Alerus Financial Corp (ALRS) - Total Liabilities

Latest as of March 2026: $4.71 Billion USD

Based on the latest financial reports, Alerus Financial Corp (ALRS) has total liabilities worth $4.71 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Alerus Financial Corp - Total Liabilities Trend (2006–2025)

This chart illustrates how Alerus Financial Corp's total liabilities have evolved over time, based on quarterly financial data. See ALRS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Alerus Financial Corp Competitors by Total Liabilities

The table below lists competitors of Alerus Financial Corp ranked by their total liabilities.

Company	Country	Total Liabilities
Sunway Co Ltd SHG:603333	China	CN¥2.39 Billion
Magic Software Enterprises Ltd TA:MGIC	Israel	ILA258.98 Million
ASP Isotopes Inc. Common Stock NASDAQ:ASPI	USA	$288.65 Million
China Shineway Pharmaceutical Group Limited F:C1S	Germany	€2.72 Billion
Burelle SA PA:BUR	France	€5.68 Billion
Rongsheng Paper SHG:603165	China	CN¥2.04 Billion
Team Group Inc TW:4967	Taiwan	NT$14.80 Billion
Shenzhen Hirisun Technology Inc SHE:300277	China	CN¥176.80 Million

Liability Composition Analysis (2006–2025)

This chart breaks down Alerus Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Alerus Financial Corp market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.75	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	8.20	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.89	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Alerus Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Alerus Financial Corp (2006–2025)

The table below shows the annual total liabilities of Alerus Financial Corp from 2006 to 2025.

Year	Total Liabilities	Change
2025-12-31	$4.67 Billion	-2.12%
2024-12-31	$4.77 Billion	+34.69%
2023-12-31	$3.54 Billion	+3.38%
2022-12-31	$3.42 Billion	+12.84%
2021-12-31	$3.03 Billion	+13.03%
2020-12-31	$2.68 Billion	+29.57%
2019-12-31	$2.07 Billion	+4.49%
2018-12-31	$1.98 Billion	+1.31%
2017-12-31	$1.96 Billion	+3.97%
2016-12-31	$1.88 Billion	+20.47%
2015-12-31	$1.56 Billion	+18.64%
2014-12-31	$1.32 Billion	+7.18%
2013-12-31	$1.23 Billion	+3.94%
2012-12-31	$1.18 Billion	+14.81%
2011-12-31	$1.03 Billion	+0.65%
2010-12-31	$1.02 Billion	-1.52%
2009-12-31	$1.04 Billion	+53.05%
2008-12-31	$678.52 Million	+8.51%
2007-12-31	$625.33 Million	-2.78%
2006-12-31	$643.23 Million	--

About Alerus Financial Corp

NASDAQ:ALRS USA Banks - Regional

Market Cap

$745.57 Million

Market Cap Rank

#10469 Global

#2716 in USA

Share Price

$29.67

Change (1 day)

-1.17%

52-Week Range

$20.44 - $30.30

All Time High

$33.27