SmartFinancial, Inc. (SMBK) - Total Liabilities
Based on the latest financial reports, SmartFinancial, Inc. (SMBK) has total liabilities worth $5.25 Billion USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore SMBK net assets growth trend to track the company's year-over-year net asset growth rate.
SmartFinancial, Inc. - Total Liabilities Trend (2001–2024)
This chart illustrates how SmartFinancial, Inc.'s total liabilities have evolved over time, based on quarterly financial data. See SmartFinancial, Inc. free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
SmartFinancial, Inc. Competitors by Total Liabilities
The table below lists competitors of SmartFinancial, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Grupo Supervielle S.A
F:189A
|
Germany | €5.10 Trillion |
|
CorMedix Inc
NASDAQ:CRMD
|
USA | $420.83 Million |
|
Beijing StarNeto Technology Co Ltd
SHE:002829
|
China | CN¥573.58 Million |
|
Yubico AB
ST:YUBICO
|
Sweden | Skr589.70 Million |
|
Skandinaviska Enskilda Banken AB (publ)
ST:SEB-C
|
Sweden | Skr3.89 Trillion |
|
Beijing ZznodeTechnologies Co Ltd
SHE:003007
|
China | CN¥1.29 Billion |
|
Chularat Hospital Public Company Limited
BK:CHG-R
|
Thailand | ฿2.21 Billion |
|
Northrim BanCorp Inc
NASDAQ:NRIM
|
USA | $3.02 Billion |
Liability Composition Analysis (2001–2024)
This chart breaks down SmartFinancial, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see SMBK company net worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.20 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.75 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how SmartFinancial, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for SmartFinancial, Inc. (2001–2024)
The table below shows the annual total liabilities of SmartFinancial, Inc. from 2001 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $4.78 Billion | +9.50% |
| 2023-12-31 | $4.37 Billion | +4.52% |
| 2022-12-31 | $4.18 Billion | -0.04% |
| 2021-12-31 | $4.18 Billion | +3369.37% |
| 2020-12-31 | $120.55 Million | -94.36% |
| 2019-12-31 | $2.14 Billion | +7.28% |
| 2018-12-31 | $1.99 Billion | +31.45% |
| 2017-12-31 | $1.51 Billion | +58.27% |
| 2016-12-31 | $957.22 Million | +3.62% |
| 2015-12-31 | $923.79 Million | +93.30% |
| 2014-12-31 | $477.91 Million | +21.89% |
| 2013-12-31 | $392.09 Million | -1.87% |
| 2012-12-31 | $399.57 Million | +3.13% |
| 2011-12-31 | $387.45 Million | -6.79% |
| 2010-12-31 | $415.68 Million | -17.62% |
| 2009-12-31 | $504.57 Million | +15.91% |
| 2008-12-31 | $435.30 Million | +6.67% |
| 2007-12-31 | $408.09 Million | +21.18% |
| 2006-12-31 | $336.76 Million | +15.67% |
| 2005-12-31 | $291.15 Million | +30.09% |
| 2004-12-31 | $223.81 Million | +21.57% |
| 2003-12-31 | $184.09 Million | +27.18% |
| 2002-12-31 | $144.76 Million | -99.89% |
| 2001-12-31 | $128.38 Billion | -- |
About SmartFinancial, Inc.
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides … Read more