Viji Finance Limited
Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers personal and business loans, gold loans, corporate finance, infrastructure/project finance, and personal finance services. Viji Finance Limited was formerly known as Panjon Finance Limited and changed its name to Viji Finance Limited in September 2012. The company was incorporated in … Read more
Viji Finance Limited (VIJIFIN) - Total Assets
Latest total assets as of September 2025: ₹344.41 Million INR
Based on the latest financial reports, Viji Finance Limited (VIJIFIN) holds total assets worth ₹344.41 Million INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Viji Finance Limited - Total Assets Trend (2010–2025)
This chart illustrates how Viji Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Viji Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Viji Finance Limited's total assets of ₹344.41 Million consist of 92.9% current assets and 7.1% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹50.85 Million | 1.2% |
| Accounts Receivable | ₹270.56 Million | 77.2% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹17.10 Million | 4.9% |
| Intangible Assets | ₹42.96 Million | 12.3% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2010–2025)
This chart illustrates how Viji Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Viji Finance Limited's current assets represent 92.9% of total assets in 2025, a decrease from 99.5% in 2010.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, up from 0.0% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 12.0% of total assets, an increase from 0.0% in 2010.
- Asset Diversification: The largest asset category is accounts receivable at 77.2% of total assets.
Viji Finance Limited Competitors by Total Assets
Key competitors of Viji Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Viji Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Viji Finance Limited generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Viji Finance Limited generates $ 0.48 in net profit.
Viji Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 40.29 | 170.38 | 17.00 |
| Quick Ratio | 40.29 | 170.38 | 17.00 |
| Cash Ratio | 6.39 | 25.85 | 0.00 |
| Working Capital | ₹314.95 Million | ₹ 327.42 Million | ₹ 151.04 Million |
Viji Finance Limited - Advanced Valuation Insights
This section examines the relationship between Viji Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.00 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 38.2% |
| Total Assets | ₹350.54 Million |
| Market Capitalization | $2.12 Million USD |
Valuation Analysis
Below Book Valuation: The market values Viji Finance Limited's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Viji Finance Limited's assets grew by 38.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Viji Finance Limited (2010–2025)
The table below shows the annual total assets of Viji Finance Limited from 2010 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹350.54 Million | +38.21% |
| 2024-03-31 | ₹253.63 Million | +12.45% |
| 2023-03-31 | ₹225.54 Million | +29.15% |
| 2022-03-31 | ₹174.63 Million | +10.92% |
| 2021-03-31 | ₹157.44 Million | -1.59% |
| 2020-03-31 | ₹159.98 Million | +4.79% |
| 2019-03-31 | ₹152.66 Million | +7.92% |
| 2018-03-31 | ₹141.46 Million | +14.50% |
| 2017-03-31 | ₹123.55 Million | +23.31% |
| 2016-03-31 | ₹100.19 Million | +7.20% |
| 2015-03-31 | ₹93.46 Million | -1.41% |
| 2014-03-31 | ₹94.80 Million | +106.13% |
| 2013-03-31 | ₹45.99 Million | +4.17% |
| 2012-03-31 | ₹44.15 Million | +49.20% |
| 2011-03-31 | ₹29.59 Million | -4.26% |
| 2010-03-31 | ₹30.91 Million | -- |