Essent Group Ltd
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting ser… Read more
Essent Group Ltd (ESNT) - Total Assets
Latest total assets as of September 2025: $7.35 Billion USD
Based on the latest financial reports, Essent Group Ltd (ESNT) holds total assets worth $7.35 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Essent Group Ltd - Total Assets Trend (2011–2024)
This chart illustrates how Essent Group Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Essent Group Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
Essent Group Ltd's total assets of $7.35 Billion consist of 2.6% current assets and 97.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.9% |
| Accounts Receivable | $55.56 Million | 0.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $79.56 Million | 1.1% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2011–2024)
This chart illustrates how Essent Group Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Essent Group Ltd's current assets represent 2.6% of total assets in 2024, a decrease from 91.0% in 2011.
- Cash Position: Cash and equivalents constituted 1.9% of total assets in 2024, down from 8.8% in 2011.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2011.
- Asset Diversification: The largest asset category is intangible assets at 1.1% of total assets.
Essent Group Ltd Competitors by Total Assets
Key competitors of Essent Group Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139
|
Malaysia | RM17.81 Billion |
|
ACMAT Corporation
PINK:ACMT
|
USA | $50.58 Million |
|
Enact Holdings Inc
NASDAQ:ACT
|
USA | $6.89 Billion |
|
Assured Guaranty Ltd
NYSE:AGO
|
USA | $12.10 Billion |
|
Ambac Financial Group Inc
NYSE:AMBC
|
USA | $2.15 Billion |
|
AMERISAFE Inc
NASDAQ:AMSF
|
USA | $222.87 Million |
|
AXIS Capital Holdings Ltd
NYSE:AXS
|
USA | $32.32 Billion |
|
Beazley plc
PINK:BZLYF
|
USA | $16.22 Billion |
Essent Group Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Essent Group Ltd generates 0.18x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Excellent ROA - For every $100 in assets, Essent Group Ltd generates $ 10.26 in net profit.
Essent Group Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.30 | 20.47 | 14.67 |
| Quick Ratio | 0.30 | 35.19 | 14.67 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-345.37 Million | $ 3.35 Billion | $ 4.40 Billion |
Essent Group Ltd - Advanced Valuation Insights
This section examines the relationship between Essent Group Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.10 |
| Latest Market Cap to Assets Ratio | 0.77 |
| Asset Growth Rate (YoY) | 10.7% |
| Total Assets | $7.11 Billion |
| Market Capitalization | $5.45 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Essent Group Ltd's assets below their book value (0.77 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Essent Group Ltd's assets grew by 10.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Essent Group Ltd (2011–2024)
The table below shows the annual total assets of Essent Group Ltd from 2011 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $7.11 Billion | +10.66% |
| 2023-12-31 | $6.43 Billion | +12.28% |
| 2022-12-31 | $5.72 Billion | +0.03% |
| 2021-12-31 | $5.72 Billion | +9.98% |
| 2020-12-31 | $5.20 Billion | +34.32% |
| 2019-12-31 | $3.87 Billion | +22.97% |
| 2018-12-31 | $3.15 Billion | +17.78% |
| 2017-12-31 | $2.67 Billion | +42.03% |
| 2016-12-31 | $1.88 Billion | +28.17% |
| 2015-12-31 | $1.47 Billion | +24.35% |
| 2014-12-31 | $1.18 Billion | +38.35% |
| 2013-12-31 | $853.97 Million | +201.40% |
| 2012-12-31 | $283.33 Million | +34.88% |
| 2011-12-31 | $210.07 Million | -- |