Santam (SNT) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.032x

Based on the latest financial reports, Santam (SNT) has a cash flow conversion efficiency ratio of -0.032x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ZAC-525.00 Million ≈ $-279.01K USD) by net assets (ZAC16.58 Billion ≈ $8.81 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how many days can Santam fund operations to measure how many days the company can operate on defensive assets alone.

Santam - Cash Flow Conversion Efficiency Trend (2002–2025)

This chart illustrates how Santam's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Santam Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Santam ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Iluka Resources Ltd AU:ILU	-0.039x
Jizhong Energy Resources Co Ltd SHE:000937	0.023x
ID Logistics Group SA PA:IDL	0.374x
Allegiant Travel Company NASDAQ:ALGT	0.245x
Enerflex Ltd. TO:EFX	0.046x
TAV HAVALIMAN.HLDG ADR/4 F:5THA	-0.065x
SOLENO THERAPEUT. DL-001 F:6XC	0.108x
Qinhuangdao Port Co Ltd SHG:601326	0.027x

Annual Cash Flow Conversion Efficiency for Santam (2002–2025)

The table below shows the annual cash flow conversion efficiency of Santam from 2002 to 2025. For the full company profile with market capitalisation and key ratios, see Santam (SNT) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	ZAC16.58 Billion ≈ $8.81 Million	ZAC2.45 Billion ≈ $1.30 Million	0.148x	-43.53%
2024-12-31	ZAC14.07 Billion ≈ $7.48 Million	ZAC3.68 Billion ≈ $1.96 Million	0.261x	+347.10%
2023-12-31	ZAC11.41 Billion ≈ $6.06 Million	ZAC667.00 Million ≈ $354.48K	0.058x	-80.86%
2022-12-31	ZAC11.60 Billion ≈ $6.16 Million	ZAC3.54 Billion ≈ $1.88 Million	0.305x	+95.58%
2021-12-31	ZAC12.06 Billion ≈ $6.41 Million	ZAC1.88 Billion ≈ $1.00 Million	0.156x	+39.87%
2020-12-31	ZAC10.09 Billion ≈ $5.36 Million	ZAC1.13 Billion ≈ $598.94K	0.112x	-61.21%
2019-12-31	ZAC10.06 Billion ≈ $5.35 Million	ZAC2.90 Billion ≈ $1.54 Million	0.288x	+137.33%
2018-12-31	ZAC9.37 Billion ≈ $4.98 Million	ZAC1.14 Billion ≈ $603.73K	0.121x	-61.46%
2017-12-31	ZAC7.92 Billion ≈ $4.21 Million	ZAC2.49 Billion ≈ $1.33 Million	0.315x	+73.95%
2016-12-31	ZAC7.34 Billion ≈ $3.90 Million	ZAC1.33 Billion ≈ $706.30K	0.181x	-39.21%
2015-12-31	ZAC8.55 Billion ≈ $4.54 Million	ZAC2.54 Billion ≈ $1.35 Million	0.298x	+14.74%
2014-12-31	ZAC7.44 Billion ≈ $3.95 Million	ZAC1.93 Billion ≈ $1.03 Million	0.259x	+32.69%
2013-12-31	ZAC6.53 Billion ≈ $3.47 Million	ZAC1.28 Billion ≈ $678.66K	0.195x	-36.71%
2012-12-31	ZAC5.62 Billion ≈ $2.99 Million	ZAC1.74 Billion ≈ $922.06K	0.309x	+19.30%
2011-12-31	ZAC6.14 Billion ≈ $3.26 Million	ZAC1.59 Billion ≈ $845.00K	0.259x	+6.82%
2010-12-31	ZAC5.22 Billion ≈ $2.77 Million	ZAC1.26 Billion ≈ $672.28K	0.242x	-25.64%
2009-12-31	ZAC4.94 Billion ≈ $2.62 Million	ZAC1.61 Billion ≈ $855.63K	0.326x	+103.25%
2008-12-31	ZAC4.40 Billion ≈ $2.34 Million	ZAC706.00 Million ≈ $375.20K	0.160x	-62.90%
2007-12-31	ZAC4.18 Billion ≈ $2.22 Million	ZAC1.81 Billion ≈ $959.80K	0.432x	+83.51%
2006-12-31	ZAC6.75 Billion ≈ $3.59 Million	ZAC1.59 Billion ≈ $845.00K	0.236x	-13.14%
2005-12-31	ZAC5.85 Billion ≈ $3.11 Million	ZAC1.59 Billion ≈ $843.41K	0.271x	+1.30%
2004-12-31	ZAC5.46 Billion ≈ $2.90 Million	ZAC1.46 Billion ≈ $777.51K	0.268x	-0.29%
2003-12-31	ZAC4.01 Billion ≈ $2.13 Million	ZAC1.08 Billion ≈ $572.04K	0.268x	+27.84%
2002-12-31	ZAC3.41 Billion ≈ $1.81 Million	ZAC717.11 Million ≈ $381.11K	0.210x	--

About Santam

JSE:SNT South Africa Insurance - Specialty

Market Cap

$2.31 Billion

ZAC4.34 Trillion ZAC

Market Cap Rank

#5842 Global

#45 in South Africa

Share Price

ZAC39748.00

Change (1 day)

-0.83%

52-Week Range

ZAC36220.00 - ZAC45170.00

All Time High

ZAC45170.00