OceanFirst Financial Corp

NASDAQ:OCFC USA Banks - Regional
Market Cap
$1.02 Billion
Market Cap Rank
#7402 Global
#3951 in USA
Share Price
$17.77
Change (1 day)
-0.45%
52-Week Range
$14.76 - $20.40
All Time High
$24.13
About

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also of… Read more

OceanFirst Financial Corp (OCFC) - Total Liabilities

Latest total liabilities as of December 2025: $12.90 Billion USD

Based on the latest financial reports, OceanFirst Financial Corp (OCFC) has total liabilities worth $12.90 Billion USD as of December 2025.

Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

OceanFirst Financial Corp - Total Liabilities Trend (1995–2025)

This chart illustrates how OceanFirst Financial Corp's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.

OceanFirst Financial Corp Competitors by Total Liabilities

The table below lists competitors of OceanFirst Financial Corp ranked by their total liabilities.

Liability Composition Analysis (1995–2025)

This chart breaks down OceanFirst Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 3.86 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 7.76 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.89 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how OceanFirst Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for OceanFirst Financial Corp (1995–2025)

The table below shows the annual total liabilities of OceanFirst Financial Corp from 1995 to 2025.

Year Total Liabilities Change
2025-12-31 $12.90 Billion +10.10%
2024-12-31 $11.72 Billion -1.33%
2023-12-31 $11.88 Billion +3.11%
2022-12-31 $11.52 Billion +4926.79%
2021-12-31 $229.14 Million -2.69%
2020-12-31 $235.47 Million -96.68%
2019-12-31 $7.09 Billion +9.51%
2018-12-31 $6.48 Billion +34.54%
2017-12-31 $4.81 Billion +4.77%
2016-12-31 $4.60 Billion +1224.65%
2015-12-31 $346.88 Million +4.25%
2014-12-31 $332.74 Million -83.65%
2013-12-31 $2.04 Billion -0.69%
2012-12-31 $2.05 Billion -1.72%
2011-12-31 $2.09 Billion +1.72%
2010-12-31 $2.05 Billion +11.03%
2009-12-31 $1.85 Billion +6.23%
2008-12-31 $1.74 Billion -3.61%
2007-12-31 $1.80 Billion -7.28%
2006-12-31 $1.94 Billion +5.31%
2005-12-31 $1.85 Billion +3.96%
2004-12-31 $1.78 Billion +12.23%
2003-12-31 $1.58 Billion -1.59%
2002-12-31 $1.61 Billion -0.53%
2001-12-31 $1.62 Billion +9.07%
2000-12-31 $1.48 Billion +4.15%
1999-12-31 $1.42 Billion +4.35%
1998-12-31 $1.36 Billion +5.30%
1997-12-31 $1.30 Billion +23.24%
1996-12-31 $1.05 Billion +11.33%
1995-12-31 $944.09 Million --