Pioneer Bancorp Inc (PBFS) - Total Liabilities

Latest as of September 2025: $1.93 Billion USD

Based on the latest financial reports, Pioneer Bancorp Inc (PBFS) has total liabilities worth $1.93 Billion USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore PBFS strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Pioneer Bancorp Inc - Total Liabilities Trend (2017–2025)

This chart illustrates how Pioneer Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see PBFS current and non-current assets.

Pioneer Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Pioneer Bancorp Inc ranked by their total liabilities.

Company Country Total Liabilities
Komax Holding AG
SW:KOMN
Switzerland CHF307.13 Million
Hanil Cement Co Ltd
KO:003300
Korea ₩1.37 Trillion
Divgi Torqtransfer Systems Limited
NSE:DIVGIITTS
India Rs809.29 Million
Meier Tobler Group AG
SW:MTG
Switzerland CHF173.86 Million
Heng Sheng Holding Group Limited
KQ:900270
Korea ₩52.60 Billion
Libra Insurance Company Ltd
TA:LBRA
Israel ILA1.00 Billion
China United Travel Co Ltd
SHG:600358
China CN¥382.26 Million
CJ Corp 4P Pref 
KO:00104K
Korea ₩30.66 Trillion

Liability Composition Analysis (2017–2025)

This chart breaks down Pioneer Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Pioneer Bancorp Inc balance sheet independence to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 1.10 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 6.14 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.86 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Pioneer Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Pioneer Bancorp Inc (2017–2025)

The table below shows the annual total liabilities of Pioneer Bancorp Inc from 2017 to 2025.

Year Total Liabilities Change
2025-06-30 $1.78 Billion +11.46%
2024-06-30 $1.60 Billion +0.59%
2023-06-30 $1.59 Billion -7.67%
2022-06-30 $1.72 Billion +10.47%
2021-06-30 $1.56 Billion +19.65%
2020-06-30 $1.30 Billion -3.17%
2019-06-30 $1.35 Billion +15.35%
2018-06-30 $1.17 Billion +13.20%
2017-06-30 $1.03 Billion --

About Pioneer Bancorp Inc

NASDAQ:PBFS USA Banks - Regional
Market Cap
$454.21 Million
Market Cap Rank
#13881 Global
#3329 in USA
Share Price
$18.11
Change (1 day)
-0.39%
52-Week Range
$12.84 - $18.54
All Time High
$18.54
About

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, reside… Read more