Central Bank of India

NSE:CENTRALBK India Banks - Regional
Market Cap
$3.65 Billion
₹316.26 Billion INR
Market Cap Rank
#13280 Global
#576 in India
Share Price
₹34.94
Change (1 day)
-0.29%
52-Week Range
₹33.86 - ₹46.89
All Time High
₹120.90
About

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It p… Read more

Central Bank of India (CENTRALBK) - Total Assets

Latest total assets as of December 2025: ₹5.34 Trillion INR

Based on the latest financial reports, Central Bank of India (CENTRALBK) holds total assets worth ₹5.34 Trillion INR as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Central Bank of India - Total Assets Trend (2003–2025)

This chart illustrates how Central Bank of India’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Central Bank of India - Asset Composition Analysis

Current Asset Composition (March 2025)

Central Bank of India's total assets of ₹5.34 Trillion consist of 7.5% current assets and 92.5% non-current assets.

Asset Category Amount (INR) % of Total Assets
Cash & Equivalents ₹0.00 7.5%
Accounts Receivable ₹58.20 Billion 1.2%
Inventory ₹0.00 0.0%
Property, Plant & Equipment ₹52.05 Billion 1.1%
Intangible Assets ₹0.00 0.0%
Goodwill ₹88.90 Million 0.0%

Asset Composition Trend (2003–2025)

This chart illustrates how Central Bank of India's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Central Bank of India's current assets represent 7.5% of total assets in 2025, a decrease from 53.9% in 2003.
  • Cash Position: Cash and equivalents constituted 7.5% of total assets in 2025, down from 8.0% in 2003.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2003.
  • Asset Diversification: The largest asset category is accounts receivable at 1.2% of total assets.

Central Bank of India Competitors by Total Assets

Key competitors of Central Bank of India based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Central Bank of India - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.09

Lower asset utilization - Central Bank of India generates 0.08x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -1.70% - 0.82%

Moderate ROA - For every $100 in assets, Central Bank of India generates $ 0.82 in net profit.

Central Bank of India - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.08 0.10 0.65
Quick Ratio 0.08 0.10 0.65
Cash Ratio 0.00 0.00 0.00
Working Capital ₹-4.14 Trillion ₹ -3.35 Trillion ₹ -1.12 Trillion

Central Bank of India - Advanced Valuation Insights

This section examines the relationship between Central Bank of India's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.84
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 7.3%
Total Assets ₹4.80 Trillion
Market Capitalization $275.77 Million USD

Valuation Analysis

Below Book Valuation: The market values Central Bank of India's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Central Bank of India's assets grew by 7.3% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Central Bank of India (2003–2025)

The table below shows the annual total assets of Central Bank of India from 2003 to 2025.

Year Total Assets Change
2025-03-31 ₹4.80 Trillion +7.30%
2024-03-31 ₹4.48 Trillion +10.00%
2023-03-31 ₹4.07 Trillion +5.07%
2022-03-31 ₹3.87 Trillion +4.72%
2021-03-31 ₹3.70 Trillion +3.54%
2020-03-31 ₹3.57 Trillion +7.67%
2019-03-31 ₹3.32 Trillion +1.39%
2018-03-31 ₹3.27 Trillion -2.19%
2017-03-31 ₹3.35 Trillion +9.16%
2016-03-31 ₹3.07 Trillion -1.96%
2015-03-31 ₹3.13 Trillion +7.82%
2014-03-31 ₹2.90 Trillion +7.97%
2013-03-31 ₹2.69 Trillion +16.73%
2012-03-31 ₹2.30 Trillion +9.62%
2011-03-31 ₹2.10 Trillion +14.78%
2010-03-31 ₹1.83 Trillion +23.72%
2009-03-31 ₹1.48 Trillion +19.14%
2008-03-31 ₹1.24 Trillion +33.95%
2007-03-31 ₹926.59 Billion +24.62%
2006-03-31 ₹743.55 Billion +8.85%
2005-03-31 ₹683.08 Billion +8.31%
2004-03-31 ₹630.66 Billion +11.07%
2003-03-31 ₹567.78 Billion --