Spandana Sphoorty Financial Limited (SPANDANA) - Total Assets
Based on the latest financial reports, Spandana Sphoorty Financial Limited (SPANDANA) holds total assets worth Rs56.79 Billion INR (≈ $614.18 Million USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Spandana Sphoorty Financial Limited - Total Assets Trend (2013–2025)
This chart illustrates how Spandana Sphoorty Financial Limited's total assets have evolved over time, based on quarterly financial data. Also see Spandana Sphoorty Financial Limited (SPANDANA) total market value for the company's overall valuation and market capitalisation.
Spandana Sphoorty Financial Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Spandana Sphoorty Financial Limited's total assets of Rs56.79 Billion consist of 78.6% current assets and 21.4% non-current assets. Review debt load of Spandana Sphoorty Financial Limited to assess the company's total debt and financial obligations.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 14.6% |
| Accounts Receivable | Rs46.70 Billion | 55.0% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs29.80 Million | 0.0% |
| Goodwill | Rs173.90 Million | 0.2% |
Asset Composition Trend (2013–2025)
This chart illustrates how Spandana Sphoorty Financial Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See Spandana Sphoorty Financial Limited (SPANDANA) stock price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Spandana Sphoorty Financial Limited's current assets represent 78.6% of total assets in 2025, an increase from 7.0% in 2013.
- Cash Position: Cash and equivalents constituted 14.6% of total assets in 2025, up from 7.0% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 55.0% of total assets.
Spandana Sphoorty Financial Limited Competitors by Total Assets
Key competitors of Spandana Sphoorty Financial Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Gentera S.A.B. de C.V
MX:GENTERA
|
Mexico | MX$109.50 Billion |
|
Financiera Independencia S.A.B. de C.V. SOFOM E.N.R
MX:FINDEP
|
Mexico | MX$11.20 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
|
Akme Fintrade India Ltd
NSE:AFIL
|
India | Rs9.34 Billion |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Starteck Finance Limited
NSE:STARTECK
|
India | Rs6.75 Billion |
Spandana Sphoorty Financial Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.56 | 1.45 | 1.40 |
| Quick Ratio | 1.56 | 0.64 | 1.40 |
| Cash Ratio | 0.00 | 0.09 | 0.00 |
| Working Capital | Rs23.83 Billion | Rs29.44 Billion | Rs10.53 Billion |
Spandana Sphoorty Financial Limited - Advanced Valuation Insights
This section examines the relationship between Spandana Sphoorty Financial Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.91 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -36.5% |
| Total Assets | Rs84.94 Billion |
| Market Capitalization | $173.91 Million USD |
Valuation Analysis
Below Book Valuation: The market values Spandana Sphoorty Financial Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Spandana Sphoorty Financial Limited's assets decreased by 36.5% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Spandana Sphoorty Financial Limited (2013–2025)
The table below shows the annual total assets of Spandana Sphoorty Financial Limited from 2013 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs84.94 Billion ≈ $918.54 Million |
-36.53% |
| 2024-03-31 | Rs133.83 Billion ≈ $1.45 Billion |
+42.63% |
| 2023-03-31 | Rs93.83 Billion ≈ $1.01 Billion |
+32.59% |
| 2022-03-31 | Rs70.76 Billion ≈ $765.28 Million |
-17.50% |
| 2021-03-31 | Rs85.77 Billion ≈ $927.56 Million |
+43.49% |
| 2020-03-31 | Rs59.77 Billion ≈ $646.43 Million |
+21.20% |
| 2019-03-31 | Rs49.32 Billion ≈ $533.35 Million |
+31.01% |
| 2018-03-31 | Rs37.64 Billion ≈ $407.09 Million |
+95.18% |
| 2017-03-31 | Rs19.29 Billion ≈ $208.57 Million |
-8.16% |
| 2016-03-31 | Rs21.00 Billion ≈ $227.10 Million |
-10.74% |
| 2015-03-31 | Rs23.52 Billion ≈ $254.41 Million |
+8.24% |
| 2014-03-31 | Rs21.73 Billion ≈ $235.05 Million |
-12.12% |
| 2013-03-31 | Rs24.73 Billion ≈ $267.46 Million |
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About Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides joint liability group based microfinance for women entrepreneurs; loans against the property; nano enterprise loans; and individual loans. It serves low-income customers in semi-urban and rural areas. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.