Satin Creditcare Network Limited
Satin Creditcare Network Limited, a non-banking finance company, provides micro finance services in India. The company offers microcredit to economically active women in rural, semi-urban, and urban regions; loans for income generating purposes, such as agriculture, transportation, trading, and production related business activities; water and sanitation loans; loans for clean energy and various … Read more
Satin Creditcare Network Limited (SATIN) - Total Assets
Latest total assets as of September 2025: ₹128.51 Billion INR
Based on the latest financial reports, Satin Creditcare Network Limited (SATIN) holds total assets worth ₹128.51 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Satin Creditcare Network Limited - Total Assets Trend (2013–2025)
This chart illustrates how Satin Creditcare Network Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Satin Creditcare Network Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Satin Creditcare Network Limited's total assets of ₹128.51 Billion consist of 60.4% current assets and 39.6% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹805.24 Million | 6.3% |
| Accounts Receivable | ₹56.48 Billion | 48.7% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹970.29 Million | 0.8% |
| Intangible Assets | ₹4.81 Million | 0.0% |
| Goodwill | ₹337.07 Million | 0.3% |
Asset Composition Trend (2013–2025)
This chart illustrates how Satin Creditcare Network Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Satin Creditcare Network Limited's current assets represent 60.4% of total assets in 2025, an increase from 27.5% in 2013.
- Cash Position: Cash and equivalents constituted 6.3% of total assets in 2025, down from 27.5% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 48.7% of total assets.
Satin Creditcare Network Limited Competitors by Total Assets
Key competitors of Satin Creditcare Network Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Satin Creditcare Network Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Satin Creditcare Network Limited generates 0.19x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Satin Creditcare Network Limited generates $ 1.61 in net profit.
Satin Creditcare Network Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.35 | 1.60 | 1.46 |
| Quick Ratio | 2.35 | 1.66 | 1.46 |
| Cash Ratio | 0.02 | 0.00 | 0.00 |
| Working Capital | ₹64.56 Billion | ₹ 22.69 Billion | ₹ 13.78 Billion |
Satin Creditcare Network Limited - Advanced Valuation Insights
This section examines the relationship between Satin Creditcare Network Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.63 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 10.5% |
| Total Assets | ₹115.87 Billion |
| Market Capitalization | $90.85 Million USD |
Valuation Analysis
Below Book Valuation: The market values Satin Creditcare Network Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Satin Creditcare Network Limited's assets grew by 10.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Satin Creditcare Network Limited (2013–2025)
The table below shows the annual total assets of Satin Creditcare Network Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹115.87 Billion | +10.51% |
| 2024-03-31 | ₹104.85 Billion | +33.57% |
| 2023-03-31 | ₹78.50 Billion | +2.54% |
| 2022-03-31 | ₹76.55 Billion | -4.84% |
| 2021-03-31 | ₹80.45 Billion | +10.21% |
| 2020-03-31 | ₹73.00 Billion | +8.10% |
| 2019-03-31 | ₹67.53 Billion | +15.55% |
| 2018-03-31 | ₹58.44 Billion | +22.33% |
| 2017-03-31 | ₹47.77 Billion | +44.61% |
| 2016-03-31 | ₹33.03 Billion | +64.29% |
| 2015-03-31 | ₹20.11 Billion | +79.26% |
| 2014-03-31 | ₹11.22 Billion | +50.52% |
| 2013-03-31 | ₹7.45 Billion | -- |