OceanFirst Financial Corp. (OCFC) - Total Assets
Based on the latest financial reports, OceanFirst Financial Corp. (OCFC) holds total assets worth $14.56 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check OceanFirst Financial Corp. cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
OceanFirst Financial Corp. - Total Assets Trend (1995–2025)
This chart illustrates how OceanFirst Financial Corp.'s total assets have evolved over time, based on quarterly financial data. Explore OceanFirst Financial Corp. (OCFC) long-term investment share to see how much of total assets are deployed in long-term investments.
OceanFirst Financial Corp. - Asset Composition Analysis
Current Asset Composition (December 2025)
OceanFirst Financial Corp.'s total assets of $14.56 Billion consist of 9.7% current assets and 90.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.9% |
| Accounts Receivable | $49.01 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $9.05 Million | 0.1% |
| Goodwill | $517.48 Million | 3.6% |
Asset Composition Trend (1995–2025)
This chart illustrates how OceanFirst Financial Corp.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see OceanFirst Financial Corp. (OCFC) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: OceanFirst Financial Corp.'s current assets represent 9.7% of total assets in 2025, an increase from 1.5% in 1995.
- Cash Position: Cash and equivalents constituted 0.9% of total assets in 2025, up from 0.8% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is goodwill at 3.6% of total assets.
OceanFirst Financial Corp. Competitors by Total Assets
Key competitors of OceanFirst Financial Corp. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
OceanFirst Financial Corp. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.77 | 0.09 | 2.30 |
| Quick Ratio | 2.77 | 0.09 | 2.30 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $119.32 Million | $-9.29 Billion | $5.30 Billion |
OceanFirst Financial Corp. - Advanced Valuation Insights
This section examines the relationship between OceanFirst Financial Corp.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.64 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 8.5% |
| Total Assets | $14.56 Billion |
| Market Capitalization | $1.04 Billion USD |
Valuation Analysis
Below Book Valuation: The market values OceanFirst Financial Corp.'s assets below their book value (0.07x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: OceanFirst Financial Corp.'s assets grew by 8.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for OceanFirst Financial Corp. (1995–2025)
The table below shows the annual total assets of OceanFirst Financial Corp. from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $14.56 Billion | +8.52% |
| 2024-12-31 | $13.42 Billion | -0.86% |
| 2023-12-31 | $13.54 Billion | +3.31% |
| 2022-12-31 | $13.10 Billion | +11.62% |
| 2021-12-31 | $11.74 Billion | +2.54% |
| 2020-12-31 | $11.45 Billion | +38.83% |
| 2019-12-31 | $8.25 Billion | +9.71% |
| 2018-12-31 | $7.52 Billion | +38.78% |
| 2017-12-31 | $5.42 Billion | +4.82% |
| 2016-12-31 | $5.17 Billion | +99.26% |
| 2015-12-31 | $2.59 Billion | +10.03% |
| 2014-12-31 | $2.36 Billion | +4.76% |
| 2013-12-31 | $2.25 Billion | -0.86% |
| 2012-12-31 | $2.27 Billion | -1.43% |
| 2011-12-31 | $2.30 Billion | +2.25% |
| 2010-12-31 | $2.25 Billion | +10.90% |
| 2009-12-31 | $2.03 Billion | +9.26% |
| 2008-12-31 | $1.86 Billion | -3.61% |
| 2007-12-31 | $1.93 Billion | -7.20% |
| 2006-12-31 | $2.08 Billion | +4.62% |
| 2005-12-31 | $1.99 Billion | +3.71% |
| 2004-12-31 | $1.91 Billion | +11.46% |
| 2003-12-31 | $1.72 Billion | -1.51% |
| 2002-12-31 | $1.74 Billion | -1.13% |
| 2001-12-31 | $1.76 Billion | +7.53% |
| 2000-12-31 | $1.64 Billion | +3.10% |
| 1999-12-31 | $1.59 Billion | +1.87% |
| 1998-12-31 | $1.56 Billion | +3.36% |
| 1997-12-31 | $1.51 Billion | +15.88% |
| 1996-12-31 | $1.30 Billion | +25.81% |
| 1995-12-31 | $1.04 Billion | -- |
About OceanFirst Financial Corp.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also of… Read more