 Billion | +14.63% |
| 2014-12-31 | $17.94 Billion | +10.77% |
| 2013-12-31 | $16.20 Billion | +3.07% |
| 2012-12-31 | $15.71 Billion | +9.51% |
| 2011-12-31 | $14.35 Billion | +14.40% |
| 2010-12-31 | $12.54 Billion | +13.24% |
| 2009-12-31 | $11.08 Billion | +15.48% |
| 2008-12-31 | $9.59 Billion | +11.15% |
| 2007-12-31 | $8.63 Billion | -1.92% |
| 2006-12-31 | $8.80 Billion | +16.55% |
| 2005-12-31 | $7.55 Billion | +26.98% |
| 2004-12-31 | $5.95 Billion | +35.19% |
| 2003-12-31 | $4.40 Billion | +25.84% |
| 2002-12-31 | $3.49 Billion | +36.29% |
| 2001-12-31 | $2.56 Billion | +28.17% |
| 2000-12-31 | $2.00 Billion | +26.10% |
| 1999-12-31 | $1.59 Billion | +24.64% |
| 1998-12-31 | $1.27 Billion | +29.27% |
| 1997-12-31 | $984.60 Million | +48.42% |
| 1996-12-31 | $663.40 Million | +54.13% |
| 1995-12-31 | $430.40 Million | -- |
About Wintrust Financial Corporation
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic tim… Read more