Pioneer Bancorp Inc (PBFS) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Pioneer Bancorp Inc (PBFS) has a cash flow conversion efficiency ratio of 0.012x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.90 Million) by net assets ($314.20 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see PBFS company net worth for the company's overall valuation and market capitalisation.
Pioneer Bancorp Inc - Cash Flow Conversion Efficiency Trend (2017–2025)
This chart illustrates how Pioneer Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Pioneer Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Pioneer Bancorp Inc ranked by their cash flow conversion efficiency. Explore PBFS cash flow quality score to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Meier Tobler Group AG
SW:MTG
|
-0.019x |
|
Divgi Torqtransfer Systems Limited
NSE:DIVGIITTS
|
0.016x |
|
Hanil Cement Co Ltd
KO:003300
|
0.022x |
|
Komax Holding AG
SW:KOMN
|
0.041x |
|
Heng Sheng Holding Group Limited
KQ:900270
|
0.011x |
|
Libra Insurance Company Ltd
TA:LBRA
|
-0.065x |
|
China United Travel Co Ltd
SHG:600358
|
0.144x |
|
CJ Corp 4P Pref
KO:00104K
|
0.102x |
Annual Cash Flow Conversion Efficiency for Pioneer Bancorp Inc (2017–2025)
The table below shows the annual cash flow conversion efficiency of Pioneer Bancorp Inc from 2017 to 2025. View PBFS stock price and chart for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-06-30 | $314.25 Million | $33.71 Million | 0.107x | +33.37% |
| 2024-06-30 | $296.53 Million | $23.85 Million | 0.080x | -18.35% |
| 2023-06-30 | $266.70 Million | $26.27 Million | 0.098x | -52.17% |
| 2022-06-30 | $242.63 Million | $49.97 Million | 0.206x | +49.99% |
| 2021-06-30 | $237.82 Million | $32.65 Million | 0.137x | +1418.55% |
| 2020-06-30 | $223.97 Million | $2.02 Million | 0.009x | -81.82% |
| 2019-06-30 | $123.26 Million | $6.13 Million | 0.050x | -74.48% |
| 2018-06-30 | $118.06 Million | $23.00 Million | 0.195x | +70.81% |
| 2017-06-30 | $104.01 Million | $11.87 Million | 0.114x | -- |
About Pioneer Bancorp Inc
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, reside… Read more