United Bankers Oyj (UNITED) - Total Liabilities

Latest as of June 2025: €38.51 Million EUR ≈ $45.02 Million USD

Based on the latest financial reports, United Bankers Oyj (UNITED) has total liabilities worth €38.51 Million EUR (≈ $45.02 Million USD) as of June 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore UNITED net asset momentum to track the company's year-over-year net asset growth rate.

United Bankers Oyj - Total Liabilities Trend (2013–2024)

This chart illustrates how United Bankers Oyj's total liabilities have evolved over time, based on quarterly financial data. See United Bankers Oyj free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

United Bankers Oyj Competitors by Total Liabilities

The table below lists competitors of United Bankers Oyj ranked by their total liabilities.

Company	Country	Total Liabilities
Capacit'e Infraprojects Limited NSE:CAPACITE	India	Rs19.27 Billion
Kencana Energi Lestari JK:KEEN	Indonesia	Rp2.62 Trillion
Coastal Contracts Bhd KLSE:5071	Malaysia	RM62.42 Million
Bastide Le Confort Médical SA PA:BLC	France	€478.08 Million
Nippon Indosari Corpindo Tbk JK:ROTI	Indonesia	Rp1.79 Trillion
Smart Sand Inc NASDAQ:SND	USA	$101.55 Million
SCI Pharmtech Inc TW:4119	Taiwan	NT$1.54 Billion
Viking Supply Ships AB (publ) ST:VSSAB-B	Sweden	Skr1.73 Billion

Liability Composition Analysis (2013–2024)

This chart breaks down United Bankers Oyj's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see United Bankers Oyj stock valuation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	0.69	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.41	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how United Bankers Oyj's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for United Bankers Oyj (2013–2024)

The table below shows the annual total liabilities of United Bankers Oyj from 2013 to 2024.

Year	Total Liabilities	Change
2024-12-31	€26.98 Million ≈ $31.54 Million	+9.89%
2023-12-31	€24.55 Million ≈ $28.70 Million	+4.42%
2022-12-31	€23.51 Million ≈ $27.49 Million	-30.50%
2021-12-31	€33.83 Million ≈ $39.55 Million	+75.01%
2020-12-31	€19.33 Million ≈ $22.60 Million	-23.34%
2019-12-31	€25.21 Million ≈ $29.48 Million	+16.23%
2018-12-31	€21.69 Million ≈ $25.36 Million	+156.87%
2017-12-31	€8.44 Million ≈ $9.87 Million	+6.83%
2016-12-31	€7.90 Million ≈ $9.24 Million	+219.61%
2015-12-31	€2.47 Million ≈ $2.89 Million	-38.24%
2014-12-31	€4.00 Million ≈ $4.68 Million	+88.24%
2013-12-31	€2.13 Million ≈ $2.49 Million	--

About United Bankers Oyj

HE:UNITED Finland Asset Management

Market Cap

$332.27 Million

€284.21 Million EUR

Market Cap Rank

#16670 Global

#72 in Finland

Share Price

€26.10

Change (1 day)

+5.67%

52-Week Range

€17.30 - €26.60

All Time High

€26.60