United Bankers Oyj (UNITED) - Cash Flow Conversion Efficiency

Latest as of June 2025: 0.022x

Based on the latest financial reports, United Bankers Oyj (UNITED) has a cash flow conversion efficiency ratio of 0.022x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€1.25 Million ≈ $1.46 Million USD) by net assets (€56.22 Million ≈ $65.73 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See United Bankers Oyj balance sheet independence to measure how much of total assets are equity-financed.

United Bankers Oyj - Cash Flow Conversion Efficiency Trend (2013–2024)

This chart illustrates how United Bankers Oyj's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check earnings quality score of United Bankers Oyj to evaluate the quality of earnings relative to operating cash generation.

United Bankers Oyj Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of United Bankers Oyj ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Bastide Le Confort Médical SA PA:BLC	0.438x
Coastal Contracts Bhd KLSE:5071	-0.027x
Kencana Energi Lestari JK:KEEN	-0.006x
Capacit'e Infraprojects Limited NSE:CAPACITE	0.028x
Nippon Indosari Corpindo Tbk JK:ROTI	0.047x
Smart Sand Inc NASDAQ:SND	0.013x
SCI Pharmtech Inc TW:4119	0.007x
Viking Supply Ships AB (publ) ST:VSSAB-B	0.016x

Annual Cash Flow Conversion Efficiency for United Bankers Oyj (2013–2024)

The table below shows the annual cash flow conversion efficiency of United Bankers Oyj from 2013 to 2024. For the full company profile with market capitalisation and key ratios, see UNITED market cap.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	€61.50 Million ≈ $71.90 Million	€31.09 Million ≈ $36.35 Million	0.506x	+101.02%
2023-12-31	€51.57 Million ≈ $60.29 Million	€12.97 Million ≈ $15.16 Million	0.251x	+18.53%
2022-12-31	€48.06 Million ≈ $56.18 Million	€10.20 Million ≈ $11.92 Million	0.212x	-28.11%
2021-12-31	€44.34 Million ≈ $51.83 Million	€13.09 Million ≈ $15.30 Million	0.295x	+30.33%
2020-12-31	€39.09 Million ≈ $45.70 Million	€8.85 Million ≈ $10.35 Million	0.226x	+26.78%
2019-12-31	€37.07 Million ≈ $43.34 Million	€6.62 Million ≈ $7.74 Million	0.179x	+9.05%
2018-12-31	€30.32 Million ≈ $35.44 Million	€4.97 Million ≈ $5.81 Million	0.164x	-37.94%
2017-12-31	€19.53 Million ≈ $22.83 Million	€5.15 Million ≈ $6.03 Million	0.264x	+2116.59%
2016-12-31	€15.39 Million ≈ $18.00 Million	€183.29K ≈ $214.29K	0.012x	-94.84%
2015-12-31	€20.17 Million ≈ $23.59 Million	€4.66 Million ≈ $5.45 Million	0.231x	-11.99%
2014-12-31	€16.26 Million ≈ $19.01 Million	€4.26 Million ≈ $4.99 Million	0.262x	+5.41%
2013-12-31	€5.87 Million ≈ $6.87 Million	€1.46 Million ≈ $1.71 Million	0.249x	--

About United Bankers Oyj

HE:UNITED Finland Asset Management

Market Cap

$332.27 Million

€284.21 Million EUR

Market Cap Rank

#16670 Global

#72 in Finland

Share Price

€26.10

Change (1 day)

+5.67%

52-Week Range

€17.30 - €26.60

All Time High

€26.60