Pioneer Bancorp Inc (PBFS) - Total Liabilities
Based on the latest financial reports, Pioneer Bancorp Inc (PBFS) has total liabilities worth $1.93 Billion USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Pioneer Bancorp Inc - Total Liabilities Trend (2017–2025)
This chart illustrates how Pioneer Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. See Pioneer Bancorp Inc (PBFS) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Pioneer Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Pioneer Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
SNDL Inc.
NASDAQ:SNDL
|
USA | $218.77 Million |
|
NewtekOne, Inc.
NASDAQ:NEWT
|
USA | $2.48 Billion |
|
INNOX Advanced Materials Co.Ltd
KQ:272290
|
Korea | ₩540.37 Billion |
|
Enviro Infra Engineers Ltd
NSE:EIEL
|
India | Rs4.36 Billion |
|
Changzhou Shenli Electrical Machine Incorporated Co
SHG:603819
|
China | CN¥812.72 Million |
|
Mahindra Logistics Limited
NSE:MAHLOG
|
India | Rs19.09 Billion |
|
Mandalay Resources Corp
TO:MND
|
Canada | CA$115.94 Million |
|
QuickLogic Corporation
NASDAQ:QUIK
|
USA | $8.14 Million |
Liability Composition Analysis (2017–2025)
This chart breaks down Pioneer Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see PBFS market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 1.10 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.14 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.86 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Pioneer Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Pioneer Bancorp Inc (2017–2025)
The table below shows the annual total liabilities of Pioneer Bancorp Inc from 2017 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-06-30 | $1.78 Billion | +11.46% |
| 2024-06-30 | $1.60 Billion | +0.59% |
| 2023-06-30 | $1.59 Billion | -7.67% |
| 2022-06-30 | $1.72 Billion | +10.47% |
| 2021-06-30 | $1.56 Billion | +19.65% |
| 2020-06-30 | $1.30 Billion | -3.17% |
| 2019-06-30 | $1.35 Billion | +15.35% |
| 2018-06-30 | $1.17 Billion | +13.20% |
| 2017-06-30 | $1.03 Billion | -- |
About Pioneer Bancorp Inc
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, reside… Read more