Earlypay Ltd Total Assets
Earlypay Ltd total assets. Based on the latest financial reports, Earlypay Ltd (EPY) holds total assets worth AU$364.82 Million AUD (≈ $258.13 Million USD) as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see EPY market cap overview for the company's overall valuation and market capitalisation.
Total Assets of Earlypay Ltd (2009–2026)
Total assets of Earlypay Ltd from 2009 to 2026. This chart illustrates how Earlypay Ltd's total assets have evolved over time, based on quarterly financial data. See Earlypay Ltd stock quote for real-time trading data and today's change.
Earlypay Ltd - Asset Composition Analysis
Earlypay Ltd Total Assets Breakdown (June 2026)
Earlypay Ltd total assets breakdown as of June 2026. Earlypay Ltd's total assets of AU$364.82 Million consist of 57.6% current assets and 42.4% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 9.6% |
| Accounts Receivable | AU$174.23 Million | 47.8% |
| Inventory | AU$0.00 | 0.0% |
| Property, Plant & Equipment | AU$0.00 | 0.0% |
| Intangible Assets | AU$468.00K | 0.1% |
| Goodwill | AU$27.77 Million | 7.6% |
Asset Composition Trend (2009–2026)
This chart illustrates how Earlypay Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore EPY net working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Earlypay Ltd's current assets represent 57.6% of total assets in 2026, a decrease from 65.7% in 2009.
- Cash Position: Cash and equivalents constituted 9.6% of total assets in 2026, down from 22.4% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 7.0% of total assets, a decrease from 28.0% in 2009.
- Asset Diversification: The largest asset category is accounts receivable at 47.8% of total assets.
Earlypay Ltd Competitors by Total Assets
Key competitors of Earlypay Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Hoist Finance AB
ST:HOFI
|
Sweden | Skr59.43 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
FinVolution Group
F:PP3
|
Germany | €25.41 Billion |
|
Solvar Ltd
AU:SVR
|
Australia | AU$965.83 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
Axactor SE
OL:ACR
|
Norway | Nkr1.28 Billion |
Earlypay Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 47.65 | 1.40 | 1.16 |
| Quick Ratio | 47.65 | 1.40 | 1.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$205.76 Million | AU$55.99 Million | AU$35.84 Million |
Earlypay Ltd - Advanced Valuation Insights
This section examines the relationship between Earlypay Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.54 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 16.0% |
| Total Assets | AU$364.82 Million |
| Market Capitalization | $21.71 Million USD |
Valuation Analysis
Below Book Valuation: The market values Earlypay Ltd's assets below their book value (0.06x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Earlypay Ltd's assets grew by 16.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Earlypay Ltd (2009–2026)
The table below shows the annual total assets of Earlypay Ltd from 2009 to 2026.
| Year | Total Assets | Change |
|---|---|---|
| 2026-06-30 | AU$364.82 Million ≈ $258.13 Million |
+15.96% |
| 2025-06-30 | AU$314.61 Million ≈ $222.61 Million |
+0.18% |
| 2024-06-30 | AU$314.04 Million ≈ $222.20 Million |
-12.84% |
| 2023-06-30 | AU$360.30 Million ≈ $254.93 Million |
-26.89% |
| 2022-06-30 | AU$492.83 Million ≈ $348.71 Million |
+30.92% |
| 2021-06-30 | AU$376.43 Million ≈ $266.35 Million |
+12.04% |
| 2020-06-30 | AU$335.98 Million ≈ $237.73 Million |
+33.78% |
| 2019-06-30 | AU$251.15 Million ≈ $177.70 Million |
-3.63% |
| 2018-06-30 | AU$260.61 Million ≈ $184.40 Million |
+61.40% |
| 2017-06-30 | AU$161.46 Million ≈ $114.25 Million |
+3.16% |
| 2016-06-30 | AU$156.52 Million ≈ $110.75 Million |
+135.77% |
| 2015-06-30 | AU$66.39 Million ≈ $46.97 Million |
+106.50% |
| 2014-06-30 | AU$32.15 Million ≈ $22.75 Million |
+85.96% |
| 2013-06-30 | AU$17.29 Million ≈ $12.23 Million |
+14.90% |
| 2012-06-30 | AU$15.05 Million ≈ $10.65 Million |
+102.69% |
| 2011-06-30 | AU$7.42 Million ≈ $5.25 Million |
+4.29% |
| 2010-06-30 | AU$7.12 Million ≈ $5.04 Million |
+1.30% |
| 2009-06-30 | AU$7.03 Million ≈ $4.97 Million |
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About Earlypay Ltd
Earlypay Limited provides financing solutions to businesses in Australia. The company offers invoice finance for transport and logistics, manufacturing and wholesale, security services, and labor hire and recruitment; trade finance for wholesale, manufacturing, and retail industries; and equipment finance, including capital raise, refinance, and asset purchase. It also provides invoice finance fo… Read more