Pioneer Bancorp Inc (PBFS) - Total Liabilities

Latest as of September 2025: $1.93 Billion USD

Based on the latest financial reports, Pioneer Bancorp Inc (PBFS) has total liabilities worth $1.93 Billion USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore net asset growth rate of Pioneer Bancorp Inc to track the company's year-over-year net asset growth rate.

Pioneer Bancorp Inc - Total Liabilities Trend (2017–2025)

This chart illustrates how Pioneer Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. See PBFS free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Pioneer Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Pioneer Bancorp Inc ranked by their total liabilities.

Company Country Total Liabilities
Elite Color Environmental Resources 
SHE:002998
China CN¥737.89 Million
NewtekOne, Inc.
NASDAQ:NEWT
USA $2.48 Billion
Nanjing TDH Technology Co. Ltd. A
SHE:301378
China CN¥307.08 Million
Shanghai Xin Nanyang Co Ltd
SHG:600661
China CN¥1.15 Billion
Falcon's Beyond Global, Inc. Class A Common Stock
NASDAQ:FBYD
USA $46.96 Million
AEON Co (Malaysia) Bhd
KLSE:6599
Malaysia RM3.89 Billion
Shandong Gold Phoenix Co Ltd
SHG:603586
China CN¥361.95 Million
Chen Ke Ming Food Manufacturing Co Ltd
SHE:002661
China CN¥3.46 Billion

Liability Composition Analysis (2017–2025)

This chart breaks down Pioneer Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see PBFS company net worth.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 1.10 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 6.14 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.86 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Pioneer Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Pioneer Bancorp Inc (2017–2025)

The table below shows the annual total liabilities of Pioneer Bancorp Inc from 2017 to 2025.

Year Total Liabilities Change
2025-06-30 $1.78 Billion +11.46%
2024-06-30 $1.60 Billion +0.59%
2023-06-30 $1.59 Billion -7.67%
2022-06-30 $1.72 Billion +10.47%
2021-06-30 $1.56 Billion +19.65%
2020-06-30 $1.30 Billion -3.17%
2019-06-30 $1.35 Billion +15.35%
2018-06-30 $1.17 Billion +13.20%
2017-06-30 $1.03 Billion --

About Pioneer Bancorp Inc

NASDAQ:PBFS USA Banks - Regional
Market Cap
$431.89 Million
Market Cap Rank
#13662 Global
#3292 in USA
Share Price
$17.22
Change (1 day)
-2.33%
52-Week Range
$12.35 - $18.02
All Time High
$18.02
About

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, reside… Read more