Pioneer Bancorp Inc Cash Flow Conversion Efficiency
Pioneer Bancorp Inc cash flow conversion efficiency. Based on the latest financial reports, Pioneer Bancorp Inc (PBFS) has a cash flow conversion efficiency ratio of 0.012x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.90 Million) by net assets ($314.20 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Pioneer Bancorp Inc (2017–2025)
Cash flow conversion efficiency of Pioneer Bancorp Inc from 2017 to 2025. This chart illustrates how Pioneer Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View latest Pioneer Bancorp Inc stock price today for real-time trading data and today's change.
Pioneer Bancorp Inc Cash Flow Conversion Ratio Explained
Pioneer Bancorp Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Pioneer Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Pioneer Bancorp Inc ranked by their cash flow conversion efficiency. Also see market value of Pioneer Bancorp Inc for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Meier Tobler Group AG
SW:MTG
|
-0.019x |
|
Caledonia Mining Corporation Plc
F:9CD1
|
0.063x |
|
Symtek Automation Asia Co Ltd
TW:6438
|
0.039x |
|
Zhongfu Information Inc
SHE:300659
|
-0.012x |
|
ShenZhen V&T Technologies Co Ltd
SHE:300484
|
-0.010x |
|
Eurocharm Holdings Co Ltd
TW:5288
|
0.027x |
|
TSEC Corp
TW:6443
|
-0.027x |
|
Vizionfocus Inc.
TW:4771
|
0.069x |
Annual Cash Flow Conversion Efficiency for Pioneer Bancorp Inc (2017–2025)
The table below shows the annual cash flow conversion efficiency of Pioneer Bancorp Inc from 2017 to 2025. Review PBFS FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-06-30 | $314.25 Million | $33.71 Million | 0.107x | +33.37% |
| 2024-06-30 | $296.53 Million | $23.85 Million | 0.080x | -18.35% |
| 2023-06-30 | $266.70 Million | $26.27 Million | 0.098x | -52.17% |
| 2022-06-30 | $242.63 Million | $49.97 Million | 0.206x | +49.99% |
| 2021-06-30 | $237.82 Million | $32.65 Million | 0.137x | +1418.55% |
| 2020-06-30 | $223.97 Million | $2.02 Million | 0.009x | -81.82% |
| 2019-06-30 | $123.26 Million | $6.13 Million | 0.050x | -74.48% |
| 2018-06-30 | $118.06 Million | $23.00 Million | 0.195x | +70.81% |
| 2017-06-30 | $104.01 Million | $11.87 Million | 0.114x | -- |
About Pioneer Bancorp Inc
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, reside… Read more