Santam Total Liabilities
Santam total liabilities. Based on the latest financial reports, Santam (SNT) has total liabilities worth ZAC68.30 Billion ZAC (≈ $36.30 Million USD) as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check Santam (SNT) asset resilience to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Santam (2002–2025)
Total liabilities of Santam from 2002 to 2025. This chart illustrates how Santam's total liabilities have evolved over time, based on quarterly financial data. Explore Santam long-term investment intensity to see how much of total assets are deployed in long-term investments.
Santam Competitors by Total Liabilities
The table below lists competitors of Santam ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Fuchs Petrolub SE
XETRA:FPE
|
Germany | €983.00 Million |
|
El Al Israel Airlines Ltd
TA:ELAL
|
Israel | ILA3.81 Billion |
|
Beiqi Foton Motor Co Ltd
SHG:600166
|
China | CN¥46.16 Billion |
|
Assured Guaranty Ltd
F:DHU
|
Germany | €6.39 Billion |
|
Novoray Corporation
SHG:688300
|
China | CN¥585.16 Million |
|
Valeo SA
PA:FR
|
France | €16.20 Billion |
|
Delek US Energy Inc
NYSE:DK
|
USA | $7.27 Billion |
|
Shanghai Construction Group Co Ltd
SHG:600170
|
China | CN¥280.32 Billion |
Liability Composition Analysis (2002–2025)
This chart breaks down Santam's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Santam (SNT) total assets.
Liquidity & Leverage Metrics
Santam Total Liabilities Ratios Explained
Santam total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 4.30 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.80 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Santam's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Santam (2002–2025)
The table below shows the annual total liabilities of Santam from 2002 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | ZAC65.81 Billion ≈ $34.98 Million |
+10.86% |
| 2024-12-31 | ZAC59.36 Billion ≈ $31.55 Million |
+6.53% |
| 2023-12-31 | ZAC55.72 Billion ≈ $29.61 Million |
-9.32% |
| 2022-12-31 | ZAC61.45 Billion ≈ $32.66 Million |
+14.87% |
| 2021-12-31 | ZAC53.50 Billion ≈ $28.43 Million |
+16.07% |
| 2020-12-31 | ZAC46.09 Billion ≈ $24.49 Million |
+17.66% |
| 2019-12-31 | ZAC39.17 Billion ≈ $20.82 Million |
+9.62% |
| 2018-12-31 | ZAC35.73 Billion ≈ $18.99 Million |
+16.00% |
| 2017-12-31 | ZAC30.80 Billion ≈ $16.37 Million |
+40.46% |
| 2016-12-31 | ZAC21.93 Billion ≈ $11.66 Million |
+13.57% |
| 2015-12-31 | ZAC19.31 Billion ≈ $10.26 Million |
+8.83% |
| 2014-12-31 | ZAC17.74 Billion ≈ $9.43 Million |
+10.32% |
| 2013-12-31 | ZAC16.08 Billion ≈ $8.55 Million |
+13.91% |
| 2012-12-31 | ZAC14.12 Billion ≈ $7.50 Million |
+12.53% |
| 2011-12-31 | ZAC12.55 Billion ≈ $6.67 Million |
+0.26% |
| 2010-12-31 | ZAC12.52 Billion ≈ $6.65 Million |
+3.07% |
| 2009-12-31 | ZAC12.14 Billion ≈ $6.45 Million |
+0.81% |
| 2008-12-31 | ZAC12.05 Billion ≈ $6.40 Million |
-9.49% |
| 2007-12-31 | ZAC13.31 Billion ≈ $7.07 Million |
+32.22% |
| 2006-12-31 | ZAC10.07 Billion ≈ $5.35 Million |
+11.77% |
| 2005-12-31 | ZAC9.01 Billion ≈ $4.79 Million |
+27.49% |
| 2004-12-31 | ZAC7.06 Billion ≈ $3.75 Million |
+5.44% |
| 2003-12-31 | ZAC6.70 Billion ≈ $3.56 Million |
+21.77% |
| 2002-12-31 | ZAC5.50 Billion ≈ $2.92 Million |
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About Santam
Santam Ltd, together with its subsidiaries, provides various general insurance products and services to individuals, commercial, and corporate markets in South Africa, rest of Africa, and internationally. It offers personal insurance, such as car insurance, home, contents insurance, building insurance, all risk insurance, watercraft insurance, drone insurance, travel insurance, and personal legal… Read more