PB Fintech Limited
PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Services and Other Services. The company offers Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance produ… Read more
PB Fintech Limited (POLICYBZR) - Total Assets
Latest total assets as of September 2025: ₹79.39 Billion INR
Based on the latest financial reports, PB Fintech Limited (POLICYBZR) holds total assets worth ₹79.39 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
PB Fintech Limited - Total Assets Trend (2017–2025)
This chart illustrates how PB Fintech Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
PB Fintech Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
PB Fintech Limited's total assets of ₹79.39 Billion consist of 51.2% current assets and 48.8% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 10.5% |
| Accounts Receivable | ₹10.23 Billion | 13.6% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹53.50 Million | 0.1% |
| Goodwill | ₹13.80 Million | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how PB Fintech Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PB Fintech Limited's current assets represent 51.2% of total assets in 2025, a decrease from 84.3% in 2017.
- Cash Position: Cash and equivalents constituted 10.5% of total assets in 2025, down from 11.3% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 13.6% of total assets.
PB Fintech Limited Competitors by Total Assets
Key competitors of PB Fintech Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Steadfast Group Limited
F:1S6
|
Germany | €6.43 Billion |
|
Taiming Assurance Broker Co Ltd
TWO:5878
|
Taiwan | NT$753.08 Million |
|
Golden Insurance Brokers Co.,Ltd.
TWO:6028
|
Taiwan | NT$1.43 Billion |
|
Fanhua Inc.
NASDAQ:AIFU
|
USA | $3.25 Billion |
|
Arthur J Gallagher & Co
NYSE:AJG
|
USA | $70.67 Billion |
|
Aon PLC
NYSE:AON
|
USA | $50.78 Billion |
|
Accelerant Holdings
NYSE:ARX
|
USA | $7.86 Billion |
|
ASN Broker Public Company Limited
BK:ASN
|
Thailand | ฿554.49 Million |
PB Fintech Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Moderate asset utilization - PB Fintech Limited generates 0.66x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, PB Fintech Limited generates $ 4.69 in net profit.
PB Fintech Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.11 | 6.05 | 9.68 |
| Quick Ratio | 4.11 | 6.05 | 9.68 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹25.41 Billion | ₹ 36.13 Billion | ₹ 19.19 Billion |
PB Fintech Limited - Advanced Valuation Insights
This section examines the relationship between PB Fintech Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 10.40 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | 11.9% |
| Total Assets | ₹75.29 Billion |
| Market Capitalization | $5.93 Billion USD |
Valuation Analysis
Below Book Valuation: The market values PB Fintech Limited's assets below their book value (0.08 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: PB Fintech Limited's assets grew by 11.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for PB Fintech Limited (2017–2025)
The table below shows the annual total assets of PB Fintech Limited from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹75.29 Billion | +11.90% |
| 2024-03-31 | ₹67.29 Billion | +7.59% |
| 2023-03-31 | ₹62.54 Billion | +5.72% |
| 2022-03-31 | ₹59.15 Billion | +153.80% |
| 2021-03-31 | ₹23.31 Billion | +47.89% |
| 2020-03-31 | ₹15.76 Billion | +109.73% |
| 2019-03-31 | ₹7.51 Billion | -14.58% |
| 2018-03-31 | ₹8.80 Billion | +134.50% |
| 2017-03-31 | ₹3.75 Billion | -- |