AU Small Finance Bank Limited
AU Small Finance Bank Limited offers various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed deposit overdraft, nodal and RERA, and fixed and recurring deposit accounts; foreign currency non-resident deposit; debit, credit, and p… Read more
AU Small Finance Bank Limited (AUBANK) - Total Assets
Latest total assets as of December 2025: ₹1.74 Trillion INR
Based on the latest financial reports, AU Small Finance Bank Limited (AUBANK) holds total assets worth ₹1.74 Trillion INR as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
AU Small Finance Bank Limited - Total Assets Trend (2013–2025)
This chart illustrates how AU Small Finance Bank Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
AU Small Finance Bank Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
AU Small Finance Bank Limited's total assets of ₹1.74 Trillion consist of 6.0% current assets and 94.0% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 6.0% |
| Accounts Receivable | ₹15.95 Billion | 1.0% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹9.12 Billion | 0.6% |
| Intangible Assets | ₹0.00 | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how AU Small Finance Bank Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: AU Small Finance Bank Limited's current assets represent 6.0% of total assets in 2025, a decrease from 75.7% in 2013.
- Cash Position: Cash and equivalents constituted 6.0% of total assets in 2025, down from 14.3% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 1.0% of total assets.
AU Small Finance Bank Limited Competitors by Total Assets
Key competitors of AU Small Finance Bank Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥765.57 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
AU Small Finance Bank Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - AU Small Finance Bank Limited generates 0.12x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, AU Small Finance Bank Limited generates $ 1.33 in net profit.
AU Small Finance Bank Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.21 | 2.82 | 5.16 |
| Quick Ratio | 0.45 | 32.45 | 5.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹-241.21 Billion | ₹ 6.69 Billion | ₹ 16.36 Billion |
AU Small Finance Bank Limited - Advanced Valuation Insights
This section examines the relationship between AU Small Finance Bank Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.75 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 44.2% |
| Total Assets | ₹1.58 Trillion |
| Market Capitalization | $5.53 Billion USD |
Valuation Analysis
Below Book Valuation: The market values AU Small Finance Bank Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: AU Small Finance Bank Limited's assets grew by 44.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for AU Small Finance Bank Limited (2013–2025)
The table below shows the annual total assets of AU Small Finance Bank Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹1.58 Trillion | +44.25% |
| 2024-03-31 | ₹1.09 Trillion | +21.29% |
| 2023-03-31 | ₹902.16 Billion | +30.60% |
| 2022-03-31 | ₹690.78 Billion | +33.89% |
| 2021-03-31 | ₹515.91 Billion | +22.42% |
| 2020-03-31 | ₹421.43 Billion | +29.18% |
| 2019-03-31 | ₹326.23 Billion | +73.22% |
| 2018-03-31 | ₹188.33 Billion | +91.83% |
| 2017-03-31 | ₹98.18 Billion | +56.51% |
| 2016-03-31 | ₹62.73 Billion | +57.62% |
| 2015-03-31 | ₹39.80 Billion | +34.52% |
| 2014-03-31 | ₹29.59 Billion | -4.95% |
| 2013-03-31 | ₹31.13 Billion | -- |