Punjab National Bank
Punjab National Bank provides various banking and financial products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers personal banking products and services, including saving fund accounts, current accounts, fixed deposit, and capital gain account and gold monetization sc… Read more
Punjab National Bank (PNB) - Total Assets
Latest total assets as of December 2025: ₹19.76 Trillion INR
Based on the latest financial reports, Punjab National Bank (PNB) holds total assets worth ₹19.76 Trillion INR as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Punjab National Bank - Total Assets Trend (2005–2025)
This chart illustrates how Punjab National Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Punjab National Bank - Asset Composition Analysis
Current Asset Composition (March 2025)
Punjab National Bank's total assets of ₹19.76 Trillion consist of 8.1% current assets and 91.9% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 8.1% |
| Accounts Receivable | ₹249.69 Billion | 1.3% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹130.83 Billion | 0.7% |
| Intangible Assets | ₹3.59 Billion | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how Punjab National Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Punjab National Bank's current assets represent 8.1% of total assets in 2025, a decrease from 9.8% in 2005.
- Cash Position: Cash and equivalents constituted 8.1% of total assets in 2025, down from 8.8% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is accounts receivable at 1.3% of total assets.
Punjab National Bank Competitors by Total Assets
Key competitors of Punjab National Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Punjab National Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Punjab National Bank generates 0.08x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Punjab National Bank generates $ 0.99 in net profit.
Punjab National Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.09 | 0.09 | 31.10 |
| Quick Ratio | 0.09 | 0.09 | 31.08 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹-15.23 Trillion | ₹ -14.01 Trillion | ₹ 1.15 Trillion |
Punjab National Bank - Advanced Valuation Insights
This section examines the relationship between Punjab National Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.93 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 16.2% |
| Total Assets | ₹18.58 Trillion |
| Market Capitalization | $4.44 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Punjab National Bank's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Punjab National Bank's assets grew by 16.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Punjab National Bank (2005–2025)
The table below shows the annual total assets of Punjab National Bank from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹18.58 Trillion | +16.20% |
| 2024-03-31 | ₹15.99 Trillion | +7.03% |
| 2023-03-31 | ₹14.94 Trillion | +11.52% |
| 2022-03-31 | ₹13.39 Trillion | +4.66% |
| 2021-03-31 | ₹12.80 Trillion | +50.30% |
| 2020-03-31 | ₹8.51 Trillion | +7.88% |
| 2019-03-31 | ₹7.89 Trillion | +1.32% |
| 2018-03-31 | ₹7.79 Trillion | +6.23% |
| 2017-03-31 | ₹7.33 Trillion | +2.88% |
| 2016-03-31 | ₹7.13 Trillion | +12.07% |
| 2015-03-31 | ₹6.36 Trillion | +10.65% |
| 2014-03-31 | ₹5.75 Trillion | +15.76% |
| 2013-03-31 | ₹4.97 Trillion | +5.55% |
| 2012-03-31 | ₹4.70 Trillion | +21.79% |
| 2011-03-31 | ₹3.86 Trillion | +27.25% |
| 2010-03-31 | ₹3.04 Trillion | +19.71% |
| 2009-03-31 | ₹2.54 Trillion | +24.48% |
| 2008-03-31 | ₹2.04 Trillion | +22.63% |
| 2007-03-31 | ₹1.66 Trillion | +12.00% |
| 2006-03-31 | ₹1.48 Trillion | +15.79% |
| 2005-03-31 | ₹1.28 Trillion | -- |