Santam (SNT) - Cash Flow Conversion Efficiency

Latest as of June 2026: 0.140x

Based on the latest financial reports, Santam (SNT) has a cash flow conversion efficiency ratio of 0.140x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ZAC2.44 Billion ≈ $1.29 Million USD) by net assets (ZAC17.44 Billion ≈ $9.27 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Santam market capitalisation for the company's overall valuation and market capitalisation.

Santam - Cash Flow Conversion Efficiency Trend (2002–2025)

This chart illustrates how Santam's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Santam Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Santam ranked by their cash flow conversion efficiency. Explore Santam cash flow quality index to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Sany Heavy Energy Co. Ltd. A SHG:688349	N/A
Qingdao Huicheng Environmental Co Ltd SHE:300779	-0.010x
Terna Energy Societe Anonyme Commercial Technical Company AT:TENERGY	0.071x
Skshu Paint Co Ltd SHG:603737	0.221x
Angang Steel Co Ltd Class A SHE:000898	0.036x
Butterfly Network Inc NYSE:BFLY	-0.127x
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	0.043x
Northern Oil & Gas Inc NYSE:NOG	0.161x

Annual Cash Flow Conversion Efficiency for Santam (2002–2025)

The table below shows the annual cash flow conversion efficiency of Santam from 2002 to 2025. View Santam (SNT) stock price for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	ZAC16.58 Billion ≈ $8.81 Million	ZAC2.45 Billion ≈ $1.30 Million	0.148x	-43.53%
2024-12-31	ZAC14.07 Billion ≈ $7.48 Million	ZAC3.68 Billion ≈ $1.96 Million	0.261x	+347.10%
2023-12-31	ZAC11.41 Billion ≈ $6.06 Million	ZAC667.00 Million ≈ $354.48K	0.058x	-80.86%
2022-12-31	ZAC11.60 Billion ≈ $6.16 Million	ZAC3.54 Billion ≈ $1.88 Million	0.305x	+95.58%
2021-12-31	ZAC12.06 Billion ≈ $6.41 Million	ZAC1.88 Billion ≈ $1.00 Million	0.156x	+39.87%
2020-12-31	ZAC10.09 Billion ≈ $5.36 Million	ZAC1.13 Billion ≈ $598.94K	0.112x	-61.21%
2019-12-31	ZAC10.06 Billion ≈ $5.35 Million	ZAC2.90 Billion ≈ $1.54 Million	0.288x	+137.33%
2018-12-31	ZAC9.37 Billion ≈ $4.98 Million	ZAC1.14 Billion ≈ $603.73K	0.121x	-61.46%
2017-12-31	ZAC7.92 Billion ≈ $4.21 Million	ZAC2.49 Billion ≈ $1.33 Million	0.315x	+73.95%
2016-12-31	ZAC7.34 Billion ≈ $3.90 Million	ZAC1.33 Billion ≈ $706.30K	0.181x	-39.21%
2015-12-31	ZAC8.55 Billion ≈ $4.54 Million	ZAC2.54 Billion ≈ $1.35 Million	0.298x	+14.74%
2014-12-31	ZAC7.44 Billion ≈ $3.95 Million	ZAC1.93 Billion ≈ $1.03 Million	0.259x	+32.69%
2013-12-31	ZAC6.53 Billion ≈ $3.47 Million	ZAC1.28 Billion ≈ $678.66K	0.195x	-36.71%
2012-12-31	ZAC5.62 Billion ≈ $2.99 Million	ZAC1.74 Billion ≈ $922.06K	0.309x	+19.30%
2011-12-31	ZAC6.14 Billion ≈ $3.26 Million	ZAC1.59 Billion ≈ $845.00K	0.259x	+6.82%
2010-12-31	ZAC5.22 Billion ≈ $2.77 Million	ZAC1.26 Billion ≈ $672.28K	0.242x	-25.64%
2009-12-31	ZAC4.94 Billion ≈ $2.62 Million	ZAC1.61 Billion ≈ $855.63K	0.326x	+103.25%
2008-12-31	ZAC4.40 Billion ≈ $2.34 Million	ZAC706.00 Million ≈ $375.20K	0.160x	-62.90%
2007-12-31	ZAC4.18 Billion ≈ $2.22 Million	ZAC1.81 Billion ≈ $959.80K	0.432x	+83.51%
2006-12-31	ZAC6.75 Billion ≈ $3.59 Million	ZAC1.59 Billion ≈ $845.00K	0.236x	-13.14%
2005-12-31	ZAC5.85 Billion ≈ $3.11 Million	ZAC1.59 Billion ≈ $843.41K	0.271x	+1.30%
2004-12-31	ZAC5.46 Billion ≈ $2.90 Million	ZAC1.46 Billion ≈ $777.51K	0.268x	-0.29%
2003-12-31	ZAC4.01 Billion ≈ $2.13 Million	ZAC1.08 Billion ≈ $572.04K	0.268x	+27.84%
2002-12-31	ZAC3.41 Billion ≈ $1.81 Million	ZAC717.11 Million ≈ $381.11K	0.210x	--

About Santam

JSE:SNT South Africa Insurance - Specialty

Market Cap

$2.35 Billion

ZAC4.43 Trillion ZAC

Market Cap Rank

#5671 Global

#40 in South Africa

Share Price

ZAC40524.00

Change (1 day)

-1.89%

52-Week Range

ZAC36220.00 - ZAC45170.00

All Time High

ZAC45170.00