Farmers & Merchants Bancorp Inc (FMAO) - Total Liabilities
Based on the latest financial reports, Farmers & Merchants Bancorp Inc (FMAO) has total liabilities worth $3.06 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore FMAO cash flow conversion to assess how effectively this company generates cash.
Farmers & Merchants Bancorp Inc - Total Liabilities Trend (1998–2024)
This chart illustrates how Farmers & Merchants Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Check asset resilience ratio of Farmers & Merchants Bancorp Inc to evaluate the company's liquid asset resilience ratio.
Farmers & Merchants Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Farmers & Merchants Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Daeduck Co. Ltd.
KO:008060
|
Korea | ₩338.17 Billion |
|
SGL Carbon SE
XETRA:SGL
|
Germany | €714.90 Million |
|
General Accident PLC
LSE:GACA
|
UK | GBX32.00 Million |
|
Semco Technologies Sas
PA:ALSEM
|
France | €20.68 Million |
|
Enseval Putra Megatrading Tbk
JK:EPMT
|
Indonesia | Rp4.53 Trillion |
|
Truecaller AB (publ)
ST:TRUE-B
|
Sweden | Skr465.51 Million |
|
Guangxi Hechi Chemical Co Ltd
SHE:000953
|
China | CN¥100.36 Million |
|
Woojin
KO:105840
|
Korea | ₩44.43 Billion |
Liability Composition Analysis (1998–2024)
This chart breaks down Farmers & Merchants Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market cap of Farmers & Merchants Bancorp Inc.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.26 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Farmers & Merchants Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Farmers & Merchants Bancorp Inc (1998–2024)
The table below shows the annual total liabilities of Farmers & Merchants Bancorp Inc from 1998 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $3.03 Billion | +2.12% |
| 2023-12-31 | $2.97 Billion | +9.18% |
| 2022-12-31 | $2.72 Billion | +2657.58% |
| 2021-12-31 | $98.54 Million | -94.07% |
| 2020-12-31 | $1.66 Billion | +20.57% |
| 2019-12-31 | $1.38 Billion | +41.55% |
| 2018-12-31 | $972.88 Million | +0.00% |
| 2017-12-31 | $972.87 Million | +4.57% |
| 2016-12-31 | $930.32 Million | +7.06% |
| 2015-12-31 | $868.97 Million | +5.11% |
| 2014-12-31 | $826.72 Million | -3.60% |
| 2013-12-31 | $857.60 Million | +2.53% |
| 2012-12-31 | $836.42 Million | +2.26% |
| 2011-12-31 | $817.90 Million | +0.73% |
| 2010-12-31 | $811.96 Million | +6.80% |
| 2009-12-31 | $760.28 Million | +6.31% |
| 2008-12-31 | $715.18 Million | +0.08% |
| 2007-12-31 | $714.60 Million | +10.05% |
| 2006-12-31 | $649.36 Million | +1.72% |
| 2005-12-31 | $638.36 Million | +2.36% |
| 2004-12-31 | $623.67 Million | -1.14% |
| 2003-12-31 | $630.85 Million | -31.31% |
| 2002-12-31 | $918.34 Million | +5.54% |
| 2001-12-31 | $870.15 Million | +6.81% |
| 2000-12-31 | $814.67 Million | +10.14% |
| 1999-12-31 | $739.68 Million | +8.87% |
| 1998-12-31 | $679.39 Million | -- |
About Farmers & Merchants Bancorp Inc
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health… Read more