GIC Housing Finance Limited
GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals, cooperative societies, association of persons, companies, and corporations for purchase of plots, houses, flats, apartments and construction, repair, renovation, upgradation of houses, and flats or apartments for residential purpose. It also provides home loans comprising indiv… Read more
GIC Housing Finance Limited (GICHSGFIN) - Total Assets
Latest total assets as of September 2025: ₹110.82 Billion INR
Based on the latest financial reports, GIC Housing Finance Limited (GICHSGFIN) holds total assets worth ₹110.82 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
GIC Housing Finance Limited - Total Assets Trend (2006–2025)
This chart illustrates how GIC Housing Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
GIC Housing Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
GIC Housing Finance Limited's total assets of ₹110.82 Billion consist of 8.7% current assets and 91.3% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹588.20 Million | 0.5% |
| Accounts Receivable | ₹15.90 Million | 0.0% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹243.10 Million | 0.2% |
| Intangible Assets | ₹138.00 Million | 0.1% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2006–2025)
This chart illustrates how GIC Housing Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: GIC Housing Finance Limited's current assets represent 8.7% of total assets in 2025, an increase from 0.0% in 2006.
- Cash Position: Cash and equivalents constituted 0.5% of total assets in 2025, down from 1.0% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is cash and equivalents at 0.5% of total assets.
GIC Housing Finance Limited Competitors by Total Assets
Key competitors of GIC Housing Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC
|
Germany | €25.40 Billion |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC
|
India | ₹250.83 Billion |
|
Aavas Financiers Limited
NSE:AAVAS
|
India | ₹194.41 Billion |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF
|
USA | $894.42 Million |
|
Aptus Value Housing Finance India Limited
NSE:APTUS
|
India | ₹123.96 Billion |
|
AVVAA World Health Care Products Inc
PINK:AVVH
|
USA | $243.19K |
|
Bajaj Housing Finance
NSE:BAJAJHFL
|
India | ₹1.16 Trillion |
GIC Housing Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - GIC Housing Finance Limited generates 0.10x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, GIC Housing Finance Limited generates $ 1.49 in net profit.
GIC Housing Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 831.36 | 614.58 | 476.43 |
| Quick Ratio | 831.36 | 614.58 | 476.43 |
| Cash Ratio | 13.17 | 2.55 | 0.00 |
| Working Capital | ₹106.12 Billion | ₹ 101.98 Billion | ₹ 128.22 Billion |
GIC Housing Finance Limited - Advanced Valuation Insights
This section examines the relationship between GIC Housing Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.44 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 2.9% |
| Total Assets | ₹107.75 Billion |
| Market Capitalization | $58.58 Million USD |
Valuation Analysis
Below Book Valuation: The market values GIC Housing Finance Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: GIC Housing Finance Limited's assets grew by 2.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for GIC Housing Finance Limited (2006–2025)
The table below shows the annual total assets of GIC Housing Finance Limited from 2006 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹107.75 Billion | +2.91% |
| 2024-03-31 | ₹104.71 Billion | -4.12% |
| 2023-03-31 | ₹109.20 Billion | -8.46% |
| 2022-03-31 | ₹119.29 Billion | -5.63% |
| 2021-03-31 | ₹126.41 Billion | -3.50% |
| 2020-03-31 | ₹130.99 Billion | +1.01% |
| 2019-03-31 | ₹129.67 Billion | +14.20% |
| 2018-03-31 | ₹113.55 Billion | +23.11% |
| 2017-03-31 | ₹92.23 Billion | +14.99% |
| 2016-03-31 | ₹80.21 Billion | +19.35% |
| 2015-03-31 | ₹67.21 Billion | +21.79% |
| 2014-03-31 | ₹55.18 Billion | +16.14% |
| 2013-03-31 | ₹47.51 Billion | +10.93% |
| 2012-03-31 | ₹42.83 Billion | +14.93% |
| 2011-03-31 | ₹37.27 Billion | +22.09% |
| 2010-03-31 | ₹30.53 Billion | +4.44% |
| 2009-03-31 | ₹29.23 Billion | +16.51% |
| 2008-03-31 | ₹25.09 Billion | +19.18% |
| 2007-03-31 | ₹21.05 Billion | +18.49% |
| 2006-03-31 | ₹17.76 Billion | -- |