Wintrust Financial Corporation (WTFC) - Total Liabilities
Based on the latest financial reports, Wintrust Financial Corporation (WTFC) has total liabilities worth $63.88 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Wintrust Financial Corporation - Total Liabilities Trend (1995–2025)
This chart illustrates how Wintrust Financial Corporation's total liabilities have evolved over time, based on quarterly financial data. Explore Wintrust Financial Corporation (WTFC) long-term investment share to see how much of total assets are deployed in long-term investments.
Wintrust Financial Corporation Competitors by Total Liabilities
The table below lists competitors of Wintrust Financial Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Futu Holdings Limited
F:6FHA
|
Germany | €206.58 Billion |
|
Advanced Drainage Systems Inc
NYSE:WMS
|
USA | $2.55 Billion |
|
YARA INTL ASA ADR NK170
F:IU20
|
Germany | €8.69 Billion |
|
News Corp A
NASDAQ:NWSA
|
USA | $6.24 Billion |
|
China Railway Construction Corp Ltd
SHG:601186
|
China | CN¥1.70 Trillion |
|
Advanced Fiber Resources Zhuhai Ltd
SHE:300620
|
China | CN¥1.62 Billion |
|
Walgreens Boots Alliance Inc
NASDAQ:WBA
|
USA | $62.09 Billion |
|
Pentair plc
STU:PNT
|
Germany | €3.26 Billion |
Liability Composition Analysis (1995–2025)
This chart breaks down Wintrust Financial Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Wintrust Financial Corporation asset portfolio.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.14 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.80 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.90 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Wintrust Financial Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Wintrust Financial Corporation (1995–2025)
The table below shows the annual total liabilities of Wintrust Financial Corporation from 1995 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $63.88 Billion | +9.14% |
| 2024-12-31 | $58.54 Billion | +15.09% |
| 2023-12-31 | $50.86 Billion | +5.62% |
| 2022-12-31 | $48.15 Billion | +5.50% |
| 2021-12-31 | $45.64 Billion | +11.42% |
| 2020-12-31 | $40.96 Billion | +24.40% |
| 2019-12-31 | $32.93 Billion | +17.71% |
| 2018-12-31 | $27.97 Billion | +12.17% |
| 2017-12-31 | $24.94 Billion | +8.56% |
| 2016-12-31 | $22.97 Billion | +11.71% |
| 2015-12-31 | $20.56 Billion | +14.63% |
| 2014-12-31 | $17.94 Billion | +10.77% |
| 2013-12-31 | $16.20 Billion | +3.07% |
| 2012-12-31 | $15.71 Billion | +9.51% |
| 2011-12-31 | $14.35 Billion | +14.40% |
| 2010-12-31 | $12.54 Billion | +13.24% |
| 2009-12-31 | $11.08 Billion | +15.48% |
| 2008-12-31 | $9.59 Billion | +11.15% |
| 2007-12-31 | $8.63 Billion | -1.92% |
| 2006-12-31 | $8.80 Billion | +16.55% |
| 2005-12-31 | $7.55 Billion | +26.98% |
| 2004-12-31 | $5.95 Billion | +35.19% |
| 2003-12-31 | $4.40 Billion | +25.84% |
| 2002-12-31 | $3.49 Billion | +36.29% |
| 2001-12-31 | $2.56 Billion | +28.17% |
| 2000-12-31 | $2.00 Billion | +26.10% |
| 1999-12-31 | $1.59 Billion | +24.64% |
| 1998-12-31 | $1.27 Billion | +29.27% |
| 1997-12-31 | $984.60 Million | +48.42% |
| 1996-12-31 | $663.40 Million | +54.13% |
| 1995-12-31 | $430.40 Million | -- |
About Wintrust Financial Corporation
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic tim… Read more