United Bankers Oyj (UNITED) - Cash Flow Conversion Efficiency

Latest as of June 2025: 0.022x

Based on the latest financial reports, United Bankers Oyj (UNITED) has a cash flow conversion efficiency ratio of 0.022x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€1.25 Million ≈ $1.46 Million USD) by net assets (€56.22 Million ≈ $65.73 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See operational self-sufficiency of United Bankers Oyj to measure how many days the company can operate on defensive assets alone.

United Bankers Oyj - Cash Flow Conversion Efficiency Trend (2013–2024)

This chart illustrates how United Bankers Oyj's cash flow conversion efficiency has evolved over time, based on yearly financial data.

United Bankers Oyj Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of United Bankers Oyj ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Shenzhen L&A Design Holding Limited SHE:300949	N/A
EASY HOLDINGS Co. Ltd KQ:035810	0.037x
Nextronics Engineering TWO:8147	0.112x
Is Girisim Sermayesi Yatirim Ortakligi AS IS:ISGSY	-0.007x
Sakar Healthcare Limited NSE:SAKAR	0.094x
Asia Electronic Material Co Ltd TWO:4939	0.055x
Tureks Turizm Tasimacilik AS IS:TUREX	0.424x
Crawford & Company NYSE:CRD-B	0.019x

Annual Cash Flow Conversion Efficiency for United Bankers Oyj (2013–2024)

The table below shows the annual cash flow conversion efficiency of United Bankers Oyj from 2013 to 2024. For the full company profile with market capitalisation and key ratios, see United Bankers Oyj stock valuation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	€61.50 Million ≈ $71.90 Million	€31.09 Million ≈ $36.35 Million	0.506x	+101.02%
2023-12-31	€51.57 Million ≈ $60.29 Million	€12.97 Million ≈ $15.16 Million	0.251x	+18.53%
2022-12-31	€48.06 Million ≈ $56.18 Million	€10.20 Million ≈ $11.92 Million	0.212x	-28.11%
2021-12-31	€44.34 Million ≈ $51.83 Million	€13.09 Million ≈ $15.30 Million	0.295x	+30.33%
2020-12-31	€39.09 Million ≈ $45.70 Million	€8.85 Million ≈ $10.35 Million	0.226x	+26.78%
2019-12-31	€37.07 Million ≈ $43.34 Million	€6.62 Million ≈ $7.74 Million	0.179x	+9.05%
2018-12-31	€30.32 Million ≈ $35.44 Million	€4.97 Million ≈ $5.81 Million	0.164x	-37.94%
2017-12-31	€19.53 Million ≈ $22.83 Million	€5.15 Million ≈ $6.03 Million	0.264x	+2116.59%
2016-12-31	€15.39 Million ≈ $18.00 Million	€183.29K ≈ $214.29K	0.012x	-94.84%
2015-12-31	€20.17 Million ≈ $23.59 Million	€4.66 Million ≈ $5.45 Million	0.231x	-11.99%
2014-12-31	€16.26 Million ≈ $19.01 Million	€4.26 Million ≈ $4.99 Million	0.262x	+5.41%
2013-12-31	€5.87 Million ≈ $6.87 Million	€1.46 Million ≈ $1.71 Million	0.249x	--

About United Bankers Oyj

HE:UNITED Finland Asset Management

Market Cap

$260.98 Million

€223.23 Million EUR

Market Cap Rank

#16708 Global

#73 in Finland

Share Price

€20.50

Change (1 day)

-0.97%

52-Week Range

€16.90 - €21.40

All Time High

€21.40