OceanFirst Financial Corp. Total Liabilities
OceanFirst Financial Corp. total liabilities. Based on the latest financial reports, OceanFirst Financial Corp. (OCFC) has total liabilities worth $12.89 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check OceanFirst Financial Corp. liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of OceanFirst Financial Corp. (1995–2025)
Total liabilities of OceanFirst Financial Corp. from 1995 to 2025. This chart illustrates how OceanFirst Financial Corp.'s total liabilities have evolved over time, based on quarterly financial data. Explore OCFC strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
OceanFirst Financial Corp. Competitors by Total Liabilities
The table below lists competitors of OceanFirst Financial Corp. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Suofeiya Home Collection Co Ltd
SHE:002572
|
China | CN¥5.50 Billion |
|
Lumexa Imaging Holdings, Inc. Common Stock
NASDAQ:LMRI
|
USA | $1.19 Billion |
|
Baosheng
SHG:600973
|
China | CN¥19.31 Billion |
|
CONMED Corporation
NYSE:CNMD
|
USA | $1.30 Billion |
|
Wuxi Chipown Micro-electronics Ltd
SHG:688508
|
China | CN¥796.79 Million |
|
Oriental Holdings Bhd
KLSE:4006
|
Malaysia | RM4.19 Billion |
|
MAC Copper Ltd
AU:MAC
|
Australia | AU$870.02 Million |
|
Virtus Investment Partners, Inc.
NASDAQ:VRTS
|
USA | $2.88 Billion |
Liability Composition Analysis (1995–2025)
This chart breaks down OceanFirst Financial Corp.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see OCFC total asset value.
Liquidity & Leverage Metrics
OceanFirst Financial Corp. Total Liabilities Ratios Explained
OceanFirst Financial Corp. total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 2.77 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.72 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how OceanFirst Financial Corp.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for OceanFirst Financial Corp. (1995–2025)
The table below shows the annual total liabilities of OceanFirst Financial Corp. from 1995 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $12.90 Billion | +10.10% |
| 2024-12-31 | $11.72 Billion | -1.33% |
| 2023-12-31 | $11.88 Billion | +3.11% |
| 2022-12-31 | $11.52 Billion | +4926.79% |
| 2021-12-31 | $229.14 Million | -2.69% |
| 2020-12-31 | $235.47 Million | -96.68% |
| 2019-12-31 | $7.09 Billion | +9.51% |
| 2018-12-31 | $6.48 Billion | +34.54% |
| 2017-12-31 | $4.81 Billion | +4.77% |
| 2016-12-31 | $4.60 Billion | +1224.65% |
| 2015-12-31 | $346.88 Million | +4.25% |
| 2014-12-31 | $332.74 Million | -83.65% |
| 2013-12-31 | $2.04 Billion | -0.69% |
| 2012-12-31 | $2.05 Billion | -1.72% |
| 2011-12-31 | $2.09 Billion | +1.72% |
| 2010-12-31 | $2.05 Billion | +11.03% |
| 2009-12-31 | $1.85 Billion | +6.23% |
| 2008-12-31 | $1.74 Billion | -3.61% |
| 2007-12-31 | $1.80 Billion | -7.28% |
| 2006-12-31 | $1.94 Billion | +5.31% |
| 2005-12-31 | $1.85 Billion | +3.96% |
| 2004-12-31 | $1.78 Billion | +12.23% |
| 2003-12-31 | $1.58 Billion | -1.59% |
| 2002-12-31 | $1.61 Billion | -0.53% |
| 2001-12-31 | $1.62 Billion | +9.07% |
| 2000-12-31 | $1.48 Billion | +4.15% |
| 1999-12-31 | $1.42 Billion | +4.35% |
| 1998-12-31 | $1.36 Billion | +5.30% |
| 1997-12-31 | $1.30 Billion | +23.24% |
| 1996-12-31 | $1.05 Billion | +11.33% |
| 1995-12-31 | $944.09 Million | -- |
About OceanFirst Financial Corp.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also of… Read more