Pioneer Bancorp Inc (PBFS) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Pioneer Bancorp Inc (PBFS) has a cash flow conversion efficiency ratio of 0.012x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.90 Million) by net assets ($314.20 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See operational self-sufficiency of Pioneer Bancorp Inc to measure how many days the company can operate on defensive assets alone.
Pioneer Bancorp Inc - Cash Flow Conversion Efficiency Trend (2017–2025)
This chart illustrates how Pioneer Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Pioneer Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Pioneer Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Enviro Infra Engineers Ltd
NSE:EIEL
|
-0.092x |
|
INNOX Advanced Materials Co.Ltd
KQ:272290
|
0.015x |
|
NewtekOne, Inc.
NASDAQ:NEWT
|
-0.225x |
|
SNDL Inc.
NASDAQ:SNDL
|
0.029x |
|
Changzhou Shenli Electrical Machine Incorporated Co
SHG:603819
|
0.017x |
|
Mahindra Logistics Limited
NSE:MAHLOG
|
-0.030x |
|
Mandalay Resources Corp
TO:MND
|
0.109x |
|
QuickLogic Corporation
NASDAQ:QUIK
|
0.030x |
Annual Cash Flow Conversion Efficiency for Pioneer Bancorp Inc (2017–2025)
The table below shows the annual cash flow conversion efficiency of Pioneer Bancorp Inc from 2017 to 2025. For the full company profile with market capitalisation and key ratios, see how much is Pioneer Bancorp Inc worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-06-30 | $314.25 Million | $33.71 Million | 0.107x | +33.37% |
| 2024-06-30 | $296.53 Million | $23.85 Million | 0.080x | -18.35% |
| 2023-06-30 | $266.70 Million | $26.27 Million | 0.098x | -52.17% |
| 2022-06-30 | $242.63 Million | $49.97 Million | 0.206x | +49.99% |
| 2021-06-30 | $237.82 Million | $32.65 Million | 0.137x | +1418.55% |
| 2020-06-30 | $223.97 Million | $2.02 Million | 0.009x | -81.82% |
| 2019-06-30 | $123.26 Million | $6.13 Million | 0.050x | -74.48% |
| 2018-06-30 | $118.06 Million | $23.00 Million | 0.195x | +70.81% |
| 2017-06-30 | $104.01 Million | $11.87 Million | 0.114x | -- |
About Pioneer Bancorp Inc
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, reside… Read more