Santam (SNT) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.032x

Based on the latest financial reports, Santam (SNT) has a cash flow conversion efficiency ratio of -0.032x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ZAC-525.00 Million ≈ $-279.01K USD) by net assets (ZAC16.58 Billion ≈ $8.81 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Santam net asset quality index to measure how much of total assets are equity-financed.

Santam - Cash Flow Conversion Efficiency Trend (2002–2025)

This chart illustrates how Santam's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Santam earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Santam Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Santam ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Pandox AB (publ) ST:PNDX-B	0.016x
Shenglan Technology Co Ltd SHE:300843	-0.013x
Qingdao Sentury Tire Co Ltd SHE:002984	0.014x
Shanghai Mechanical & Electrical Industry Co Ltd A SHG:600835	0.049x
Select Energy Services Inc NYSE:WTTR	0.009x
Pan African Resources PLC JSE:PAN	0.064x
Guangxi Guitang Group Co Ltd SHE:000833	0.058x
Compagnie Financiere Tradition SW:CFT	0.099x

Annual Cash Flow Conversion Efficiency for Santam (2002–2025)

The table below shows the annual cash flow conversion efficiency of Santam from 2002 to 2025. For the full company profile with market capitalisation and key ratios, see Santam market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	ZAC16.58 Billion ≈ $8.81 Million	ZAC2.45 Billion ≈ $1.30 Million	0.148x	-43.53%
2024-12-31	ZAC14.07 Billion ≈ $7.48 Million	ZAC3.68 Billion ≈ $1.96 Million	0.261x	+347.10%
2023-12-31	ZAC11.41 Billion ≈ $6.06 Million	ZAC667.00 Million ≈ $354.48K	0.058x	-80.86%
2022-12-31	ZAC11.60 Billion ≈ $6.16 Million	ZAC3.54 Billion ≈ $1.88 Million	0.305x	+95.58%
2021-12-31	ZAC12.06 Billion ≈ $6.41 Million	ZAC1.88 Billion ≈ $1.00 Million	0.156x	+39.87%
2020-12-31	ZAC10.09 Billion ≈ $5.36 Million	ZAC1.13 Billion ≈ $598.94K	0.112x	-61.21%
2019-12-31	ZAC10.06 Billion ≈ $5.35 Million	ZAC2.90 Billion ≈ $1.54 Million	0.288x	+137.33%
2018-12-31	ZAC9.37 Billion ≈ $4.98 Million	ZAC1.14 Billion ≈ $603.73K	0.121x	-61.46%
2017-12-31	ZAC7.92 Billion ≈ $4.21 Million	ZAC2.49 Billion ≈ $1.33 Million	0.315x	+73.95%
2016-12-31	ZAC7.34 Billion ≈ $3.90 Million	ZAC1.33 Billion ≈ $706.30K	0.181x	-39.21%
2015-12-31	ZAC8.55 Billion ≈ $4.54 Million	ZAC2.54 Billion ≈ $1.35 Million	0.298x	+14.74%
2014-12-31	ZAC7.44 Billion ≈ $3.95 Million	ZAC1.93 Billion ≈ $1.03 Million	0.259x	+32.69%
2013-12-31	ZAC6.53 Billion ≈ $3.47 Million	ZAC1.28 Billion ≈ $678.66K	0.195x	-36.71%
2012-12-31	ZAC5.62 Billion ≈ $2.99 Million	ZAC1.74 Billion ≈ $922.06K	0.309x	+19.30%
2011-12-31	ZAC6.14 Billion ≈ $3.26 Million	ZAC1.59 Billion ≈ $845.00K	0.259x	+6.82%
2010-12-31	ZAC5.22 Billion ≈ $2.77 Million	ZAC1.26 Billion ≈ $672.28K	0.242x	-25.64%
2009-12-31	ZAC4.94 Billion ≈ $2.62 Million	ZAC1.61 Billion ≈ $855.63K	0.326x	+103.25%
2008-12-31	ZAC4.40 Billion ≈ $2.34 Million	ZAC706.00 Million ≈ $375.20K	0.160x	-62.90%
2007-12-31	ZAC4.18 Billion ≈ $2.22 Million	ZAC1.81 Billion ≈ $959.80K	0.432x	+83.51%
2006-12-31	ZAC6.75 Billion ≈ $3.59 Million	ZAC1.59 Billion ≈ $845.00K	0.236x	-13.14%
2005-12-31	ZAC5.85 Billion ≈ $3.11 Million	ZAC1.59 Billion ≈ $843.41K	0.271x	+1.30%
2004-12-31	ZAC5.46 Billion ≈ $2.90 Million	ZAC1.46 Billion ≈ $777.51K	0.268x	-0.29%
2003-12-31	ZAC4.01 Billion ≈ $2.13 Million	ZAC1.08 Billion ≈ $572.04K	0.268x	+27.84%
2002-12-31	ZAC3.41 Billion ≈ $1.81 Million	ZAC717.11 Million ≈ $381.11K	0.210x	--

About Santam

JSE:SNT South Africa Insurance - Specialty

Market Cap

$2.29 Billion

ZAC4.30 Trillion ZAC

Market Cap Rank

#5666 Global

#42 in South Africa

Share Price

ZAC39374.00

Change (1 day)

-2.54%

52-Week Range

ZAC36220.00 - ZAC45170.00

All Time High

ZAC45170.00