United Bankers Oyj (UNITED) - Cash Flow Conversion Efficiency

Latest as of June 2025: 0.022x

Based on the latest financial reports, United Bankers Oyj (UNITED) has a cash flow conversion efficiency ratio of 0.022x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€1.25 Million ≈ $1.46 Million USD) by net assets (€56.22 Million ≈ $65.73 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

United Bankers Oyj - Cash Flow Conversion Efficiency Trend (2013–2024)

This chart illustrates how United Bankers Oyj's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read United Bankers Oyj balance sheet liabilities for a breakdown of total debt and financial obligations.

United Bankers Oyj Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of United Bankers Oyj ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Green Landscaping Group AB (publ) ST:GREEN	0.121x
Som Distilleries & Breweries Limited NSE:SDBL	0.104x
Crexendo Inc NASDAQ:CXDO	0.037x
Saraswanti Anugerah Makmur Pt JK:SAMF	0.243x
India Nippon Electricals Limited NSE:INDNIPPON	0.001x
Sailfish Royalty Corp V:FISH	0.020x
Michlol Finance Ltd TA:MCLL	-0.410x
AgriFORCE Growing Systems Ltd NASDAQ:AGRI	-0.196x

Annual Cash Flow Conversion Efficiency for United Bankers Oyj (2013–2024)

The table below shows the annual cash flow conversion efficiency of United Bankers Oyj from 2013 to 2024. For the full company profile with market capitalisation and key ratios, see United Bankers Oyj stock valuation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	€61.50 Million ≈ $71.90 Million	€31.09 Million ≈ $36.35 Million	0.506x	+101.02%
2023-12-31	€51.57 Million ≈ $60.29 Million	€12.97 Million ≈ $15.16 Million	0.251x	+18.53%
2022-12-31	€48.06 Million ≈ $56.18 Million	€10.20 Million ≈ $11.92 Million	0.212x	-28.11%
2021-12-31	€44.34 Million ≈ $51.83 Million	€13.09 Million ≈ $15.30 Million	0.295x	+30.33%
2020-12-31	€39.09 Million ≈ $45.70 Million	€8.85 Million ≈ $10.35 Million	0.226x	+26.78%
2019-12-31	€37.07 Million ≈ $43.34 Million	€6.62 Million ≈ $7.74 Million	0.179x	+9.05%
2018-12-31	€30.32 Million ≈ $35.44 Million	€4.97 Million ≈ $5.81 Million	0.164x	-37.94%
2017-12-31	€19.53 Million ≈ $22.83 Million	€5.15 Million ≈ $6.03 Million	0.264x	+2116.59%
2016-12-31	€15.39 Million ≈ $18.00 Million	€183.29K ≈ $214.29K	0.012x	-94.84%
2015-12-31	€20.17 Million ≈ $23.59 Million	€4.66 Million ≈ $5.45 Million	0.231x	-11.99%
2014-12-31	€16.26 Million ≈ $19.01 Million	€4.26 Million ≈ $4.99 Million	0.262x	+5.41%
2013-12-31	€5.87 Million ≈ $6.87 Million	€1.46 Million ≈ $1.71 Million	0.249x	--

About United Bankers Oyj

HE:UNITED Finland Asset Management

Market Cap

$248.25 Million

€212.34 Million EUR

Market Cap Rank

#16653 Global

#73 in Finland

Share Price

€19.50

Change (1 day)

+0.52%

52-Week Range

€16.40 - €20.10

All Time High

€20.20