Santam (SNT) - Total Liabilities
Based on the latest financial reports, Santam (SNT) has total liabilities worth ZAC68.30 Billion ZAC (≈ $36.30 Million USD) as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how much of Santam's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Santam - Total Liabilities Trend (2002–2025)
This chart illustrates how Santam's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see SNT total assets.
Santam Competitors by Total Liabilities
The table below lists competitors of Santam ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Skshu Paint Co Ltd
SHG:603737
|
China | CN¥9.77 Billion |
|
Terna Energy Societe Anonyme Commercial Technical Company
AT:TENERGY
|
Greece | €1.50 Billion |
|
Qingdao Huicheng Environmental Co Ltd
SHE:300779
|
China | CN¥4.76 Billion |
|
Sany Heavy Energy Co. Ltd. A
SHG:688349
|
China | CN¥29.35 Billion |
|
Angang Steel Co Ltd Class A
SHE:000898
|
China | CN¥54.36 Billion |
|
Butterfly Network Inc
NYSE:BFLY
|
USA | $93.59 Million |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
|
India | Rs211.54 Billion |
|
Northern Oil & Gas Inc
NYSE:NOG
|
USA | $3.83 Billion |
Liability Composition Analysis (2002–2025)
This chart breaks down Santam's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Santam (SNT) balance sheet quality index to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 4.30 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.80 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Santam's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Santam (2002–2025)
The table below shows the annual total liabilities of Santam from 2002 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | ZAC65.81 Billion ≈ $34.98 Million |
+10.86% |
| 2024-12-31 | ZAC59.36 Billion ≈ $31.55 Million |
+6.53% |
| 2023-12-31 | ZAC55.72 Billion ≈ $29.61 Million |
-9.32% |
| 2022-12-31 | ZAC61.45 Billion ≈ $32.66 Million |
+14.87% |
| 2021-12-31 | ZAC53.50 Billion ≈ $28.43 Million |
+16.07% |
| 2020-12-31 | ZAC46.09 Billion ≈ $24.49 Million |
+17.66% |
| 2019-12-31 | ZAC39.17 Billion ≈ $20.82 Million |
+9.62% |
| 2018-12-31 | ZAC35.73 Billion ≈ $18.99 Million |
+16.00% |
| 2017-12-31 | ZAC30.80 Billion ≈ $16.37 Million |
+40.46% |
| 2016-12-31 | ZAC21.93 Billion ≈ $11.66 Million |
+13.57% |
| 2015-12-31 | ZAC19.31 Billion ≈ $10.26 Million |
+8.83% |
| 2014-12-31 | ZAC17.74 Billion ≈ $9.43 Million |
+10.32% |
| 2013-12-31 | ZAC16.08 Billion ≈ $8.55 Million |
+13.91% |
| 2012-12-31 | ZAC14.12 Billion ≈ $7.50 Million |
+12.53% |
| 2011-12-31 | ZAC12.55 Billion ≈ $6.67 Million |
+0.26% |
| 2010-12-31 | ZAC12.52 Billion ≈ $6.65 Million |
+3.07% |
| 2009-12-31 | ZAC12.14 Billion ≈ $6.45 Million |
+0.81% |
| 2008-12-31 | ZAC12.05 Billion ≈ $6.40 Million |
-9.49% |
| 2007-12-31 | ZAC13.31 Billion ≈ $7.07 Million |
+32.22% |
| 2006-12-31 | ZAC10.07 Billion ≈ $5.35 Million |
+11.77% |
| 2005-12-31 | ZAC9.01 Billion ≈ $4.79 Million |
+27.49% |
| 2004-12-31 | ZAC7.06 Billion ≈ $3.75 Million |
+5.44% |
| 2003-12-31 | ZAC6.70 Billion ≈ $3.56 Million |
+21.77% |
| 2002-12-31 | ZAC5.50 Billion ≈ $2.92 Million |
-- |
About Santam
Santam Ltd, together with its subsidiaries, provides various general insurance products and services to individuals, commercial, and corporate markets in South Africa, rest of Africa, and internationally. It offers personal insurance, such as car insurance, home, contents insurance, building insurance, all risk insurance, watercraft insurance, drone insurance, travel insurance, and personal legal… Read more