United Bankers Oyj (UNITED) - Total Liabilities

Latest as of June 2025: €38.51 Million EUR ≈ $45.02 Million USD

Based on the latest financial reports, United Bankers Oyj (UNITED) has total liabilities worth €38.51 Million EUR (≈ $45.02 Million USD) as of June 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore United Bankers Oyj cash flow conversion to assess how effectively this company generates cash.

United Bankers Oyj - Total Liabilities Trend (2013–2024)

This chart illustrates how United Bankers Oyj's total liabilities have evolved over time, based on quarterly financial data. Check United Bankers Oyj (UNITED) asset resilience to evaluate the company's liquid asset resilience ratio.

United Bankers Oyj Competitors by Total Liabilities

The table below lists competitors of United Bankers Oyj ranked by their total liabilities.

Company	Country	Total Liabilities
Saraswanti Anugerah Makmur Pt JK:SAMF	Indonesia	Rp1.66 Trillion
Crexendo Inc NASDAQ:CXDO	USA	$13.87 Million
Som Distilleries & Breweries Limited NSE:SDBL	India	Rs5.61 Billion
Green Landscaping Group AB (publ) ST:GREEN	Sweden	Skr4.54 Billion
India Nippon Electricals Limited NSE:INDNIPPON	India	Rs2.41 Billion
Sailfish Royalty Corp V:FISH	Canada	CA$1.38 Million
Michlol Finance Ltd TA:MCLL	Israel	ILA1.79 Billion
AgriFORCE Growing Systems Ltd NASDAQ:AGRI	USA	$4.36 Million

Liability Composition Analysis (2013–2024)

This chart breaks down United Bankers Oyj's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see United Bankers Oyj (UNITED) total market value.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	0.69	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.41	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how United Bankers Oyj's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for United Bankers Oyj (2013–2024)

The table below shows the annual total liabilities of United Bankers Oyj from 2013 to 2024.

Year	Total Liabilities	Change
2024-12-31	€26.98 Million ≈ $31.54 Million	+9.89%
2023-12-31	€24.55 Million ≈ $28.70 Million	+4.42%
2022-12-31	€23.51 Million ≈ $27.49 Million	-30.50%
2021-12-31	€33.83 Million ≈ $39.55 Million	+75.01%
2020-12-31	€19.33 Million ≈ $22.60 Million	-23.34%
2019-12-31	€25.21 Million ≈ $29.48 Million	+16.23%
2018-12-31	€21.69 Million ≈ $25.36 Million	+156.87%
2017-12-31	€8.44 Million ≈ $9.87 Million	+6.83%
2016-12-31	€7.90 Million ≈ $9.24 Million	+219.61%
2015-12-31	€2.47 Million ≈ $2.89 Million	-38.24%
2014-12-31	€4.00 Million ≈ $4.68 Million	+88.24%
2013-12-31	€2.13 Million ≈ $2.49 Million	--

About United Bankers Oyj

HE:UNITED Finland Asset Management

Market Cap

$248.25 Million

€212.34 Million EUR

Market Cap Rank

#16653 Global

#73 in Finland

Share Price

€19.50

Change (1 day)

+0.52%

52-Week Range

€16.40 - €20.10

All Time High

€20.20