OceanFirst Financial Corp (OCFC) - Total Liabilities

Latest as of December 2025: $12.90 Billion USD

Based on the latest financial reports, OceanFirst Financial Corp (OCFC) has total liabilities worth $12.90 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore OceanFirst Financial Corp operating cash flow efficiency to assess how effectively this company generates cash.

OceanFirst Financial Corp - Total Liabilities Trend (1995–2025)

This chart illustrates how OceanFirst Financial Corp's total liabilities have evolved over time, based on quarterly financial data. Check OCFC financial resilience to evaluate the company's liquid asset resilience ratio.

OceanFirst Financial Corp Competitors by Total Liabilities

The table below lists competitors of OceanFirst Financial Corp ranked by their total liabilities.

Company Country Total Liabilities
H Lundbeck A/S
CO:HLUN-A
Denmark Dkr29.11 Billion
Elders Ltd
AU:ELD
Australia AU$1.56 Billion
Beijing Strong Biotechnologies Inc
SHE:300406
China CN¥1.30 Billion
Tiangong International Company Limited
F:34T1
Germany €5.96 Billion
Generation Development Group Ltd
AU:GDG
Australia AU$5.58 Billion
Mirae Asset Venture Investment Co. Ltd
KQ:100790
Korea ₩721.23 Billion
Teva Pharmaceutical Industries Ltd
TA:TEVA
Israel ILA32.84 Billion
Sivers IMA Holding AB
ST:SIVE
Sweden Skr374.60 Million

Liability Composition Analysis (1995–2025)

This chart breaks down OceanFirst Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see OceanFirst Financial Corp stock valuation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.13 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 7.76 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.89 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how OceanFirst Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for OceanFirst Financial Corp (1995–2025)

The table below shows the annual total liabilities of OceanFirst Financial Corp from 1995 to 2025.

Year Total Liabilities Change
2025-12-31 $12.90 Billion +10.10%
2024-12-31 $11.72 Billion -1.33%
2023-12-31 $11.88 Billion +3.11%
2022-12-31 $11.52 Billion +4926.79%
2021-12-31 $229.14 Million -2.69%
2020-12-31 $235.47 Million -96.68%
2019-12-31 $7.09 Billion +9.51%
2018-12-31 $6.48 Billion +34.54%
2017-12-31 $4.81 Billion +4.77%
2016-12-31 $4.60 Billion +1224.65%
2015-12-31 $346.88 Million +4.25%
2014-12-31 $332.74 Million -83.65%
2013-12-31 $2.04 Billion -0.69%
2012-12-31 $2.05 Billion -1.72%
2011-12-31 $2.09 Billion +1.72%
2010-12-31 $2.05 Billion +11.03%
2009-12-31 $1.85 Billion +6.23%
2008-12-31 $1.74 Billion -3.61%
2007-12-31 $1.80 Billion -7.28%
2006-12-31 $1.94 Billion +5.31%
2005-12-31 $1.85 Billion +3.96%
2004-12-31 $1.78 Billion +12.23%
2003-12-31 $1.58 Billion -1.59%
2002-12-31 $1.61 Billion -0.53%
2001-12-31 $1.62 Billion +9.07%
2000-12-31 $1.48 Billion +4.15%
1999-12-31 $1.42 Billion +4.35%
1998-12-31 $1.36 Billion +5.30%
1997-12-31 $1.30 Billion +23.24%
1996-12-31 $1.05 Billion +11.33%
1995-12-31 $944.09 Million --

About OceanFirst Financial Corp

NASDAQ:OCFC USA Banks - Regional
Market Cap
$1.09 Billion
Market Cap Rank
#8740 Global
#2356 in USA
Share Price
$19.02
Change (1 day)
-0.26%
52-Week Range
$16.32 - $20.40
All Time High
$24.13
About

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also of… Read more