Essent Group Ltd (ESNT) - Total Assets
Based on the latest financial reports, Essent Group Ltd (ESNT) holds total assets worth $7.35 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore long-term investment intensity of Essent Group Ltd to see how much of total assets are deployed in long-term investments.
Essent Group Ltd - Total Assets Trend (2011–2024)
This chart illustrates how Essent Group Ltd's total assets have evolved over time, based on quarterly financial data. Check Essent Group Ltd (ESNT) asset resilience to evaluate the company's liquid asset resilience ratio.
Essent Group Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
Essent Group Ltd's total assets of $7.35 Billion consist of 2.6% current assets and 97.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.9% |
| Accounts Receivable | $55.56 Million | 0.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $79.56 Million | 1.1% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2011–2024)
This chart illustrates how Essent Group Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Essent Group Ltd.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Essent Group Ltd's current assets represent 2.6% of total assets in 2024, a decrease from 91.0% in 2011.
- Cash Position: Cash and equivalents constituted 1.9% of total assets in 2024, down from 8.8% in 2011.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2011.
- Asset Diversification: The largest asset category is intangible assets at 1.1% of total assets.
Essent Group Ltd Competitors by Total Assets
Key competitors of Essent Group Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
AXIS Capital Holdings Limited
F:AXV
|
Germany | €34.34 Billion |
|
Medibank Private Ltd
AU:MPL
|
Australia | AU$4.26 Billion |
|
NIB Holdings Ltd
AU:NHF
|
Australia | AU$2.11 Billion |
|
Helia Group Ltd
AU:HLI
|
Australia | AU$2.54 Billion |
|
Trisura Group Ltd
TO:TSU
|
Canada | CA$5.11 Billion |
|
Medibank Private Limited
F:MPV
|
Germany | €4.70 Billion |
|
Essent Group Ltd.
F:EG0
|
Germany | €7.44 Billion |
|
PROTECTOR FORSIKR.(ADS)/2
F:PR40
|
Germany | €28.31 Billion |
Essent Group Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.30 | 20.47 | 14.67 |
| Quick Ratio | 0.30 | 35.19 | 14.67 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-345.37 Million | $3.35 Billion | $4.40 Billion |
Essent Group Ltd - Advanced Valuation Insights
This section examines the relationship between Essent Group Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.10 |
| Latest Market Cap to Assets Ratio | 0.81 |
| Asset Growth Rate (YoY) | 10.7% |
| Total Assets | $7.11 Billion |
| Market Capitalization | $5.75 Billion USD |
Valuation Analysis
Near Book Valuation: The market values Essent Group Ltd's assets close to their book value (0.81x), suggesting investors view the company's assets at approximately fair value.
Rapid Asset Growth: Essent Group Ltd's assets grew by 10.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Essent Group Ltd (2011–2024)
The table below shows the annual total assets of Essent Group Ltd from 2011 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $7.11 Billion | +10.66% |
| 2023-12-31 | $6.43 Billion | +12.28% |
| 2022-12-31 | $5.72 Billion | +0.03% |
| 2021-12-31 | $5.72 Billion | +9.98% |
| 2020-12-31 | $5.20 Billion | +34.32% |
| 2019-12-31 | $3.87 Billion | +22.97% |
| 2018-12-31 | $3.15 Billion | +17.78% |
| 2017-12-31 | $2.67 Billion | +42.03% |
| 2016-12-31 | $1.88 Billion | +28.17% |
| 2015-12-31 | $1.47 Billion | +24.35% |
| 2014-12-31 | $1.18 Billion | +38.35% |
| 2013-12-31 | $853.97 Million | +201.40% |
| 2012-12-31 | $283.33 Million | +34.88% |
| 2011-12-31 | $210.07 Million | -- |
About Essent Group Ltd
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting ser… Read more