Fusion Micro Finance Limited
Fusion Finance Limited, a non-banking financial company, provides micro finance lending services to women entrepreneurs in rural and semi-urban areas in India. The company offers income generation, top up, emergency, and cross sell loans; and unsecured, secured, and solar business loans. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited … Read more
Fusion Micro Finance Limited (FUSION) - Total Assets
Latest total assets as of December 2025: ₹77.50 Billion INR
Based on the latest financial reports, Fusion Micro Finance Limited (FUSION) holds total assets worth ₹77.50 Billion INR as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Fusion Micro Finance Limited - Total Assets Trend (2013–2025)
This chart illustrates how Fusion Micro Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Fusion Micro Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Fusion Micro Finance Limited's total assets of ₹77.50 Billion consist of 73.1% current assets and 26.9% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 9.4% |
| Accounts Receivable | ₹50.92 Billion | 61.4% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹52.70 Million | 0.1% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2013–2025)
This chart illustrates how Fusion Micro Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Fusion Micro Finance Limited's current assets represent 73.1% of total assets in 2025, an increase from 11.0% in 2013.
- Cash Position: Cash and equivalents constituted 9.4% of total assets in 2025, down from 11.0% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 61.4% of total assets.
Fusion Micro Finance Limited Competitors by Total Assets
Key competitors of Fusion Micro Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Fusion Micro Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Fusion Micro Finance Limited generates 0.26x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Fusion Micro Finance Limited is currently not profitable relative to its asset base.
Fusion Micro Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.21 | 2.21 | 5.03 |
| Quick Ratio | 1.21 | 2.21 | 5.03 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹10.71 Billion | ₹ 42.65 Billion | ₹ 494.07 Million |
Fusion Micro Finance Limited - Advanced Valuation Insights
This section examines the relationship between Fusion Micro Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.62 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -29.6% |
| Total Assets | ₹82.93 Billion |
| Market Capitalization | $156.34 Million USD |
Valuation Analysis
Below Book Valuation: The market values Fusion Micro Finance Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Fusion Micro Finance Limited's assets decreased by 29.6% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Fusion Micro Finance Limited (2013–2025)
The table below shows the annual total assets of Fusion Micro Finance Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹82.93 Billion | -29.57% |
| 2024-03-31 | ₹117.74 Billion | +25.75% |
| 2023-03-31 | ₹93.64 Billion | +28.44% |
| 2022-03-31 | ₹72.90 Billion | +24.88% |
| 2021-03-31 | ₹58.38 Billion | +37.69% |
| 2020-03-31 | ₹42.40 Billion | +171.25% |
| 2019-03-31 | ₹15.63 Billion | -20.59% |
| 2018-03-31 | ₹19.68 Billion | +61.56% |
| 2017-03-31 | ₹12.18 Billion | +99.08% |
| 2016-03-31 | ₹6.12 Billion | +91.72% |
| 2015-03-31 | ₹3.19 Billion | +120.42% |
| 2014-03-31 | ₹1.45 Billion | +80.16% |
| 2013-03-31 | ₹803.86 Million | -- |