Alerus Financial Corp (ALRS) - Total Liabilities
Based on the latest financial reports, Alerus Financial Corp (ALRS) has total liabilities worth $4.67 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how efficiently does Alerus Financial Corp generate cash to assess how effectively this company generates cash.
Alerus Financial Corp - Total Liabilities Trend (2006–2025)
This chart illustrates how Alerus Financial Corp's total liabilities have evolved over time, based on quarterly financial data. Check Alerus Financial Corp liquidity resilience to evaluate the company's liquid asset resilience ratio.
Alerus Financial Corp Competitors by Total Liabilities
The table below lists competitors of Alerus Financial Corp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Zhuhai Rundu Pharmaceutical Co Ltd Class A
SHE:002923
|
China | CN¥1.03 Billion |
|
Lindian Resources Ltd
AU:LIN
|
Australia | AU$18.19 Million |
|
Hektas Ticaret TAS
IS:HEKTS
|
Turkey | TL12.52 Billion |
|
Tiptree Inc
NASDAQ:TIPT
|
USA | $5.67 Billion |
|
X Fab Silicon Foundries EV
PA:XFAB
|
France | €893.79 Million |
|
Levinstein Eng
TA:LEVI
|
Israel | ILA2.18 Billion |
|
Princess Private Equity Holding Ltd
LSE:PEY
|
UK | €108.45 Million |
|
Solarvest Holdings Bhd
KLSE:0215
|
Malaysia | RM615.61 Million |
Liability Composition Analysis (2006–2025)
This chart breaks down Alerus Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Alerus Financial Corp market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.29 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.26 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Alerus Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Alerus Financial Corp (2006–2025)
The table below shows the annual total liabilities of Alerus Financial Corp from 2006 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $4.67 Billion | -2.12% |
| 2024-12-31 | $4.77 Billion | +34.69% |
| 2023-12-31 | $3.54 Billion | +3.38% |
| 2022-12-31 | $3.42 Billion | +12.84% |
| 2021-12-31 | $3.03 Billion | +13.03% |
| 2020-12-31 | $2.68 Billion | +29.57% |
| 2019-12-31 | $2.07 Billion | +4.49% |
| 2018-12-31 | $1.98 Billion | +1.31% |
| 2017-12-31 | $1.96 Billion | +3.97% |
| 2016-12-31 | $1.88 Billion | +20.47% |
| 2015-12-31 | $1.56 Billion | +18.64% |
| 2014-12-31 | $1.32 Billion | +7.18% |
| 2013-12-31 | $1.23 Billion | +3.94% |
| 2012-12-31 | $1.18 Billion | +14.81% |
| 2011-12-31 | $1.03 Billion | +0.65% |
| 2010-12-31 | $1.02 Billion | -1.52% |
| 2009-12-31 | $1.04 Billion | +53.05% |
| 2008-12-31 | $678.52 Million | +8.51% |
| 2007-12-31 | $625.33 Million | -2.78% |
| 2006-12-31 | $643.23 Million | -- |
About Alerus Financial Corp
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings… Read more