Santam
Santam Ltd, together with its subsidiaries, provides various general insurance products for individuals and businesses in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. The company offers personal insurance products, such as car, building, home contents, watercraft, travel, and drone insurance; and all risk insurance for jewelry, mobile communication de… Read more
Santam (SNT) - Total Liabilities
Latest total liabilities as of December 2025: ZAC65.81 Billion ZAC
Based on the latest financial reports, Santam (SNT) has total liabilities worth ZAC65.81 Billion ZAC as of December 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Santam - Total Liabilities Trend (2002–2025)
This chart illustrates how Santam's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Santam Competitors by Total Liabilities
The table below lists competitors of Santam ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Intelgenx Technologs
PINK:IGXT
|
USA | $21.91 Million |
|
Tropical Canning (Thailand) Public Company Limited
BK:TC
|
Thailand | ฿1.30 Billion |
|
Revoil S.A
AT:REVOIL
|
Greece | €103.35 Million |
|
Kotra Industries Bhd
KLSE:0002
|
Malaysia | RM82.90 Million |
|
Talaad Thai Leasehold Property Fund
BK:TTLPF
|
Thailand | ฿42.32 Million |
|
Cloud Technologies S.A
WAR:CLD
|
Poland | zł11.32 Million |
|
Four Seasons Education Cayman
NYSE:FEDU
|
USA | $228.88 Million |
Liability Composition Analysis (2002–2025)
This chart breaks down Santam's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 4.37 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.80 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Santam's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Santam (2002–2025)
The table below shows the annual total liabilities of Santam from 2002 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | ZAC65.81 Billion | +10.86% |
| 2024-12-31 | ZAC59.36 Billion | +6.53% |
| 2023-12-31 | ZAC55.72 Billion | -9.32% |
| 2022-12-31 | ZAC61.45 Billion | +14.87% |
| 2021-12-31 | ZAC53.50 Billion | +16.07% |
| 2020-12-31 | ZAC46.09 Billion | +17.66% |
| 2019-12-31 | ZAC39.17 Billion | +9.62% |
| 2018-12-31 | ZAC35.73 Billion | +16.00% |
| 2017-12-31 | ZAC30.80 Billion | +40.46% |
| 2016-12-31 | ZAC21.93 Billion | +13.57% |
| 2015-12-31 | ZAC19.31 Billion | +8.83% |
| 2014-12-31 | ZAC17.74 Billion | +10.32% |
| 2013-12-31 | ZAC16.08 Billion | +13.91% |
| 2012-12-31 | ZAC14.12 Billion | +12.53% |
| 2011-12-31 | ZAC12.55 Billion | +0.26% |
| 2010-12-31 | ZAC12.52 Billion | +3.07% |
| 2009-12-31 | ZAC12.14 Billion | +0.81% |
| 2008-12-31 | ZAC12.05 Billion | -9.49% |
| 2007-12-31 | ZAC13.31 Billion | +32.22% |
| 2006-12-31 | ZAC10.07 Billion | +11.77% |
| 2005-12-31 | ZAC9.01 Billion | +27.49% |
| 2004-12-31 | ZAC7.06 Billion | +5.44% |
| 2003-12-31 | ZAC6.70 Billion | +21.77% |
| 2002-12-31 | ZAC5.50 Billion | -- |