City Union Bank Limited
City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, h… Read more
City Union Bank Limited (CUB) - Total Assets
Latest total assets as of September 2025: ₹844.02 Billion INR
Based on the latest financial reports, City Union Bank Limited (CUB) holds total assets worth ₹844.02 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
City Union Bank Limited - Total Assets Trend (2005–2025)
This chart illustrates how City Union Bank Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
City Union Bank Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
City Union Bank Limited's total assets of ₹844.02 Billion consist of 9.0% current assets and 91.1% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 6.8% |
| Accounts Receivable | ₹4.91 Billion | 0.6% |
| Inventory | ₹315.16 Million | 0.0% |
| Property, Plant & Equipment | ₹135.63 Million | 0.0% |
| Intangible Assets | ₹0.00 | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how City Union Bank Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: City Union Bank Limited's current assets represent 9.0% of total assets in 2025, an increase from 6.5% in 2005.
- Cash Position: Cash and equivalents constituted 6.8% of total assets in 2025, up from 6.5% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is accounts receivable at 0.6% of total assets.
City Union Bank Limited Competitors by Total Assets
Key competitors of City Union Bank Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
City Union Bank Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - City Union Bank Limited generates 0.09x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, City Union Bank Limited generates $ 1.45 in net profit.
City Union Bank Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 75.54 | 73.55 | 0.07 |
| Quick Ratio | 75.01 | 72.90 | 0.07 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹47.84 Billion | ₹ 38.19 Billion | ₹ -384.84 Billion |
City Union Bank Limited - Advanced Valuation Insights
This section examines the relationship between City Union Bank Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.83 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 9.6% |
| Total Assets | ₹776.23 Billion |
| Market Capitalization | $1.93 Billion USD |
Valuation Analysis
Below Book Valuation: The market values City Union Bank Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: City Union Bank Limited's assets grew by 9.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for City Union Bank Limited (2005–2025)
The table below shows the annual total assets of City Union Bank Limited from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹776.23 Billion | +9.60% |
| 2024-03-31 | ₹708.26 Billion | +6.35% |
| 2023-03-31 | ₹665.95 Billion | +8.23% |
| 2022-03-31 | ₹615.31 Billion | +15.42% |
| 2021-03-31 | ₹533.12 Billion | +7.19% |
| 2020-03-31 | ₹497.34 Billion | +9.89% |
| 2019-03-31 | ₹452.59 Billion | +13.33% |
| 2018-03-31 | ₹399.37 Billion | +13.23% |
| 2017-03-31 | ₹352.71 Billion | +12.86% |
| 2016-03-31 | ₹312.52 Billion | +12.13% |
| 2015-03-31 | ₹278.71 Billion | +11.51% |
| 2014-03-31 | ₹249.94 Billion | +8.78% |
| 2013-03-31 | ₹229.77 Billion | +25.21% |
| 2012-03-31 | ₹183.51 Billion | +25.76% |
| 2011-03-31 | ₹145.92 Billion | +26.23% |
| 2010-03-31 | ₹115.59 Billion | +24.95% |
| 2009-03-31 | ₹92.51 Billion | +25.88% |
| 2008-03-31 | ₹73.49 Billion | +37.03% |
| 2007-03-31 | ₹53.63 Billion | +29.95% |
| 2006-03-31 | ₹41.27 Billion | +18.07% |
| 2005-03-31 | ₹34.95 Billion | -- |