Farmers & Merchants Bancorp Inc (FMAO) - Total Liabilities
Based on the latest financial reports, Farmers & Merchants Bancorp Inc (FMAO) has total liabilities worth $3.06 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore FMAO long-term investment intensity to see how much of total assets are deployed in long-term investments.
Farmers & Merchants Bancorp Inc - Total Liabilities Trend (1998–2024)
This chart illustrates how Farmers & Merchants Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see total assets of Farmers & Merchants Bancorp Inc.
Farmers & Merchants Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Farmers & Merchants Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Frp Holdings Ord
NASDAQ:FRPH
|
USA | $307.49 Million |
|
Guizhou Yibai Pharmaceutical Co Ltd
SHG:600594
|
China | CN¥1.16 Billion |
|
Ganso Co Ltd
SHG:603886
|
China | CN¥1.39 Billion |
|
Henan Qingshuiyuan Technology Co Ltd
SHE:300437
|
China | CN¥973.97 Million |
|
Clenergy Xiamen Technology Co Ltd
SHG:603628
|
China | CN¥1.89 Billion |
|
Hota Industrial Mfg. Co Ltd
TW:1536
|
Taiwan | NT$13.59 Billion |
|
Chongqing Sansheng Building Materials Co Ltd
SHE:002742
|
China | CN¥895.14 Million |
|
Xinjiang Torch Gas Co Ltd
SHG:603080
|
China | CN¥719.37 Million |
Liability Composition Analysis (1998–2024)
This chart breaks down Farmers & Merchants Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See FMAO net asset quality index to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.26 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Farmers & Merchants Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Farmers & Merchants Bancorp Inc (1998–2024)
The table below shows the annual total liabilities of Farmers & Merchants Bancorp Inc from 1998 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $3.03 Billion | +2.12% |
| 2023-12-31 | $2.97 Billion | +9.18% |
| 2022-12-31 | $2.72 Billion | +2657.58% |
| 2021-12-31 | $98.54 Million | -94.07% |
| 2020-12-31 | $1.66 Billion | +20.57% |
| 2019-12-31 | $1.38 Billion | +41.55% |
| 2018-12-31 | $972.88 Million | +0.00% |
| 2017-12-31 | $972.87 Million | +4.57% |
| 2016-12-31 | $930.32 Million | +7.06% |
| 2015-12-31 | $868.97 Million | +5.11% |
| 2014-12-31 | $826.72 Million | -3.60% |
| 2013-12-31 | $857.60 Million | +2.53% |
| 2012-12-31 | $836.42 Million | +2.26% |
| 2011-12-31 | $817.90 Million | +0.73% |
| 2010-12-31 | $811.96 Million | +6.80% |
| 2009-12-31 | $760.28 Million | +6.31% |
| 2008-12-31 | $715.18 Million | +0.08% |
| 2007-12-31 | $714.60 Million | +10.05% |
| 2006-12-31 | $649.36 Million | +1.72% |
| 2005-12-31 | $638.36 Million | +2.36% |
| 2004-12-31 | $623.67 Million | -1.14% |
| 2003-12-31 | $630.85 Million | -31.31% |
| 2002-12-31 | $918.34 Million | +5.54% |
| 2001-12-31 | $870.15 Million | +6.81% |
| 2000-12-31 | $814.67 Million | +10.14% |
| 1999-12-31 | $739.68 Million | +8.87% |
| 1998-12-31 | $679.39 Million | -- |
About Farmers & Merchants Bancorp Inc
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health… Read more