Santam Cash Flow Conversion Efficiency

Latest as of June 2026: 0.140x

Santam cash flow conversion efficiency. Based on the latest financial reports, Santam (SNT) has a cash flow conversion efficiency ratio of 0.140x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ZAC2.44 Billion ≈ $1.29 Million USD) by net assets (ZAC17.44 Billion ≈ $9.27 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Santam (2002–2025)

Cash flow conversion efficiency of Santam from 2002 to 2025. This chart illustrates how Santam's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Santam stock quote for real-time trading data and today's change.

Santam Cash Flow Conversion Ratio Explained

Santam cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Santam Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Santam ranked by their cash flow conversion efficiency. Also see SNT company net worth for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Assured Guaranty Ltd F:DHU	0.007x
Beiqi Foton Motor Co Ltd SHG:600166	-0.010x
El Al Israel Airlines Ltd TA:ELAL	0.127x
Fuchs Petrolub SE XETRA:FPE	0.013x
Novoray Corporation SHG:688300	0.057x
Valeo SA PA:FR	0.270x
Delek US Energy Inc NYSE:DK	1.543x
Shanghai Construction Group Co Ltd SHG:600170	0.053x

Annual Cash Flow Conversion Efficiency for Santam (2002–2025)

The table below shows the annual cash flow conversion efficiency of Santam from 2002 to 2025. Review SNT free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	ZAC16.58 Billion ≈ $8.81 Million	ZAC2.45 Billion ≈ $1.30 Million	0.148x	-43.53%
2024-12-31	ZAC14.07 Billion ≈ $7.48 Million	ZAC3.68 Billion ≈ $1.96 Million	0.261x	+347.10%
2023-12-31	ZAC11.41 Billion ≈ $6.06 Million	ZAC667.00 Million ≈ $354.48K	0.058x	-80.86%
2022-12-31	ZAC11.60 Billion ≈ $6.16 Million	ZAC3.54 Billion ≈ $1.88 Million	0.305x	+95.58%
2021-12-31	ZAC12.06 Billion ≈ $6.41 Million	ZAC1.88 Billion ≈ $1.00 Million	0.156x	+39.87%
2020-12-31	ZAC10.09 Billion ≈ $5.36 Million	ZAC1.13 Billion ≈ $598.94K	0.112x	-61.21%
2019-12-31	ZAC10.06 Billion ≈ $5.35 Million	ZAC2.90 Billion ≈ $1.54 Million	0.288x	+137.33%
2018-12-31	ZAC9.37 Billion ≈ $4.98 Million	ZAC1.14 Billion ≈ $603.73K	0.121x	-61.46%
2017-12-31	ZAC7.92 Billion ≈ $4.21 Million	ZAC2.49 Billion ≈ $1.33 Million	0.315x	+73.95%
2016-12-31	ZAC7.34 Billion ≈ $3.90 Million	ZAC1.33 Billion ≈ $706.30K	0.181x	-39.21%
2015-12-31	ZAC8.55 Billion ≈ $4.54 Million	ZAC2.54 Billion ≈ $1.35 Million	0.298x	+14.74%
2014-12-31	ZAC7.44 Billion ≈ $3.95 Million	ZAC1.93 Billion ≈ $1.03 Million	0.259x	+32.69%
2013-12-31	ZAC6.53 Billion ≈ $3.47 Million	ZAC1.28 Billion ≈ $678.66K	0.195x	-36.71%
2012-12-31	ZAC5.62 Billion ≈ $2.99 Million	ZAC1.74 Billion ≈ $922.06K	0.309x	+19.30%
2011-12-31	ZAC6.14 Billion ≈ $3.26 Million	ZAC1.59 Billion ≈ $845.00K	0.259x	+6.82%
2010-12-31	ZAC5.22 Billion ≈ $2.77 Million	ZAC1.26 Billion ≈ $672.28K	0.242x	-25.64%
2009-12-31	ZAC4.94 Billion ≈ $2.62 Million	ZAC1.61 Billion ≈ $855.63K	0.326x	+103.25%
2008-12-31	ZAC4.40 Billion ≈ $2.34 Million	ZAC706.00 Million ≈ $375.20K	0.160x	-62.90%
2007-12-31	ZAC4.18 Billion ≈ $2.22 Million	ZAC1.81 Billion ≈ $959.80K	0.432x	+83.51%
2006-12-31	ZAC6.75 Billion ≈ $3.59 Million	ZAC1.59 Billion ≈ $845.00K	0.236x	-13.14%
2005-12-31	ZAC5.85 Billion ≈ $3.11 Million	ZAC1.59 Billion ≈ $843.41K	0.271x	+1.30%
2004-12-31	ZAC5.46 Billion ≈ $2.90 Million	ZAC1.46 Billion ≈ $777.51K	0.268x	-0.29%
2003-12-31	ZAC4.01 Billion ≈ $2.13 Million	ZAC1.08 Billion ≈ $572.04K	0.268x	+27.84%
2002-12-31	ZAC3.41 Billion ≈ $1.81 Million	ZAC717.11 Million ≈ $381.11K	0.210x	--

About Santam

JSE:SNT South Africa Insurance - Specialty

Market Cap

$2.82 Billion

ZAC5.31 Trillion ZAC

Market Cap Rank

#4911 Global

#36 in South Africa

Share Price

ZAC48650.00

Change (1 day)

+0.08%

52-Week Range

ZAC36220.00 - ZAC48700.00

All Time High

ZAC48700.00