Pioneer Bancorp Inc (PBFS) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Pioneer Bancorp Inc (PBFS) has a cash flow conversion efficiency ratio of 0.012x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.90 Million) by net assets ($314.20 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Pioneer Bancorp Inc - Cash Flow Conversion Efficiency Trend (2017–2025)
This chart illustrates how Pioneer Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Pioneer Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Pioneer Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Pioneer Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Ace Hardware Indonesia Tbk
JK:ACES
|
0.071x |
|
Career Technology MFG Co Ltd
TW:6153
|
-0.011x |
|
KNOT Offshore Partners LP
NYSE:KNOP
|
0.070x |
|
Letong Chemical Co Ltd
SHE:002319
|
0.058x |
|
Dongwha Enterprise Co.Ltd
KQ:025900
|
0.003x |
|
Anhui Fengxing Wear Resistant Materials Co Ltd
SHE:002760
|
0.032x |
|
YG-1 Co. Ltd
KQ:019210
|
0.040x |
|
The Erawan Group Public Company Limited
BK:ERW
|
0.083x |
Annual Cash Flow Conversion Efficiency for Pioneer Bancorp Inc (2017–2025)
The table below shows the annual cash flow conversion efficiency of Pioneer Bancorp Inc from 2017 to 2025. For the full company profile with market capitalisation and key ratios, see how much is Pioneer Bancorp Inc worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-06-30 | $314.25 Million | $33.71 Million | 0.107x | +33.37% |
| 2024-06-30 | $296.53 Million | $23.85 Million | 0.080x | -18.35% |
| 2023-06-30 | $266.70 Million | $26.27 Million | 0.098x | -52.17% |
| 2022-06-30 | $242.63 Million | $49.97 Million | 0.206x | +49.99% |
| 2021-06-30 | $237.82 Million | $32.65 Million | 0.137x | +1418.55% |
| 2020-06-30 | $223.97 Million | $2.02 Million | 0.009x | -81.82% |
| 2019-06-30 | $123.26 Million | $6.13 Million | 0.050x | -74.48% |
| 2018-06-30 | $118.06 Million | $23.00 Million | 0.195x | +70.81% |
| 2017-06-30 | $104.01 Million | $11.87 Million | 0.114x | -- |
About Pioneer Bancorp Inc
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, reside… Read more