Earlypay Ltd (EPY) - Total Liabilities

Latest as of December 2025: AU$249.57 Million AUD ≈ $176.59 Million USD

Based on the latest financial reports, Earlypay Ltd (EPY) has total liabilities worth AU$249.57 Million AUD (≈ $176.59 Million USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Earlypay Ltd - Total Liabilities Trend (2009–2025)

This chart illustrates how Earlypay Ltd's total liabilities have evolved over time, based on quarterly financial data. See EPY net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Earlypay Ltd Competitors by Total Liabilities

The table below lists competitors of Earlypay Ltd ranked by their total liabilities.

Company	Country	Total Liabilities
Upland Software Inc NASDAQ:UPLD	USA	$324.47 Million
Transtema Group AB ST:TRANS	Sweden	Skr1.00 Billion
Gabungan AQRS Bhd KLSE:5226	Malaysia	RM882.57 Million
VistaGen Therapeutics Inc NASDAQ:VTGN	USA	$14.14 Million
Seko S.A. WAR:SEK	Poland	zł51.52 Million
Diamond Citra Propertindo PT JK:DADA	Indonesia	Rp285.24 Billion
Pluri Inc. NASDAQ:PLUR	USA	$39.81 Million
Nusantara Almazia JK:NZIA	Indonesia	Rp87.37 Billion

Liability Composition Analysis (2009–2025)

This chart breaks down Earlypay Ltd's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see EPY market cap overview.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.76	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	3.56	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.78	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Earlypay Ltd's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Earlypay Ltd (2009–2025)

The table below shows the annual total liabilities of Earlypay Ltd from 2009 to 2025.

Year	Total Liabilities	Change
2025-06-30	AU$240.56 Million ≈ $170.21 Million	-0.36%
2024-06-30	AU$241.43 Million ≈ $170.83 Million	-15.82%
2023-06-30	AU$286.81 Million ≈ $202.94 Million	-29.66%
2022-06-30	AU$407.74 Million ≈ $288.50 Million	+28.25%
2021-06-30	AU$317.92 Million ≈ $224.95 Million	+12.50%
2020-06-30	AU$282.59 Million ≈ $199.95 Million	+36.95%
2019-06-30	AU$206.35 Million ≈ $146.01 Million	-6.39%
2018-06-30	AU$220.43 Million ≈ $155.97 Million	+51.97%
2017-06-30	AU$145.05 Million ≈ $102.63 Million	+2.16%
2016-06-30	AU$141.99 Million ≈ $100.46 Million	+151.37%
2015-06-30	AU$56.48 Million ≈ $39.97 Million	+158.13%
2014-06-30	AU$21.88 Million ≈ $15.48 Million	+67.13%
2013-06-30	AU$13.09 Million ≈ $9.26 Million	+19.23%
2012-06-30	AU$10.98 Million ≈ $7.77 Million	+149.86%
2011-06-30	AU$4.40 Million ≈ $3.11 Million	-16.49%
2010-06-30	AU$5.26 Million ≈ $3.72 Million	-0.41%
2009-06-30	AU$5.28 Million ≈ $3.74 Million	--

About Earlypay Ltd

AU:EPY Australia Credit Services

Market Cap

$21.80 Million

AU$30.80 Million AUD

Market Cap Rank

#24854 Global

#1033 in Australia

Share Price

AU$0.13

Change (1 day)

+0.00%

52-Week Range

AU$0.11 - AU$0.22

All Time High

AU$0.53