Essent Group Ltd - Asset Resilience Ratio
Essent Group Ltd (ESNT) has an Asset Resilience Ratio of 82.83% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore Essent Group Ltd asset portfolio for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2024)
This chart shows how Essent Group Ltd's Asset Resilience Ratio has changed over time. See Essent Group Ltd balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Essent Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Essent Group Ltd market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $6.09 Billion | 82.83% |
| Total Liquid Assets | $6.09 Billion | 82.83% |
Asset Resilience Insights
- Very High Liquidity: Essent Group Ltd maintains exceptional liquid asset reserves at 82.83% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Essent Group Ltd Industry Peers by Asset Resilience Ratio
Compare Essent Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 8.20% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 29.74% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.03% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 15.79% |
Annual Asset Resilience Ratio for Essent Group Ltd (2011–2024)
The table below shows the annual Asset Resilience Ratio data for Essent Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 82.64% | $5.88 Billion | $7.11 Billion | +68.18pp |
| 2023-12-31 | 14.45% | $928.73 Million | $6.43 Billion | +10.05pp |
| 2022-12-31 | 4.40% | $252.03 Million | $5.72 Billion | -82.33pp |
| 2021-12-31 | 86.73% | $4.96 Billion | $5.72 Billion | -1.02pp |
| 2020-12-31 | 87.75% | $4.57 Billion | $5.20 Billion | +1.24pp |
| 2019-12-31 | 86.51% | $3.35 Billion | $3.87 Billion | -1.12pp |
| 2018-12-31 | 87.62% | $2.76 Billion | $3.15 Billion | +1.43pp |
| 2017-12-31 | 86.19% | $2.31 Billion | $2.67 Billion | +0.42pp |
| 2016-12-31 | 85.77% | $1.62 Billion | $1.88 Billion | -1.13pp |
| 2015-12-31 | 86.90% | $1.28 Billion | $1.47 Billion | -2.62pp |
| 2014-12-31 | 89.52% | $1.06 Billion | $1.18 Billion | +50.58pp |
| 2013-12-31 | 38.94% | $332.56 Million | $853.97 Million | -48.38pp |
| 2012-12-31 | 87.32% | $247.41 Million | $283.33 Million | +5.88pp |
| 2011-12-31 | 81.45% | $171.09 Million | $210.07 Million | -- |
About Essent Group Ltd
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting ser… Read more