CSL Finance Limited

NSE:CSLFINANCE India Credit Services
Market Cap
$64.14 Million
₹5.55 Billion INR
Market Cap Rank
#25570 Global
#1341 in India
Share Price
₹247.00
Change (1 day)
+1.63%
52-Week Range
₹240.25 - ₹363.30
All Time High
₹519.11
About

CSL Finance Limited, a non-banking financial company, provides SME and wholesale loaning businesses in India. It offers structured finance for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, refinance and inventory funding, and partner with developers; corporate loans, which include construction linked disbursal plan … Read more

CSL Finance Limited (CSLFINANCE) - Total Assets

Latest total assets as of September 2025: ₹13.91 Billion INR

Based on the latest financial reports, CSL Finance Limited (CSLFINANCE) holds total assets worth ₹13.91 Billion INR as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

CSL Finance Limited - Total Assets Trend (2008–2025)

This chart illustrates how CSL Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

CSL Finance Limited - Asset Composition Analysis

Current Asset Composition (March 2025)

CSL Finance Limited's total assets of ₹13.91 Billion consist of 98.7% current assets and 1.3% non-current assets.

Asset Category Amount (INR) % of Total Assets
Cash & Equivalents ₹0.00 5.1%
Accounts Receivable ₹11.44 Billion 91.9%
Inventory ₹0.00 0.0%
Property, Plant & Equipment ₹0.00 0.0%
Intangible Assets ₹7.85 Million 0.1%
Goodwill ₹0.00 0.0%

Asset Composition Trend (2008–2025)

This chart illustrates how CSL Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: CSL Finance Limited's current assets represent 98.7% of total assets in 2025, an increase from 37.4% in 2008.
  • Cash Position: Cash and equivalents constituted 5.1% of total assets in 2025, down from 8.0% in 2008.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2008.
  • Asset Diversification: The largest asset category is accounts receivable at 91.9% of total assets.

CSL Finance Limited Competitors by Total Assets

Key competitors of CSL Finance Limited based on total assets are shown below.

Company Country Total Assets
Pappajack Bhd
KLSE:0242
Malaysia RM361.68 Million
Evergreen Max Cash Capital Berhad
KLSE:0286
Malaysia RM361.11 Million
Samsung Card Co. Ltd.
KO:029780
Korea ₩32.17 Trillion
Yiren Digital Ltd
F:19YA
Germany €14.45 Billion
Yixin Group Limited
F:1YX
Germany €50.34 Billion
BFF Bank S.p.A
F:2BF
Germany €12.13 Billion
Resurs Holding AB (publ)
F:4R6
Germany €50.33 Billion
Aeon Credit Service Bhd
KLSE:5139
Malaysia RM15.62 Billion

CSL Finance Limited - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.13 - 0.27

Lower asset utilization - CSL Finance Limited generates 0.17x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 5.79% - 11.82%

Solid ROA - For every $100 in assets, CSL Finance Limited generates $5.79 in net profit.

CSL Finance Limited - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 698.46 466.97 65.42
Quick Ratio 698.46 466.97 65.42
Cash Ratio 0.00 0.00 0.00
Working Capital ₹13.67 Billion ₹ 10.79 Billion ₹ 3.29 Billion

CSL Finance Limited - Advanced Valuation Insights

This section examines the relationship between CSL Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.96
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 26.4%
Total Assets ₹12.45 Billion
Market Capitalization $19.61 Million USD

Valuation Analysis

Below Book Valuation: The market values CSL Finance Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: CSL Finance Limited's assets grew by 26.4% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for CSL Finance Limited (2008–2025)

The table below shows the annual total assets of CSL Finance Limited from 2008 to 2025.

Year Total Assets Change
2025-03-31 ₹12.45 Billion +26.36%
2024-03-31 ₹9.85 Billion +26.53%
2023-03-31 ₹7.79 Billion +46.32%
2022-03-31 ₹5.32 Billion +53.15%
2021-03-31 ₹3.48 Billion +4.53%
2020-03-31 ₹3.32 Billion -1.10%
2019-03-31 ₹3.36 Billion +17.30%
2018-03-31 ₹2.87 Billion +92.88%
2017-03-31 ₹1.49 Billion +34.49%
2016-03-31 ₹1.10 Billion +22.68%
2015-03-31 ₹900.49 Million +8.05%
2014-03-31 ₹833.43 Million +0.29%
2013-03-31 ₹831.02 Million +24.71%
2012-03-31 ₹666.35 Million -5.42%
2011-03-31 ₹704.52 Million +35.21%
2010-03-31 ₹521.05 Million +13.39%
2009-03-31 ₹459.53 Million +26.85%
2008-03-31 ₹362.27 Million --