Santam (SNT) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.032x

Based on the latest financial reports, Santam (SNT) has a cash flow conversion efficiency ratio of -0.032x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ZAC-525.00 Million ≈ $-279.01K USD) by net assets (ZAC16.58 Billion ≈ $8.81 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Santam - Cash Flow Conversion Efficiency Trend (2002–2025)

This chart illustrates how Santam's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Santam debt and liabilities for a breakdown of total debt and financial obligations.

Santam Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Santam ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Piramal Pharma Limited NSE:PPLPHARMA	0.046x
Inv La Constru SN:ILC	0.106x
Dermapharm Holding SE XETRA:DMP	0.330x
Jiaozuo Wanfang Aluminum SHE:000612	0.020x
Bayer Cropscience Limited NSE:BAYERCROP	-0.011x
XiAn Shaangu Power Co Ltd SHG:601369	0.035x
Saigon Beer Alcohol Beverage Corp VN:SAB	0.101x
Shanghai Haoyuan Chemexpress Co. Ltd. A SHG:688131	0.034x

Annual Cash Flow Conversion Efficiency for Santam (2002–2025)

The table below shows the annual cash flow conversion efficiency of Santam from 2002 to 2025. For the full company profile with market capitalisation and key ratios, see Santam (SNT) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	ZAC16.58 Billion ≈ $8.81 Million	ZAC2.45 Billion ≈ $1.30 Million	0.148x	-43.53%
2024-12-31	ZAC14.07 Billion ≈ $7.48 Million	ZAC3.68 Billion ≈ $1.96 Million	0.261x	+347.10%
2023-12-31	ZAC11.41 Billion ≈ $6.06 Million	ZAC667.00 Million ≈ $354.48K	0.058x	-80.86%
2022-12-31	ZAC11.60 Billion ≈ $6.16 Million	ZAC3.54 Billion ≈ $1.88 Million	0.305x	+95.58%
2021-12-31	ZAC12.06 Billion ≈ $6.41 Million	ZAC1.88 Billion ≈ $1.00 Million	0.156x	+39.87%
2020-12-31	ZAC10.09 Billion ≈ $5.36 Million	ZAC1.13 Billion ≈ $598.94K	0.112x	-61.21%
2019-12-31	ZAC10.06 Billion ≈ $5.35 Million	ZAC2.90 Billion ≈ $1.54 Million	0.288x	+137.33%
2018-12-31	ZAC9.37 Billion ≈ $4.98 Million	ZAC1.14 Billion ≈ $603.73K	0.121x	-61.46%
2017-12-31	ZAC7.92 Billion ≈ $4.21 Million	ZAC2.49 Billion ≈ $1.33 Million	0.315x	+73.95%
2016-12-31	ZAC7.34 Billion ≈ $3.90 Million	ZAC1.33 Billion ≈ $706.30K	0.181x	-39.21%
2015-12-31	ZAC8.55 Billion ≈ $4.54 Million	ZAC2.54 Billion ≈ $1.35 Million	0.298x	+14.74%
2014-12-31	ZAC7.44 Billion ≈ $3.95 Million	ZAC1.93 Billion ≈ $1.03 Million	0.259x	+32.69%
2013-12-31	ZAC6.53 Billion ≈ $3.47 Million	ZAC1.28 Billion ≈ $678.66K	0.195x	-36.71%
2012-12-31	ZAC5.62 Billion ≈ $2.99 Million	ZAC1.74 Billion ≈ $922.06K	0.309x	+19.30%
2011-12-31	ZAC6.14 Billion ≈ $3.26 Million	ZAC1.59 Billion ≈ $845.00K	0.259x	+6.82%
2010-12-31	ZAC5.22 Billion ≈ $2.77 Million	ZAC1.26 Billion ≈ $672.28K	0.242x	-25.64%
2009-12-31	ZAC4.94 Billion ≈ $2.62 Million	ZAC1.61 Billion ≈ $855.63K	0.326x	+103.25%
2008-12-31	ZAC4.40 Billion ≈ $2.34 Million	ZAC706.00 Million ≈ $375.20K	0.160x	-62.90%
2007-12-31	ZAC4.18 Billion ≈ $2.22 Million	ZAC1.81 Billion ≈ $959.80K	0.432x	+83.51%
2006-12-31	ZAC6.75 Billion ≈ $3.59 Million	ZAC1.59 Billion ≈ $845.00K	0.236x	-13.14%
2005-12-31	ZAC5.85 Billion ≈ $3.11 Million	ZAC1.59 Billion ≈ $843.41K	0.271x	+1.30%
2004-12-31	ZAC5.46 Billion ≈ $2.90 Million	ZAC1.46 Billion ≈ $777.51K	0.268x	-0.29%
2003-12-31	ZAC4.01 Billion ≈ $2.13 Million	ZAC1.08 Billion ≈ $572.04K	0.268x	+27.84%
2002-12-31	ZAC3.41 Billion ≈ $1.81 Million	ZAC717.11 Million ≈ $381.11K	0.210x	--

About Santam

JSE:SNT South Africa Insurance - Specialty

Market Cap

$2.32 Billion

ZAC4.36 Trillion ZAC

Market Cap Rank

#5724 Global

#45 in South Africa

Share Price

ZAC39890.00

Change (1 day)

-1.51%

52-Week Range

ZAC37777.00 - ZAC45170.00

All Time High

ZAC45170.00