SmartFinancial, Inc. (SMBK) - Total Liabilities
Based on the latest financial reports, SmartFinancial, Inc. (SMBK) has total liabilities worth $5.25 Billion USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore SmartFinancial, Inc. long-term investment intensity to see how much of total assets are deployed in long-term investments.
SmartFinancial, Inc. - Total Liabilities Trend (2001–2024)
This chart illustrates how SmartFinancial, Inc.'s total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see how large is SmartFinancial, Inc.'s balance sheet.
SmartFinancial, Inc. Competitors by Total Liabilities
The table below lists competitors of SmartFinancial, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
APG SGA SA
SW:APGN
|
Switzerland | CHF103.63 Million |
|
Unity Bancorp Inc
NASDAQ:UNTY
|
USA | $2.82 Billion |
|
Greene County Bancorp Inc
NASDAQ:GCBC
|
USA | $2.91 Billion |
|
Jiangxi Yuean Advanced Materials Co Ltd
SHG:688786
|
China | CN¥305.35 Million |
|
AAEON Technology Inc
TW:6579
|
Taiwan | NT$3.71 Billion |
|
Colorlight Cloud Tech Ltd. A
SHE:301391
|
China | CN¥478.54 Million |
|
Kambi Group PLC Series B
LSE:0EAW
|
UK | Skr37.87 Million |
|
Tianjin Jiuri New Materials Co Ltd
SHG:688199
|
China | CN¥1.49 Billion |
Liability Composition Analysis (2001–2024)
This chart breaks down SmartFinancial, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See SmartFinancial, Inc. (SMBK) balance sheet quality index to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.20 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.75 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how SmartFinancial, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for SmartFinancial, Inc. (2001–2024)
The table below shows the annual total liabilities of SmartFinancial, Inc. from 2001 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $4.78 Billion | +9.50% |
| 2023-12-31 | $4.37 Billion | +4.52% |
| 2022-12-31 | $4.18 Billion | -0.04% |
| 2021-12-31 | $4.18 Billion | +3369.37% |
| 2020-12-31 | $120.55 Million | -94.36% |
| 2019-12-31 | $2.14 Billion | +7.28% |
| 2018-12-31 | $1.99 Billion | +31.45% |
| 2017-12-31 | $1.51 Billion | +58.27% |
| 2016-12-31 | $957.22 Million | +3.62% |
| 2015-12-31 | $923.79 Million | +93.30% |
| 2014-12-31 | $477.91 Million | +21.89% |
| 2013-12-31 | $392.09 Million | -1.87% |
| 2012-12-31 | $399.57 Million | +3.13% |
| 2011-12-31 | $387.45 Million | -6.79% |
| 2010-12-31 | $415.68 Million | -17.62% |
| 2009-12-31 | $504.57 Million | +15.91% |
| 2008-12-31 | $435.30 Million | +6.67% |
| 2007-12-31 | $408.09 Million | +21.18% |
| 2006-12-31 | $336.76 Million | +15.67% |
| 2005-12-31 | $291.15 Million | +30.09% |
| 2004-12-31 | $223.81 Million | +21.57% |
| 2003-12-31 | $184.09 Million | +27.18% |
| 2002-12-31 | $144.76 Million | -99.89% |
| 2001-12-31 | $128.38 Billion | -- |
About SmartFinancial, Inc.
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides … Read more