Paymentus Holdings, Inc.

NYSE:PAY USA Software - Infrastructure
Market Cap
$1.39 Billion
Market Cap Rank
#6335 Global
#3575 in USA
Share Price
$25.09
Change (1 day)
+2.12%
52-Week Range
$23.10 - $39.84
All Time High
$39.84
About

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards,… Read more

Paymentus Holdings, Inc. (PAY) - Total Assets

Latest total assets as of September 2025: $644.41 Million USD

Based on the latest financial reports, Paymentus Holdings, Inc. (PAY) holds total assets worth $644.41 Million USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Paymentus Holdings, Inc. - Total Assets Trend (2001–2024)

This chart illustrates how Paymentus Holdings, Inc.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Paymentus Holdings, Inc. - Asset Composition Analysis

Current Asset Composition (December 2024)

Paymentus Holdings, Inc.'s total assets of $644.41 Million consist of 60.0% current assets and 40.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $205.90 Million 35.7%
Accounts Receivable $123.17 Million 21.4%
Inventory $0.00 0.0%
Property, Plant & Equipment $8.96 Million 1.6%
Intangible Assets $86.45 Million 15.0%
Goodwill $131.81 Million 22.9%

Asset Composition Trend (2001–2024)

This chart illustrates how Paymentus Holdings, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Paymentus Holdings, Inc.'s current assets represent 60.0% of total assets in 2024, an increase from 16.4% in 2001.
  • Cash Position: Cash and equivalents constituted 35.7% of total assets in 2024, up from 16.4% in 2001.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 37.0% of total assets, an increase from 0.0% in 2001.
  • Asset Diversification: The largest asset category is cash and equivalents at 35.7% of total assets.

Paymentus Holdings, Inc. Competitors by Total Assets

Key competitors of Paymentus Holdings, Inc. based on total assets are shown below.

Company Country Total Assets
Eastcompeace Technology Co Ltd
SHE:002017
China CN¥2.97 Billion
Wiscom System Co Ltd
SHE:002090
China CN¥3.17 Billion
Topsec Technologies Group Inc
SHE:002212
China CN¥10.79 Billion
Focus Technology Co Ltd
SHE:002315
China CN¥4.27 Billion
Beijing Venustech Inc
SHE:002439
China CN¥13.16 Billion
Maxvision Technology Corp
SHE:002990
China CN¥3.74 Billion
OpenSys M Bhd
KLSE:0040
Malaysia RM129.25 Million
Managepay Systems Bhd
KLSE:0156
Malaysia RM86.24 Million

Paymentus Holdings, Inc. - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.69 - 2.93

Strong asset utilization - Paymentus Holdings, Inc. generates 1.51x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -7.49% - 17.02%

Solid ROA - For every $100 in assets, Paymentus Holdings, Inc. generates $7.66 in net profit.

Paymentus Holdings, Inc. - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 4.36 4.31 2.57
Quick Ratio 4.36 4.31 2.57
Cash Ratio 3.01 0.00 0.00
Working Capital $321.43 Million $ 245.85 Million $ 48.72 Million

Paymentus Holdings, Inc. - Advanced Valuation Insights

This section examines the relationship between Paymentus Holdings, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 7.18
Latest Market Cap to Assets Ratio 2.24
Asset Growth Rate (YoY) 14.1%
Total Assets $576.25 Million
Market Capitalization $1.29 Billion USD

Valuation Analysis

Premium Asset Valuation: The market values Paymentus Holdings, Inc.'s assets at a significant premium ( 2.24x), suggesting investors see substantial growth potential or unique competitive advantages.

Rapid Asset Growth: Paymentus Holdings, Inc.'s assets grew by 14.1% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Paymentus Holdings, Inc. (2001–2024)

The table below shows the annual total assets of Paymentus Holdings, Inc. from 2001 to 2024.

Year Total Assets Change
2024-12-31 $576.25 Million +14.14%
2023-12-31 $504.86 Million +9.39%
2022-12-31 $461.54 Million -2.41%
2021-12-31 $472.94 Million +278.74%
2020-12-31 $124.87 Million +55.20%
2019-12-31 $80.46 Million -96.54%
2017-12-31 $2.32 Billion -6.92%
2016-12-31 $2.49 Billion +0.88%
2015-12-31 $2.47 Billion -8.48%
2014-12-31 $2.70 Billion -9.74%
2013-12-31 $2.99 Billion -14.24%
2012-12-31 $3.49 Billion +50.88%
2011-12-31 $2.31 Billion +115.15%
2010-12-31 $1.08 Billion +17.02%
2009-12-31 $918.91 Million -14.90%
2008-12-31 $1.08 Billion -30.22%
2007-12-31 $1.55 Billion +241.61%
2006-12-31 $452.94 Million +37.52%
2005-12-31 $329.37 Million +34.10%
2004-12-31 $245.62 Million +3.65%
2003-12-31 $236.97 Million -4.78%
2002-12-31 $248.85 Million +95.06%
2001-12-31 $127.58 Million --