Spandana Sphoorty Financial Limited (SPANDANA) - Total Liabilities
Based on the latest financial reports, Spandana Sphoorty Financial Limited (SPANDANA) has total liabilities worth Rs34.52 Billion INR (≈ $373.33 Million USD) as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Spandana Sphoorty Financial Limited strategic investment ratio to see how much of total assets are deployed in long-term investments.
Spandana Sphoorty Financial Limited - Total Liabilities Trend (2013–2025)
This chart illustrates how Spandana Sphoorty Financial Limited's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see how large is Spandana Sphoorty Financial Limited's balance sheet.
Spandana Sphoorty Financial Limited Competitors by Total Liabilities
The table below lists competitors of Spandana Sphoorty Financial Limited ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Exagen Inc
NASDAQ:XGN
|
USA | $39.72 Million |
|
Elanders AB (publ)
ST:ELAN-B
|
Sweden | Skr12.09 Billion |
|
Value Added Technology Co. Ltd
KQ:043150
|
Korea | ₩170.42 Billion |
|
Expensify Inc
NASDAQ:EXFY
|
USA | $50.84 Million |
|
Mediantechn
PA:ALMDT
|
France | €71.02 Million |
|
Garuda Construction & Engineering
NSE:GARUDA
|
India | Rs1.90 Billion |
|
CJ Freshway Corporation
KQ:051500
|
Korea | ₩1.16 Trillion |
Liability Composition Analysis (2013–2025)
This chart breaks down Spandana Sphoorty Financial Limited's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Spandana Sphoorty Financial Limited (SPANDANA) net asset quality to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 1.55 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.61 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Spandana Sphoorty Financial Limited's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Spandana Sphoorty Financial Limited (2013–2025)
The table below shows the annual total liabilities of Spandana Sphoorty Financial Limited from 2013 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-03-31 | Rs58.60 Billion ≈ $633.76 Million |
-39.82% |
| 2024-03-31 | Rs97.38 Billion ≈ $1.05 Billion |
+54.98% |
| 2023-03-31 | Rs62.83 Billion ≈ $679.52 Million |
+57.62% |
| 2022-03-31 | Rs39.86 Billion ≈ $431.11 Million |
-31.57% |
| 2021-03-31 | Rs58.26 Billion ≈ $630.04 Million |
+73.90% |
| 2020-03-31 | Rs33.50 Billion ≈ $362.30 Million |
+10.15% |
| 2019-03-31 | Rs30.41 Billion ≈ $328.91 Million |
+28.13% |
| 2018-03-31 | Rs23.74 Billion ≈ $256.70 Million |
+137.11% |
| 2017-03-31 | Rs10.01 Billion ≈ $108.26 Million |
-47.75% |
| 2016-03-31 | Rs19.16 Billion ≈ $207.19 Million |
-19.80% |
| 2015-03-31 | Rs23.89 Billion ≈ $258.32 Million |
+9.36% |
| 2014-03-31 | Rs21.84 Billion ≈ $236.21 Million |
-12.06% |
| 2013-03-31 | Rs24.84 Billion ≈ $268.60 Million |
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About Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides joint liability group based microfinance for women entrepreneurs; loans against the property; nano enterprise loans; and individual loans. It serves low-income customers in semi-urban and rural areas. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.