Essent Group Ltd Asset Resilience Ratio
Essent Group Ltd asset resilience ratio. Essent Group Ltd (ESNT) has an Asset Resilience Ratio of 82.83% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Essent Group Ltd to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Essent Group Ltd (2011–2024)
Asset resilience ratio of Essent Group Ltd from 2011 to 2024. This chart shows how Essent Group Ltd's Asset Resilience Ratio has changed over time. Read ESNT total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Essent Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see ESNT asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $6.09 Billion | 82.83% |
| Total Liquid Assets | $6.09 Billion | 82.83% |
Asset Resilience Insights
- Very High Liquidity: Essent Group Ltd maintains exceptional liquid asset reserves at 82.83% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Essent Group Ltd Industry Peers by Asset Resilience Ratio
Compare Essent Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
NMI Holdings Inc
NASDAQ:NMIH |
Insurance - Specialty | 13.89% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 8.20% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 30.84% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.03% |
Essent Group Ltd Asset Resilience Ratio by Year (2011–2024)
Essent Group Ltd asset resilience ratio by year from 2011 to 2024. The table below shows the annual Asset Resilience Ratio data for Essent Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 82.64% | $5.88 Billion | $7.11 Billion | +68.18pp |
| 2023-12-31 | 14.45% | $928.73 Million | $6.43 Billion | +10.05pp |
| 2022-12-31 | 4.40% | $252.03 Million | $5.72 Billion | -82.33pp |
| 2021-12-31 | 86.73% | $4.96 Billion | $5.72 Billion | -1.02pp |
| 2020-12-31 | 87.75% | $4.57 Billion | $5.20 Billion | +1.24pp |
| 2019-12-31 | 86.51% | $3.35 Billion | $3.87 Billion | -1.12pp |
| 2018-12-31 | 87.62% | $2.76 Billion | $3.15 Billion | +1.43pp |
| 2017-12-31 | 86.19% | $2.31 Billion | $2.67 Billion | +0.42pp |
| 2016-12-31 | 85.77% | $1.62 Billion | $1.88 Billion | -1.13pp |
| 2015-12-31 | 86.90% | $1.28 Billion | $1.47 Billion | -2.62pp |
| 2014-12-31 | 89.52% | $1.06 Billion | $1.18 Billion | +50.58pp |
| 2013-12-31 | 38.94% | $332.56 Million | $853.97 Million | -48.38pp |
| 2012-12-31 | 87.32% | $247.41 Million | $283.33 Million | +5.88pp |
| 2011-12-31 | 81.45% | $171.09 Million | $210.07 Million | -- |
About Essent Group Ltd
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting ser… Read more