Cholamandalam Financial Holdings Limited
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other … Read more
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) - Total Assets
Latest total assets as of September 2025: ₹2.40 Trillion INR
Based on the latest financial reports, Cholamandalam Financial Holdings Limited (CHOLAHLDNG) holds total assets worth ₹2.40 Trillion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Cholamandalam Financial Holdings Limited - Total Assets Trend (2005–2025)
This chart illustrates how Cholamandalam Financial Holdings Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Cholamandalam Financial Holdings Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Cholamandalam Financial Holdings Limited's total assets of ₹2.40 Trillion consist of 26.4% current assets and 73.6% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹47.97 Billion | 2.4% |
| Accounts Receivable | ₹9.75 Billion | 0.4% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹19.05 Billion | 0.9% |
| Intangible Assets | ₹1.07 Billion | 0.1% |
| Goodwill | ₹427.20 Million | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how Cholamandalam Financial Holdings Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cholamandalam Financial Holdings Limited's current assets represent 26.4% of total assets in 2025, a decrease from 44.2% in 2005.
- Cash Position: Cash and equivalents constituted 2.4% of total assets in 2025, down from 2.4% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is cash and equivalents at 2.4% of total assets.
Cholamandalam Financial Holdings Limited Competitors by Total Assets
Key competitors of Cholamandalam Financial Holdings Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Cholamandalam Financial Holdings Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Cholamandalam Financial Holdings Limited generates 0.16x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Cholamandalam Financial Holdings Limited generates $ 0.97 in net profit.
Cholamandalam Financial Holdings Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 9.60 | 8.58 | 77.03 |
| Quick Ratio | 9.60 | 8.58 | 77.03 |
| Cash Ratio | 0.49 | 0.44 | 0.00 |
| Working Capital | ₹1.86 Trillion | ₹ 1.55 Trillion | ₹ 698.22 Billion |
Cholamandalam Financial Holdings Limited - Advanced Valuation Insights
This section examines the relationship between Cholamandalam Financial Holdings Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.43 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 27.0% |
| Total Assets | ₹2.25 Trillion |
| Market Capitalization | $1.74 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Cholamandalam Financial Holdings Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Cholamandalam Financial Holdings Limited's assets grew by 27.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Cholamandalam Financial Holdings Limited (2005–2025)
The table below shows the annual total assets of Cholamandalam Financial Holdings Limited from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹2.25 Trillion | +26.96% |
| 2024-03-31 | ₹1.77 Trillion | +35.02% |
| 2023-03-31 | ₹1.31 Trillion | +34.02% |
| 2022-03-31 | ₹977.72 Billion | +10.33% |
| 2021-03-31 | ₹886.16 Billion | +16.82% |
| 2020-03-31 | ₹758.55 Billion | +11.65% |
| 2019-03-31 | ₹679.37 Billion | +558.37% |
| 2018-03-31 | ₹103.19 Billion | +30.75% |
| 2017-03-31 | ₹78.92 Billion | -18.70% |
| 2016-03-31 | ₹97.07 Billion | -68.07% |
| 2015-03-31 | ₹303.98 Billion | +11.11% |
| 2014-03-31 | ₹273.59 Billion | +18.12% |
| 2013-03-31 | ₹231.62 Billion | +37.05% |
| 2012-03-31 | ₹169.00 Billion | +34.40% |
| 2011-03-31 | ₹125.75 Billion | +172.94% |
| 2010-03-31 | ₹46.07 Billion | +18.41% |
| 2009-03-31 | ₹38.91 Billion | +4.95% |
| 2008-03-31 | ₹37.07 Billion | +43.04% |
| 2007-03-31 | ₹25.92 Billion | +35.88% |
| 2006-03-31 | ₹19.07 Billion | +55.42% |
| 2005-03-31 | ₹12.27 Billion | -- |