Alerus Financial Corp (ALRS) - Total Assets
Based on the latest financial reports, Alerus Financial Corp (ALRS) holds total assets worth $5.23 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See ALRS net assets for net asset value and shareholders' equity analysis.
Alerus Financial Corp - Total Assets Trend (2006–2025)
This chart illustrates how Alerus Financial Corp's total assets have evolved over time, based on quarterly financial data.
Alerus Financial Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
Alerus Financial Corp's total assets of $5.23 Billion consist of 1.7% current assets and 98.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.3% |
| Accounts Receivable | $21.74 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $33.37 Million | 0.6% |
| Goodwill | $85.63 Million | 1.6% |
Asset Composition Trend (2006–2025)
This chart illustrates how Alerus Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market cap of Alerus Financial Corp.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Alerus Financial Corp's current assets represent 1.7% of total assets in 2025, an increase from 0.0% in 2006.
- Cash Position: Cash and equivalents constituted 1.3% of total assets in 2025, down from 3.8% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2006.
- Asset Diversification: The largest asset category is goodwill at 1.6% of total assets.
Alerus Financial Corp Competitors by Total Assets
Key competitors of Alerus Financial Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Alerus Financial Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.29 | 0.16 | 0.36 |
| Quick Ratio | 0.29 | 0.16 | 0.36 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-219.87 Million | $-3.90 Billion | $-1.76 Billion |
Alerus Financial Corp - Advanced Valuation Insights
This section examines the relationship between Alerus Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.09 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | -0.6% |
| Total Assets | $5.23 Billion |
| Market Capitalization | $647.19 Million USD |
Valuation Analysis
Below Book Valuation: The market values Alerus Financial Corp's assets below their book value (0.12x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Alerus Financial Corp's assets decreased by 0.6% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Alerus Financial Corp (2006–2025)
The table below shows the annual total assets of Alerus Financial Corp from 2006 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $5.23 Billion | -0.60% |
| 2024-12-31 | $5.26 Billion | +34.65% |
| 2023-12-31 | $3.91 Billion | +3.39% |
| 2022-12-31 | $3.78 Billion | +11.41% |
| 2021-12-31 | $3.39 Billion | +12.57% |
| 2020-12-31 | $3.01 Billion | +27.87% |
| 2019-12-31 | $2.36 Billion | +8.16% |
| 2018-12-31 | $2.18 Billion | +1.97% |
| 2017-12-31 | $2.14 Billion | +4.22% |
| 2016-12-31 | $2.05 Billion | +17.52% |
| 2015-12-31 | $1.74 Billion | +17.28% |
| 2014-12-31 | $1.49 Billion | +7.67% |
| 2013-12-31 | $1.38 Billion | +4.43% |
| 2012-12-31 | $1.32 Billion | +14.39% |
| 2011-12-31 | $1.16 Billion | +3.29% |
| 2010-12-31 | $1.12 Billion | -0.63% |
| 2009-12-31 | $1.13 Billion | +48.07% |
| 2008-12-31 | $761.01 Million | +7.54% |
| 2007-12-31 | $707.62 Million | -1.73% |
| 2006-12-31 | $720.11 Million | -- |
About Alerus Financial Corp
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings… Read more